FHM Loan Officers Flashcards
Heather Devoto
VP/Branch Manager
NMLS ID 186983
OFFICE ADDRESS:
1355 Beverly Road Suite 215 McLean, VA 22101
OFFICE PHONE:
703-388-0095
CELL PHONE:
703-517-0406
EMAIL ADDRESS:
hdevoto@firsthome.com
LICENSED IN:
DC (MLO186983), Maryland (186983), Virginia (MLO-1543VA)
ABOUT HEATHER:
Purchasing a home is not a small decision, and in Heather’s experience, knowing her clients and understanding their needs is critical. She focuses on providing education and insights throughout the home-buying process to help every client be informed and make the best decision for themselves. As a native to Arlington, Heather understands the nuances of the DC market and what matters to individuals and families.
Throughout her career, Heather has built an extended network of partners, and trust is paramount. For her clients, whether it is a first-time home buyers, veterans, or an experienced homeowner, having the right mortgage lender makes a real difference in increasing their chances of getting a contract accepted. With over $1.4 billion dollars in closed loans, she understands how all of the moving parts of the process need to come together – from investor guidelines to changes in the law.
From the first conversation at the very beginning, Heather focuses on understanding the financial situation for each client and developing the best strategy for them on how to move forward as they look to purchase their new home.
Experience: Residential Mortgage, First Time Home Buyer, VA Loans, FHA Loans, Mortgage Financing, Home Loans
Mark Wooten
Mortgage Planning Specialist
NMLS ID 74755
OFFICE ADDRESS
51 Kilmayne Drive Suite 105 Cary, NC 27511
OFFICE PHONE
919-300-3010
CELL PHONE
919-219-4321
EMAIL ADDRESS
mwooten@firsthome.com
LICENSED IN
North Carolina (I-203142), South Carolina (MLO - 74755), Virginia (MLO-57676VA)
ABOUT MARK
Mark Wooten is a Mortgage Planning Specialist and Branch Manager with First Home Mortgage. As a mortgage planner, he has one of the best jobs in the world. He helps people structure their mortgages to create and preserve wealth for themselves and their families. This could include using their mortgage to help them get their children through college. With the support of his professional network, he helps his clients identify and achieve their retirement goals. Together, he finds the most efficient way to manage cash flow and minimize his client’s tax obligation.
Wooten’s background includes wide-ranging experience within the mortgage industry. While he has always maintained a personal book of business, he also previously managed the state of North Carolina for one of the largest mortgage brokerage firms in America. His entire career has been in the Triangle region of NC. As a 25 year+ veteran of the industry, he has built 100% of his business via referrals due to his commitment to integrity and personal service.
Wooten is involved in the Raleigh Regional Association of Realtors, the Wake County Home Builders Association, the Cary Macgregor Rotary Club and the Cary Chamber of Commerce. He has previously held board positions outside of the mortgage field for various associations and nonprofit causes. Wooten was a graduate of the RRAR (Raleigh Regional Association of Realtors) Leadership Academy and earned his B.S.B.A. with a concentration in Finance from East Carolina University.
Although passionate about helping families achieve the American dream of homeownership it is not his first love. He and his wife Joanna have 3 beautiful children Lauren, Logan and Landon. “My primary focus in life is faith, family and friends; those are a must in order to enjoy true professional success”.
Ryan Paquin
Branch Manager
NMLS ID 187868
OFFICE ADDRESS
2200 Defense Highway Suite 400 Crofton, MD 21114
OFFICE PHONE
301-352-6060
CELL PHONE
240-539-1658
EMAIL ADDRESS
rpaquin@firsthome.com
LICENSED IN
Delaware (MLO-187868), DC (MLO187868), Florida (LO17445), Georgia (30476), Maryland (187868), New Jersey, North Carolina ( I-184104), Pennsylvania (59298), South Carolina (MLO - 187868), Virginia (MLO-976VA)
ABOUT RYAN
Ryan Paquin is a passionate, hardworking mortgage consultant and Branch Manager with the brilliant professionals at First Home Mortgage in Crofton, Maryland.
For the past ten incredible years, Ryan has made his forward thinking mortgage advice readily available to those clients who choose to be financially responsible homeowners. His gorgeous, easy to locate office is located at the intersection of Route 3/301 and Route 450/Defense Highway in Crofton.
Ryan has lived in Maryland since February of 2002. He graduated from Salisbury University in 1999 with a double major in Finance and Marketing. Before moving to Maryland in 2002, Ryan was a trader on the American exchange in New York City.
Ryan and his wife have two beautiful little girls, Kylie and Kenna, and a little boy, Brett. Ryan enjoys spending his free time with his wife and kids and coaching soccer. Ryan helped 237 families in 2014, helping more people purchase a home than anyone in the company. He prides himself on being extremely well versed with First Time Home Buying programs.
Ayaz Rahemanji
(Ayazhussein Rahemanji)
Branch Manager
NMLS ID 457664
OFFICE ADDRESS
2700 Lighthouse Point East Suite 340 Baltimore, MD 21224
OFFICE PHONE
443-873-5505
CELL PHONE
717-649-4410
EMAIL ADDRESS
ayaz@firsthome.com
LICENSED IN
Delaware (MLO-457664), DC (MLO457664), Florida (LO50637), Maryland (457664), New Jersey, Pennsylvania (50779), Virginia (MLO-23813VA), South Carolina (MLO - 457664)
ABOUT AYAZ
Ayaz Rahemanji and his team’s main goal is superior customer service. Whether you are buying, selling, or refinancing your home, he knows that this is one of the most important decisions you will make.
The Rahemanji Team at First Home is dedicated to making your financing process smooth and stress-free. The team is dedicated to not just working with you from pre-qualification to closing, but they will continue to be your point of contact for any questions or needs long after settlement. Ayaz has a reputation of excellence, which has helped him achieve President’s Club status every year he has been in the business, along with servicing over $1.2 billion in transactions. He has built his team on referrals and repeat customers, which is something he is proud of.
Ayaz currently resides in Baltimore City, Maryland and when he’s not working, he enjoys spending time with his friends, family, and new nephew. He is well versed with all products and programs and looks forward to helping you meet and exceed your financial goals.
Jason Nader
(Jason Lawrence Nader)
Branch Manager
NMLS ID 313085
OFFICE ADDRESS
900 Bestgate Road Suite 310 Annapolis, MD 21401
OFFICE PHONE
410-571-2020
CELL PHONE
240-882-4830
EMAIL ADDRESS
jnader@firsthome.com
LICENSED IN
DC (MLO313085), Delaware (MLO-313085), Florida (LO65595), Maryland (313085), Pennsylvania (104454), South Carolina (MLO - 313085), Virginia (MLO-11324VA), West Virginia (LO-313085)
ABOUT JASON
Jason Nader has worked in the mortgage industry since 2003. He spent the first eight years with JP Morgan Chase, where he was a perennial “Leaders Club” Loan Officer. This distinction is awarded to the top originators in the country. From 2010 – 2018, he worked as Vice President, and was one of the top originators, at Bay Capital Mortgage. In early 2018, Jason transitioned to First Home Mortgage Corporation where he is the Vice President of the Annapolis branch.
Jason is experienced in assisting first-time homebuyers and move-up buyers using FHA, USDA, and conventional financing. He has facilitated veterans’ achievement of homeownership using the VA loan program. Jason has vast knowledge when considering a second home, investment, or condo purchase.
Jason received his BS from the University of Delaware where he attended on a football scholarship. He was born and raised in Maryland and attended DeMatha Catholic High School. Jason and his wife Kendra live in Davidsonville with their four children.
Jason enjoys working in the mortgage business and looks forward to helping you with the financing of your current or new home.
Scott Story
(Scott William Story)
Sales Manager
NMLS ID 207468
OFFICE ADDRESS
8401 Connecticut Ave.Suite 1100 Chevy Chase, MD 20815
OFFICE PHONE
240-479-7656
CELL PHONE
301-275-8660
EMAIL ADDRESS
sstory@firsthome.com
LICENSED IN
DC (MLO207468), Maryland (207468), North Carolina (I-161615), Virginia (MLO-5671VA)
ABOUT SCOTT
Scott Story operates out of our Chevy Chase office and is a proud alumnus of the University of North Carolina Wilmington. Since joining First Home in 2009, Scott has become one of the company’s top producers and is consistently recognized as being in the top 1% of loan officers nationwide. Scott takes great pride in providing outstanding customer service while tailoring each loan to meet the individual needs of every client.
