Field Underwriting Procedures Flashcards

1
Q

agents or brokers

A

producer

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2
Q

agents of the insurer

A

agents

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3
Q

informs the applicant that a credit report will be ordered concerning his or her past history and any other health insurance for which they have previously applied

A

notice to the applicant

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4
Q

what must an agent get when delivering a policy if they did not recieve a premium during the application

A

statement of continued good health

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5
Q

Medical exam requests are more common with which type of insurance/

A

life insurance

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6
Q

includes all individually identifiable health information

A

protecte health information (PHI)

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7
Q

In a replacement sutuation, what should not be considered?

A

assets

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8
Q

if an applicatn does not recieve a new insurance policy, who would be help responsible?

A

agent

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9
Q

What document describes an insureds medical history, including diagnoses and treatments?

A

Attending physicians statement

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