Fill in the blanks

Question 1

___________arises from illegal acts and omissions.

Answer 1

Liability

Question 2

Society have a _______ ____ _____ to which individuals must adhere

Answer 2

Standards of Conduct

Question 3

The Criminal Code details the ______ that are considered criminal and the array of punishment that can be imposed

Answer 3

Offences

Question 4

Criminal law involves punishing the wrongdoer but rarely with ____ the victim.

Answer 4

Compensation

Question 5

Canada has two distinct systems of law ____ and _____

Answer 5

Common law and Civil law

Question 6

___ ___ is the creation of a progressive body of law against future disputes can be evaluated in order to arrive at a verdict

Answer 6

Case law

Question 7

Changes can also be made to laws though

Answer 7

Statute Law

Question 8

The ______ _____ of Canada is the ultimate court authority in Canada

Answer 8

Supreme Court

Question 9

The two branches of civil law that impact insurance are _____- and ____ law

Answer 9

Contract and Tort

Question 10

Six elements are required for a contract to be binding _____, Intent to bind legally, ______, legality of object, capacity and genuine consent

Answer 10

Agreement and Consideration

Question 11

In Tort law a wrongdoer is called a ____

Answer 11

Tortfeasor

Question 12

The three components in tort law that must be present are _____, _____ , and _________

Answer 12

legal duty owed
legal duty breached and
damage or injury suffered as a direct result of the offender’s action

Question 13

Torts fall into Three main categories, strict liability, _____ torts, and unintentional torts (Negligence)

Answer 13

Intentional

Question 14

Most unintentional torts involve _____

Answer 14

Negligence

Question 15

in Canadian Law, ______ are generally deemed innocent until proven guilty for both criminal and civil cases

Answer 15

Defendants

Question 16

The doctrine __ ___ _____ from Latin meaning - the thing that speaks for itself

Answer 16

res ipsa loquitor

Question 17

______ policies are designed to compensate third parties for bodily injury, personal injury, property loss, and direct financial loss

Answer 17

Liability

Question 18

In addition to municipal bylaws, most provinces are governed by the ____ ____ _____ which requires occupiers to keep their property structure and surroundings safe and free of debris or hazards for visitors, neighbors and passerby’s

Answer 18

Occupier liability act

Question 19

Owners can be liable for third-party bodily injury and property damage caused by their _______

Answer 19

Animals

Question 20

_____ liability occurs when a party is found to be indirectly liable for an act or omission of another person, that is when one party is acting as an agent of another

Answer 20

Vicarious

Question 21

with a personal-lines policy, resident employees, such as nannies, servants and gardeners would also fall under the definition of a _______ relationship

Answer 21

Master/service

Question 22

Alberta’s ____ ______ ____ requires that when two or more people are at fault, they are held jointly and severally liable to the person suffering the damage

Answer 22

Contributory Negligence Act

Question 23

The law provides strict time limits called ______ to bring suit against another party

Answer 23

Prescription

Question 24

If you have more than one policy of insurance which applies to a loss or claim or would have applied if this policy did not exist, this policy will be considered ____ ____ and we will not pay nay loss or claim until the amount of such other insurance is used up

Answer 24

Excess insurance