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Finance 201 > FIN 201 BYU Brau Chp 1 Key terms Winter 2016 > Flashcards

FIN 201 BYU Brau Chp 1 Key terms Winter 2016 Flashcards

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1
Q

401K

A

A tax-sheltered retirement plan offered by some employers.

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2
Q

401K

A

A tax-sheltered retirement plan offered by some employers.

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3
Q

Accounting

A

The business function responsible for creating the historical financial statements.

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4
Q

Asset Manager

A

A professional who makes a living managing a portfolio of assets.

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5
Q

Asset Pricing

A

The process of valuing assets

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6
Q

Business Finance

A

Another word for corporate finance.

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7
Q

Capital Budgeting Analysis

A

The process of deciding what assets to buy.

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8
Q

Cash Management

A

Managing the day-to-day finance operations of a firm.

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9
Q

Certified Financial Planner

A

A professional who has passed the CFP examination.

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10
Q

Chief Financial Officer (CFO)

A

The highest ranking corporate finance officer in a firm.

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11
Q

Commercial Bank

A

A bank that focuses mostly on mid to large sized companies.

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12
Q

Accounting

A

The business function responsible for creating the historical financial statements.

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13
Q

Asset Manager

A

A professional who makes a living managing a portfolio of assets.

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14
Q

Asset Pricing

A

The process of valuing assets

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15
Q

Business Finance

A

Another word for corporate finance.

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16
Q

Capital Budgeting Analysis

A

The process of deciding what assets to buy.

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17
Q

Cash Management

A

Managing the day-to-day finance operations of a firm.

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18
Q

Certified Financial Planner

A

A professional who has passed the CFP examination.

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19
Q

Chief Financial Officer (CFO)

A

The highest ranking corporate finance officer in a firm.

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20
Q

Commercial Bank

A

A bank that focuses mostly on mid to large sized companies.

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21
Q

Company/Industry Analysts

A

Professionals who produce reports on specific firms and industries.

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22
Q

Consumer Bank

A

A bank that focuses mostly on individuals, families, and small business.

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23
Q

Consumer Insurance

A

Life and property insurance.

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24
Q

Corporate Finance

A

The finance function within a business. One of the three main areas of finance.

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25
Q

Corporate Insurance

A

Insurance sold to businesses.

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26
Q

Cost of Capital

A

How much it costs the firm (in percentage terms) to finance its operations through debt and/or equity.

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27
Q

CPA

A

A Certified Public Accountant.

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28
Q

Credit Analyst

A

A bank position which involves deciding who qualifies for a loan and who does not.

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29
Q

Current Market Value

A

What someone would pay right now for an asset.

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30
Q

Debt

A

Money lent by a creditor to provide financing for the borrower.

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31
Q

Discounted Cash Flow

A

The process of using time value of money skills and forecasting to value assets.

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32
Q

Dollar-Cost-Averaging

A

Automatically investing a fixed percentage or amount every certain period, such as a month.

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33
Q

Equity

A

Ownership in an asset such as a company.

34
Q

Estates

A

Legal structures used in estate planning.

35
Q

Fair Return

A

An acceptable return for a passive investor.

36
Q

Fields

A

Specific areas within finance such as insurance, personal finance, financial planning, asset management, etc.

37
Q

Finance (verb)

A

To pay for something.

38
Q

Financial Derivatives

A

Financial assets that derive their value based on an underlying asset. Examples are options, futures, and forwards.

39
Q

Financial Management

A

Another word for corporate finance.

40
Q

Financial Policy Implementation

A

Incorporating new finance ideas within a firm.

41
Q

Free Cash Flows

A

Cash that is left over after business operations and taxes are paid.

42
Q

Hedge Funds

A

Lightly regulated investment funds that have fewer restrictions than mutual funds pertaining to investment choices.

43
Q

Index Fund

A

A mutual fund that tracks an already established index such as the S&P 500.

44
Q

Initial Public Offering (IPO)

A

When a company goes out to raise money from the public for the first (initial) time by “offering” a share of its company, it is called an Initial Public Offering

45
Q

Institutions

A

One of the three main areas of finance which deals with banks, insurance companies, pension funds, and the like.

46
Q

Insurance Company

A

A firm that offers life, health, auto, etc. insurance services.

47
Q

Invest

A

To exchange something in hope of a return.

48
Q

Investment Banking

A

Professional banking services not regulated by federal banking regulations.

49
Q

Investments

A

One of the three main areas of finance. As its name implies, it involves choosing which assets to invest in.

50
Q

Longing

A

Buying an asset.

51
Q

Managerial Finance

A

Another word for corporate finance.

52
Q

Marketing

A

The business function responsible of generating sales.

53
Q

Mergers and Acquisitions (M&As)

A

The market for firms that buy and sell each other.

54
Q

Money Manager

A

Old term for an Asset Manager

55
Q

Mutual Funds

A

Portfolios of assets professionally managed for others to invest in.

56
Q

New Issues

A

The market for firms issuing equity or debt for the first time.

57
Q

No-Load Mutual Fund

A

A mutual fund that does not charge a fee to get into it or to leave it.

58
Q

Operations

A

The business function responsible for the production of the good or service being sold.

59
Q

OPM

A

Other people’s money.

60
Q

Organizational behavior/Human Relations

A

An organization’s business function responsible for interacting with the organization’s employees (staff, faculty, managers, etc.)

61
Q

Passive Investing Strategy

A

Investing without active management.

62
Q

Pension Company

A

A firm that provides retirement investment plans.

63
Q

Private Placements

A

Company financing without having to file the necessary public regulatory documents.

64
Q

Property/Casualty Auto Insurance

A

Insurance required if you own a car.

65
Q

Real Estate Investment Trust

A

Portfolios that own real estate assets such as buildings and mortgages.

66
Q

Reinsurance

A

Insurance sold to insurance companies.

67
Q

Risk Management

A

The area in finance that deals with insurance.

68
Q

Roth IRA

A

A tax-sheltered retirement plan individuals can use to avoid taxes on portfolio returns.

69
Q

Seasoned Equity Offering (SEO)

A

Any public equity offering after the IPO.

70
Q

Shorting

A

Selling an asset.

71
Q

Specialties

A

Another word for fields.

72
Q

Strategic Management

A

The business function of managing the strategies and tactics of business operations.

73
Q

Supply Chain Management

A

A subset of operations responsible for managing the value chain.

74
Q

Tax Strategies

A

Minimizing the taxes a business pays.

75
Q

Tax-Sheltered Plan

A

An investment plan that either defers or eliminates income tax.

76
Q

Teller

A

An entry level bank position.

77
Q

Trusts

A

Legal structures used in estate planning.

78
Q

Value Chain

A

The chain of suppliers and customers the business relies on.

79
Q

Vault.com

A

A website with valuable career information.

80
Q

Venture Capital

A

High risk, usually early stage professional financing.

81
Q

Wills

A

Legal documents used in estate planning.

Finance 201 (1 decks)

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