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Finance 201 > FIN 201 BYU Brau Chp 1 Key terms Winter 2016 > Flashcards

FIN 201 BYU Brau Chp 1 Key terms Winter 2016 Flashcards

1
Q

401K

A

A tax-sheltered retirement plan offered by some employers.

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2
Q

401K

A

A tax-sheltered retirement plan offered by some employers.

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3
Q

Accounting

A

The business function responsible for creating the historical financial statements.

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4
Q

Asset Manager

A

A professional who makes a living managing a portfolio of assets.

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5
Q

Asset Pricing

A

The process of valuing assets

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6
Q

Business Finance

A

Another word for corporate finance.

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7
Q

Capital Budgeting Analysis

A

The process of deciding what assets to buy.

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8
Q

Cash Management

A

Managing the day-to-day finance operations of a firm.

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9
Q

Certified Financial Planner

A

A professional who has passed the CFP examination.

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10
Q

Chief Financial Officer (CFO)

A

The highest ranking corporate finance officer in a firm.

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11
Q

Commercial Bank

A

A bank that focuses mostly on mid to large sized companies.

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12
Q

Accounting

A

The business function responsible for creating the historical financial statements.

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13
Q

Asset Manager

A

A professional who makes a living managing a portfolio of assets.

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14
Q

Asset Pricing

A

The process of valuing assets

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15
Q

Business Finance

A

Another word for corporate finance.

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16
Q

Capital Budgeting Analysis

A

The process of deciding what assets to buy.

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17
Q

Cash Management

A

Managing the day-to-day finance operations of a firm.

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18
Q

Certified Financial Planner

A

A professional who has passed the CFP examination.

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19
Q

Chief Financial Officer (CFO)

A

The highest ranking corporate finance officer in a firm.

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20
Q

Commercial Bank

A

A bank that focuses mostly on mid to large sized companies.

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21
Q

Company/Industry Analysts

A

Professionals who produce reports on specific firms and industries.

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22
Q

Consumer Bank

A

A bank that focuses mostly on individuals, families, and small business.

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23
Q

Consumer Insurance

A

Life and property insurance.

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24
Q

Corporate Finance

A

The finance function within a business. One of the three main areas of finance.

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25
Corporate Insurance
Insurance sold to businesses.
26
Cost of Capital
How much it costs the firm (in percentage terms) to finance its operations through debt and/or equity.
27
CPA
A Certified Public Accountant.
28
Credit Analyst
A bank position which involves deciding who qualifies for a loan and who does not.
29
Current Market Value
What someone would pay right now for an asset.
30
Debt
Money lent by a creditor to provide financing for the borrower.
31
Discounted Cash Flow
The process of using time value of money skills and forecasting to value assets.
32
Dollar-Cost-Averaging
Automatically investing a fixed percentage or amount every certain period, such as a month.
33
Equity
Ownership in an asset such as a company.
34
Estates
Legal structures used in estate planning.
35
Fair Return
An acceptable return for a passive investor.
36
Fields
Specific areas within finance such as insurance, personal finance, financial planning, asset management, etc.
37
Finance (verb)
To pay for something.
38
Financial Derivatives
Financial assets that derive their value based on an underlying asset. Examples are options, futures, and forwards.
39
Financial Management
Another word for corporate finance.
40
Financial Policy Implementation
Incorporating new finance ideas within a firm.
41
Free Cash Flows
Cash that is left over after business operations and taxes are paid.
42
Hedge Funds
Lightly regulated investment funds that have fewer restrictions than mutual funds pertaining to investment choices.
43
Index Fund
A mutual fund that tracks an already established index such as the S&P 500.
44
Initial Public Offering (IPO)
When a company goes out to raise money from the public for the first (initial) time by "offering" a share of its company, it is called an Initial Public Offering
45
Institutions
One of the three main areas of finance which deals with banks, insurance companies, pension funds, and the like.
46
Insurance Company
A firm that offers life, health, auto, etc. insurance services.
47
Invest
To exchange something in hope of a return.
48
Investment Banking
Professional banking services not regulated by federal banking regulations.
49
Investments
One of the three main areas of finance. As its name implies, it involves choosing which assets to invest in.
50
Longing
Buying an asset.
51
Managerial Finance
Another word for corporate finance.
52
Marketing
The business function responsible of generating sales.
53
Mergers and Acquisitions (M&As)
The market for firms that buy and sell each other.
54
Money Manager
Old term for an Asset Manager
55
Mutual Funds
Portfolios of assets professionally managed for others to invest in.
56
New Issues
The market for firms issuing equity or debt for the first time.
57
No-Load Mutual Fund
A mutual fund that does not charge a fee to get into it or to leave it.
58
Operations
The business function responsible for the production of the good or service being sold.
59
OPM
Other people's money.
60
Organizational behavior/Human Relations
An organization's business function responsible for interacting with the organization's employees (staff, faculty, managers, etc.)
61
Passive Investing Strategy
Investing without active management.
62
Pension Company
A firm that provides retirement investment plans.
63
Private Placements
Company financing without having to file the necessary public regulatory documents.
64
Property/Casualty Auto Insurance
Insurance required if you own a car.
65
Real Estate Investment Trust
Portfolios that own real estate assets such as buildings and mortgages.
66
Reinsurance
Insurance sold to insurance companies.
67
Risk Management
The area in finance that deals with insurance.
68
Roth IRA
A tax-sheltered retirement plan individuals can use to avoid taxes on portfolio returns.
69
Seasoned Equity Offering (SEO)
Any public equity offering after the IPO.
70
Shorting
Selling an asset.
71
Specialties
Another word for fields.
72
Strategic Management
The business function of managing the strategies and tactics of business operations.
73
Supply Chain Management
A subset of operations responsible for managing the value chain.
74
Tax Strategies
Minimizing the taxes a business pays.
75
Tax-Sheltered Plan
An investment plan that either defers or eliminates income tax.
76
Teller
An entry level bank position.
77
Trusts
Legal structures used in estate planning.
78
Value Chain
The chain of suppliers and customers the business relies on.
79
Vault.com
A website with valuable career information.
80
Venture Capital
High risk, usually early stage professional financing.
81
Wills
Legal documents used in estate planning.

Finance 201 (1 decks)

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