Scott thoroughly enjoys working with first-time homebuyers, fully explaining the process of financing a home through a committed and detail-oriented approach. He will take the time necessary to review all potential loan options to ensure that each client has the confidence and knowledge to make the best decision. Scott’s ultimate goal is to establish long term relationships with his clients, leaving each party fully satisfied with their final product.
Scott currently resides in Bethesda, Maryland and when he is not working, you can probably find him in the vicinity of a local golf course or relaxing with his family and friends. Whether you are looking to buy or refinance, put Scott’s knowledge and professionalism to work for you.
Rob Mercer
(Robert Charles Mercer)
Branch Manager
NMLS ID 147453
OFFICE ADDRESS
7910 Woodmont Ave. Suite 1330 Bethesda, MD 20814
OFFICE PHONE
240-479-2302
CELL PHONE
301-332-2745
EMAIL ADDRESS
rmercer@firsthome.com
LICENSED IN
DC (MLO147453), Delaware (MLO-147453), Florida (LO118716), Maryland (147453), Pennsylvania (67790), Virginia (MLO-1330VA)
ABOUT ROB
Rob Mercer has been a Mortgage Originator since September 1989. Rob Joined First Home Mortgage in 2007 to open and manage the Silver Spring Office. Rob has consistently achieved President’s Club/Chairman’s Club status, ranking in the top five percent as both a Loan Officer and Branch Manager for the past 15 years.
Rob’s professionalism and experience are second to none. Rob completed his studies in 1987 with a marketing degree from the University of Maryland. Rob is understandably a zealous Terps Fan and holds season tickets for Maryland basketball and football and has for almost 30 years! Rob and his wife Pam are the proud parents of three children; Charlotte, Bridget, and Hobson.
Bill Payne
(William Wirt Payne III)
Assistant Branch Manager
NMLS ID 283298
OFFICE ADDRESS
465 W. Coleman Boulevard Suite 201 Mt. Pleasant, SC 29464
OFFICE PHONE
843-216-3535
CELL PHONE
843-532-1392
EMAIL ADDRESS
bpayne@firsthome.com
LICENSED IN
Florida (LO60731), Georgia (55888), North Carolina (I-153016), South Carolina (MLO - 283298)
ABOUT BILL
Bill Payne has lived in Mount Pleasant since 2004. Prior to becoming a Loan Officer in 2005, Bill worked for a private equity group in New York as a Controller for one of the venture groups focusing heavily on acquisitions. He accepted this role after serving as a Manager with the Assurance and Advisory Business division for Ernst & Young. There, his duties included providing strategic planning for SEC clients as well as guiding the board of directors on new government legislation.
His background as a Certified Public Accountant and experience with private equity suit him very well for working with clients in this industry. He is a graduate of Birmingham-Southern College in Birmingham, Alabama, where he earned a Bachelor of Arts degree in Accounting.
He, his wife Amy, son William, and daughter Hayes live in Mount Pleasant.
Matthew Borgerson
(Matthew Francis Borgerson)
Loan Officer
NMLS ID 1213242
OFFICE ADDRESS
8401 Connecticut Ave. Suite 1100 Chevy Chase, MD 20815
OFFICE PHONE
202-448-0870 X3604
CELL PHONE
610-324-5488
EMAIL ADDRESS
mborgerson@firsthome.com
LICENSED IN
Delaware (MLO-1213242), DC (MLO1213242), Florida (LO99441), Maryland (1213242), Pennsylvania (61315), Virginia (MLO-21916VA)
ABOUT MATTHEW
Matthew was born and raised in Drexel Hill, Pennsylvania, a suburb of Philadelphia. He came to the area to attend college at the University of Maryland College Park and received a degree in economics in 2010. Since then, he has worked in the financial services industry in Bethesda, MD and Washington, D.C.
Matthew currently lives in Annapolis, MD and works in downtown Washington, D.C. He is a licensed Mortgage Loan Originator in D.C., Maryland, Virginia, and Pennsylvania. He is experienced with a wide variety of products including conventional, FHA, VA, jumbo loans, and bond programs such as D.C. Open Doors and the Maryland Mortgage Program. He understands the value of your time, and because of that, will make himself available on nights and weekends as often as possible.
When he is not helping you with your financing needs, you can typically find him hiking one of the many trails the DMV has to offer or attending a sporting event at his alma mater.
Harry Manley
(Harry Aloysius Manley III)
Loan Officer
NMLS ID 1654927
OFFICE ADDRESS
900 Bestgate Road Suite 310 Annapolis, MD 21401
OFFICE PHONE
410-571-2032 x 2112
CELL PHONE
240-486-9654
EMAIL ADDRESS
HManley@firsthome.com
LICENSED IN
DC (MLO1654927), Maryland (1654927), Virginia (MLO-34718VA)
ABOUT HARRY
Harry Manley is a licensed loan originator with First Home Mortgage. With a passion for helping individuals achieve the dream of home ownership, Harry prides himself on the exceptional service he provides in every transaction. The purchase of a new home is the most important financial decision one can make, which is why Harry will be there day and night to guide you through the process.
As a loan officer, Harry’s main goal is to educate and inform his clients on every aspect of the stressful journey that comes before buying a new home. His detailed approach will ensure that there are no questions left unanswered, and that his clients will feel at ease when going through such an important part of their lives. Efficiency is vital to a smooth transaction, and with seamless communication, Harry will ensure these aspects are accomplished.
Harry is native to Maryland and grew up in Prince Georges County. Harry attended Archbishop Spalding High School and then attended the University of Maryland where he earned a degree in Finance from the Robert H. Smith School of Business. In his free time, Harry enjoys playing golf, watching baseball, and cheering on local sports teams such as the Washington Capitals and Baltimore Orioles.
Alex Jaffe
(Alexander M Jaffe)
Branch Sales Manager
NMLS ID 192106
OFFICE ADDRESS
8401 Connecticut Ave. Suite 1100 Chevy Chase, MD 20815
OFFICE PHONE
240-479-7658
CELL PHONE
301-928-8030
EMAIL ADDRESS
ajaffe@firsthome.com
LICENSED IN
DC (MLO192106), Maryland (192106), Virginia (MLO-5669VA)
ABOUT ALEX
Alex Jaffe is Branch Sales Manager of our Chevy Chase office, and a Senior Loan Officer working with clients throughout Washington, DC, Maryland, and Virginia.
In his 16+ year career since 2007 Alex has closed over 2,500 loans and has ranked within the top 200 of loan officers in the nation since 2015 (by business volume). Alex is also ranked in the top 10 of loan officers in DC (by business volume) and has received recognition annually by various publications including the Washingtonian which recognizes top loan officers based on reviews by Realtors.
Alex is proud of his reputation in the DMV (DC, Maryland, Virginia) real estate community, as most clients come to him by way of past client recommendations or Realtor recommendations. Alex teaches the Advanced Real Estate Finance class for the Greater Capital Area Realtors Association (having taught it more than a dozen times) as well as hundreds of first-time home buyer classes. Alex was awarded the Key to the City from the DC Housing Finance Agency for closing the very first DC Open Doors loan in 2013, and in 2023 he was awarded the Legends Award for closing the most DC Open Doors loans in the past decade (250-300 and counting).
As a manager, Alex oversees his team and the workflow (the people who work on his clients’ loans) and supports the 15+ loan officers in the Chevy Chase branch. Alex is writer of and actively maintains his website https://www.alexjaffe.com which has a directory of helpful information to both first-time and repeat home buyers, including detailed descriptions on loan programs offered by First Home and local government.
Alex prides himself on getting everything right, every single time. Communication and education are what Alex is known for. For first-time homebuyers, Alex happily spends extra time making sure his clients fully understand the home buying process and their loan.
Alex’s depth of experience and knowledge allows him to offer a wide variety of loan programs in an expert way, including conventional conforming and non-conforming, FHA, VA, jumbo, USDA, renovation & construction loans, and more. ~30% of Alex’s business is condominiums or co-ops, and Alex focuses on expertise on the underwriting of these more complex transactions.
Alex is a past President of the DC Alumni Club for the University of Michigan, which has ~20,000 members. Alex lives in Washington, DC with his wife Jackie and sons Louie, Cole, and Moe. Alex enjoys most of his time with his kids. In addition to sports and games with them, he also enjoys hiking, spending time in, on, and around the Chesapeake Bay, spinning, supporting the University of Michigan, and cooking, baking, and barbequing.
Chris Ferdinand
(Christopher John Ferdinand)
Loan Officer
NMLS ID 1079620
OFFICE ADDRESS
51 Kilmayne Drive Suite 105 Cary, NC 27511
OFFICE PHONE
919-604-8457
EMAIL ADDRESS
CFerdinand@firsthome.com
LICENSED IN
North Carolina (I-157746)
ABOUT CHRIS
Chris Ferdinand is a loan officer at First Home Mortgage where he specializes in unlocking maximum value for all his clients. He has more than a decade of experience within the mortgage industry and has helped more than 1,000 clients achieve their dreams. He has extensive knowledge of Conventional, VA and FHA loan programs, as well as in depth experience working with corporate relocation homebuyers. In his most recent role prior to First Home Mortgage, he spent over eight years at a national homebuilder as the loan officer for their Raleigh division, covering the Triangle market area.
Chris works tirelessly with clients seeking to buy a home identifying the best mortgage loan options available to solve their homebuying needs, and with existing homeowners seeking refinance options to help his clients meet their financial goals. During his tenure, he consistently achieved independent third-party customer service scores of greater than 95% satisfaction, while consistently ranking among the highest producing loan officers within the company.
Chris attended the University of Delaware where he achieved Dean’s List recognition and graduated with a BSBA in Marketing and Economics. While attending the University of Delaware, he met his wife Jennie. Chris and Jennie have two beautiful children, Maddie and Kelly, which he loves spending most of his time with while outside of work.
Gabe Tuvek
(Gabriel Girard Tuvek)
Branch Manager
NMLS ID 281272
OFFICE ADDRESS
465 W. Coleman Boulevard Suite 201Mt. Pleasant, SC 29464
OFFICE PHONE
843-216-3535
CELL PHONE
843-819-5270
EMAIL ADDRESS
gtuvek@firsthome.com
LICENSED IN
Florida (LO60734), Georgia (55935), North Carolina (I-149305), South Carolina (MLO - 281272)
ABOUT GABE
Gabe Tuvek has lived in Mount Pleasant, South Carolina for the past seventeen years and has been named to the top 1% of mortgage originators in the country for the past several years. He prides himself in customer service and accessibility. He graduated from the University of Connecticut as the TOP student in Finance in 1997. Before moving to the Charleston area, Gabe was a stock options trader on the AMEX in New York City. Gabe has three beautiful girls in his life, his wife Brittaney and his daughters, Sawyer and Scarlett. He also has a wonderful son, Harrison! Running, coaching children, and spending time with his family are his favorite hobbies.
Jeff Stempler
(Jeffrey Lee Stempler)
Loan Officer
NMLS ID 171047
OFFICE ADDRESS
8401 Connecticut Ave. Suite 1100 Chevy Chase, MD 20815
OFFICE PHONE
240-403-7233 x6702
CELL PHONE
301-674-3975
EMAIL ADDRESS
JStempler@firsthome.com
LICENSED IN
DC (MLO171047), Delaware (MLO-171047), Florida (LO124221),Maryland (171047), Pennsylvania (106642), Virginia (MLO-83VA), West Virginia (LO-171047)
ABOUT JEFF
Jeff Stempler, a DC metro native, thoroughly understands the area’s growing and diverse real estate market. He has 17+ years of experience in mortgage financing, serving all of Maryland (including Prince Georges, Frederick, and Montgomery Counties and the towns of Germantown, Potomac, Poolesville, and Frederick). He also provides services to all of Virginia (including Fairfax, McLean, Vienna, Arlington, and Alexandria), and Washington, DC.
Jeff loves helping buyers achieve the dream of homeownership and consistently ranks in the top 1% of mortgage originators for the nation according to Mortgage Executive Magazine. Jeff’s commitment to communicate throughout the home purchase and refinance transactions distinguishes him from his competitors and makes buyers feel comfortable whether they are first-time homebuyers or moving up and using a Jumbo Loan.
Active in the community, Jeff is a member of the Poolesville Chamber of Commerce, helping members grow their business by running their networking meetings. Jeff lives in Poolesville and is a proud husband and father of three teenagers.
Dolph Hegewisch
(Adolph E Hegewisch)
Loan Officer
NMLS ID 2018991
OFFICE ADDRESS
900 Bestgate Road Suite 310 Annapolis, MD 21401
OFFICE PHONE
410-721-0436
CELL PHONE
443-995-0057
EMAIL ADDRESS
DHegewisch@firsthome.com
LICENSED IN
DC (MLO2018991), Florida (LO91350), Maryland (2018991), Virginia (MLO-65950VA)
ABOUT DOLPH
As a seasoned mortgage professional, Dolph will help his clients understand how to incorporate the loan they choose together into their overall long and short-term financial planning goals. Dolph believes in building liquidity, while structuring the mortgage in such a way to continue to build upon the clients’ financial budgetary requirements and long-term financial goals.
Dolph works with both first-time homebuyers and seasoned homeowners as the concept of mortgage planning applies to everyone. Dolph is licensed in Florida.
Dolph is a native of Crofton, Maryland in Anne Arundel County. Dolph navigates between Crofton and Sarasota, Florida. Dolph attended DeMatha Catholic High School where he played Soccer and Golf. Dolph then attended Salisbury University where he earned a degree in Marketing & Sales while playing College Soccer. In his free time, Dolph enjoys playing golf, watching soccer, and hanging out with family and friends.
Lynlea Westervelt
(Lynlea Dru Westervelt)
Branch Sales Manager
NMLS ID 455854
OFFICE ADDRESS
900 Bestgate Road Suite 310 Annapolis, MD 21401
OFFICE PHONE
443-864-2302
EMAIL ADDRESS
LWestervelt@firsthome.com
LICENSED IN
Delaware (MLO-455854), Maryland (455854), Pennsylvania (105867), Virginia (MLO-69035VA)
ABOUT LYNLEA
Lynlea started in the mortgage business upon graduating from James Madison University in 2007. Currently, she is a branch sales manager in the Annapolis office. She prides herself on excellent customer service and taking the time to dive into each customers financial situation to provide the best mortgage possible. Her knowledge and passion to help people have led her to excel in the industry.
Lynlea is a lifelong MD resident and resides in Severna Park with her husband, Drew and their 2 children. She loves being a mom and spending time with her family. She also enjoys cooking and playing competitive sports.
Renee Strahler
(Renee Dawn Strahler)
Loan Officer
NMLS ID 863914
OFFICE ADDRESS
51 Kilmayne Drive Suite 105 Cary, NC 27511
OFFICE PHONE
919-300-3016
CELL PHONE
614-397-1027
EMAIL ADDRESS
RStrahler@firsthome.com
LICENSED IN
North Carolina (I-219151), Virginia (863914)
ABOUT RENEE
Renee Strahler is a loan officer at First Home Mortgage and she makes the homebuying and refinancing process simple! She has 20 years of lending experience and prides herself on being available to guide her clients through every step of the homebuying process, providing them with all the information they need to feel confident with their financing. Renee receives 100% of her business from repeat clients and referrals due to her customer service and knowledge.
Originally from Ohio, Renee relocated to Cary, North Carolina with her husband and three children in 2015. You will often find Renee at a ballfield cheering for one of her children with a laptop and phone nearby ready to help a new or repeat client. If you are looking for someone who will be there to support and guide you throughout the financing process, then you will find the perfect fit with Renee!
Ann Flaherty
(Ann E Kavadas Flaherty)
Branch Manager
NMLS ID 142903
OFFICE ADDRESS
9697 Main Street Suite B Fairfax, VA 22031
OFFICE PHONE
703-978-3360
CELL PHONE
703-980-3112
EMAIL ADDRESS
aflaherty@firsthome.com
LICENSED IN
Delaware (MLO-142903), DC (MLO142903), Florida (LO122835), Maryland (142903), New Jersey (142903), North Carolina ( I-176473), Pennsylvania (79880), Virginia (MLO-578VA), West Virginia (LO-39102)
ABOUT ANN
Ann Kavadas Flaherty has been in the Real Estate industry since 1989. Ann has been a full time mortgage professional since 1999. Ann is very knowledgeable in all aspects of the transaction and her goal is to make it seamless for the customer. Ann’s knowledge of the complex world of financing can help you select the most suitable financing for you. Ann truly enjoys helping others achieve home ownership.
Chris Edge
(Christopher Bradley Edge)
Branch Sales Manager
NMLS ID 1017539
OFFICE ADDRESS
900 Bestgate Road Suite 310 Annapolis, MD 21401
OFFICE PHONE
410-571-2048 x 2128
CELL PHONE
410-708-1075
EMAIL ADDRESS
CEdge@firsthome.com
LICENSED IN
Delaware (MLO-1017539), DC (MLO1017539), Maryland (1017539), Virginia (MLO-40850VA)
ABOUT CHRIS
Chris Edge is a Loan Officer and Branch Sales Manager in the Annapolis branch and has been assisting clients with mortgage financing for the past eight years. Chris’ approach to mortgage lending is simple. He starts by taking the time to understand his clients’ goals and long-term plans, then crafts a comprehensive mortgage solution that meets their needs. As market conditions and programs frequently change, Chris believes in keeping his clients informed and up to date with the latest insights. His true passion is in the education of his clients and helping them understand the process and strategy of buying their dream home. Chris resides in Annapolis, MD with his wife, three kids, and two dogs. When he is not assisting clients with their mortgage needs, Chris spends his time with his family enjoying all the outdoor benefits Maryland has to offer.
Taylor Gladu
(Taylor Goddard Gladu)
Loan Officer
NMLS ID 1416111
OFFICE ADDRESS
24404 Three Notch Road Suite 102 Hollywood, MD 20636
OFFICE PHONE
301-373-6640
CELL PHONE
301-481-5243
EMAIL ADDRESS
TGladu@firsthome.com
LICENSED IN
Maryland (1416111), Virginia (MLO-26565VA)
ABOUT TAYLOR
Taylor feels a real sense of purpose and gratitude for the opportunity to help her clients find the perfect financing solution for their needs and goals.
She has found that her attention to detail and organizational skills are of tremendous value to her realtor partners as well as her valued clients.
Taylor was born and raised in Southern Maryland and loves living here to this day. In her spare time, she enjoys cooking, DIY projects around her home, and spending time with my family and friends.
Tammi Printz
(Tammi Michelle Printz)
Loan Officer
NMLS ID 455836
OFFICE ADDRESS
900 Bestgate Road Suite 310 Annapolis, MD 21401
OFFICE PHONE
(410) 725-9451
CELL PHONE
410-725-9451
EMAIL ADDRESS
TPrintz@firsthome.com
LICENSED IN
DC (MLO455836), Maryland (455836), Virginia (MLO-32519VA)
ABOUT TAMMI
Tammi Printz started out in the mortgage business in 1993 as a processor and then managed the operations departments of two very large mortgage companies until 2008. She gained so much experience throughout those years because it helped strengthen her knowledge in underwriting, closing, and post-closing.
Even though she loves the operational side, her true passion is helping buyers with their finances to purchase homes. She has been originating for 11 years now and is well known for first-time home buyer programs and 203k loans. She is very fortunate because mortgage banking is her passion and she truly loves helping clients with their dream of homeownership.
Joe Dawson
(Joseph Merriman Dawson)
Loan Officer
NMLS ID 917066
OFFICE ADDRESS
8401 Connecticut Ave. Suite 1100 Chevy Chase, MD 20815
OFFICE PHONE
240-479-2305
CELL PHONE
703-376-1967
EMAIL ADDRESS
JDawson@firsthome.com
LICENSED IN
DC (MLO917066), Delaware (MLO-917066), Florida (LO105205), Maryland (917066), Virginia (MLO-19075VA)
ABOUT JOE
Joe Dawson has been a loan officer since 2011, serving homebuyers throughout Maryland, Virginia, Washington, DC, Florida, and Delaware.
Joe prides himself on excellent and swift communication with all parties in the transaction, so that everyone is comfortable and excited at the closing table. Joe’s knowledge of many different products and programs allows him to be a great resource not only for his buyers, but for real estate agents as well. He understands that buying a home is the largest financial investment that most people make in their life, and handles buyers with care and expertise.
Joe has been honored in the top 1% of loan officers in the country by Scotsman Guide, for the past several years.
When Joe isn’t working, he enjoys cooking, playing/watching rugby, and spending time with his family and pet Doberman.
David Toaff
(David Shlomo Toaff)
Loan Officer
NMLS ID 1065782
OFFICE ADDRESS
7910 Woodmont Ave. Suite 1330 Bethesda, MD 20814
OFFICE PHONE
240-479-2309
CELL PHONE
610-348-3772
EMAIL ADDRESS
dtoaff@firsthome.com
LICENSED IN
DC (MLO1065782), Delaware (MLO-1065782 ), Florida (LO126118), Georgia (1065782), Indiana (65529), Maryland (1065782), