Figures Flashcards
NHS Funded Care Allowance Rates
Higher Band Lower, Middle, Single Tier Rate Scotland Wales Northern Ireland
If not eligible for continuing care then may qualify for allowances under NHS funded care. The rates are:
Higher Band (Pre Oct 2007) - £257.59 per week
Lower and Middle Band and new single tier - £165.56
Scotland - £257
Wales - £167.87
Northern Ireland - £100
Local authority capital thresholds. Upper and lower
Tariff income of £1 per how much additional capital -
National variations of:
Scotland
Wales
Northern Ireland
England - £14,250 - £23,250
Scotland - £17,500 - £28,000
Wales - £40,000
Northern Ireland - £14,250 - £23,250
Tarriff income of £1 for every £250 capital above lower threshold.
Living Allowances if in care home fully funded by local authority
National variations of:
Scotland
Wales
Northern Ireland
England - £24.90
Scotland - £27.75
Wales - £29.90
Northern Ireland - £24.90
Living Allowances if non-residential care home funded
Equivalent to Guarantee Credit element of Pension Credit +25%
Pension Credit - Guarantee Credit
Qualifying Age?
Tops up income to how much - singles and couples?
Capital thresholds?
How much tariff Income over how much capital threshold?
Age 66.
Tops up income to - £167.25 pw for individuals and £255.25 for couples.
First £10k of savings disregarded.
Each £500 over this is treated as £1 per week
Guarantee Credit Examples:
Example 1: Weekly income of £125 and £11.2k in savings
E..g person has weekly income of £125 and £11.2k savings
Example 2: Kieran, who is single, was born in January 1952. He is not entitled to a full state pension. He receives annual income of £2,240 from an annuity, together with a state pension of £98.12 per week. Kieran has £12,200 in savings.
Example 1: Weekly income of £125 and £11.2k savings.
Income of £125 + (£3 per week notional income from savings) means GC is £39.75 (£167.25 - £128).
Example 2: £141.20 weekly income + £5 tariff income = £146.20. So £167.25 - £146.20 = £21.05.
Pension Credit - Savings Credit
Qualifying age?
Extra payment for those saved for their retirement. Qualifying Income thresholds?
Provides how much income within thresholds and after thresholds?
Qualifying age: Those who reached SPA before 6 April 2016 but not for those after.
Qualifying income thresholds:
Lower - £144.38 singles £229.67 for couples.
Upper - Guarantee Credit
Provides income of 60p for every £1 between threshold. Within threshold maximum is £13.72.
Over guarantee credit threshold - savings credit reduced by 40p for every £1 of excess. If income exceeds £201.55 then savings credit reduced to Nil.
Savings Credit Example:
Example 1: £150pw
Example 2: £170pw
Example 1: (£150 - £144.38) x 60p = £3.37
Example 2: Maximum threshold of £13.72 - £1.10 (£170 - £167.25) x 40p.
Guarantee & Savings Credit Example
Emma Divorced Born in May 1950 State Pension of £129.20 per week Attendance Allowance of £58.70 per week Savings of £20,400
Weekly income of £129.20 + £21 Tariff Income = £150.20.
Guarantee Credit = £167.25 - £150.20 = £17.05.
Savings Credit = £150.20 - £144.38 = £5.82 (60% = £3.49).
Carer’s Allowance
How many hours of caring to qualify?
Weekly rate?
Other working Earnings threshold - £123 pw
Hours: 35 per week
Rate: £66.15 per week.
Caree must receive qualifying disability benefit
If they work must not earn more than £123 per week
Not be full time students
Attendance Allowance
Qualifying age?
Qualifying criteria?
Rate for day and night care?
Rate for either day or night?
Continues to be paid in care home if care is self funding. If funded by local authority then payable for four weeks only.
65 or over
Illness or disability need help with personal care
Lower rate - £58.70 for help either day or night.
Higher rate £87.65 for help both day and night.
PIP & DLA
Qualifying age?
Eligibility of length of illness
Daily Living Component Standard and Enhanced Rate?
Mobility Component Standard and Enhanced Rate?
Qualifying age - 16-64 years for PIP. 16+ for DLA.
Qualifying illness. -Had for 3 months and expected to last for 9 months
Daily living component
Standard Rate - £58.70 pw
Enhanced Rate - £87.65 pw
Mobility component
Standard Rate - £23.20 pw
Enhanced Rate - £61.20 pw
