Fighting Phone Fraud Flashcards

1
Q

What is the first step one can take to reduce calls from solicitors?

A

Sign up for the federal Do Not Call Registry

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2
Q

Who do you call or where can you go to sign up for the Do Not Call Registry?

A

888-382-1222/www.donotcall.gov

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3
Q

True or False: You will might not receive political calls, charitable calls, debt collection calls, informational calls, telephone survey calls, and calls from fraudsters and scammers if you join the Do Not Call Registry.

A

False

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4
Q

What should you do if you still receive sales calls after applying to the registry?

A

Call 888-382-1222 or go to www.donotcall.gov/report.html to file a complaint.

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5
Q

Why is it important to file a complaint to the Do Not Call Registry?

A

Because robocalls and spoof calls are trying to circumvent the Do Not Call Registry.

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6
Q

What is the amount one has to pay in fines if they violate the Do Not Call Registry?

A

Subject to fines more the $40,000.

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7
Q

True or False: You can sign up your cell phone the same way you sign up your home phone for the Do Not Call Registry.

A

True

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8
Q

Does New Jersey have a Do Not Call Registry?

A

No.

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9
Q

What is the New Jersey Do Not Call law?

A

It prohibits telemarketers from calling New Jersey residents who have their name on the registry and telemarketers who have not registered with the Division of Consumer Affairs from calling any resident.

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10
Q

Between what hours are telemarketing calls prohibited according to the New Jersey Do Not Call law?

A

Between the hours of 9pm and 8am

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11
Q

How much money in fines do you have to pay if you break the New Jersey Call law for the first time (first offense)?

A

$10,000

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12
Q

How much money in fines do you have to pay if you break the New Jersey Call law for the second time (second offense)?

A

$20,000

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13
Q

If you have Caller ID and do not recognize the number, what should you do?

A

Do not answer the call.

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14
Q

Should you give out personal information over the phone to someone you don’t know?

A

No.

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15
Q

Should you give out personal information over the phone to someone who is threatening or impersonating your family?

A

No.

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16
Q

True or False: Scammers have impersonated government agencies like the Internal Revenue Service (IRS) and Social Security Administration (SSA).

A

True

17
Q

Does the IRS call people saying that they owe money and need to pay it immediately?

A

No.

18
Q

If someone is calling saying that you need to replace your Medicare/Medicaid card but needs personal information first, is the call most likely legit?

A

No.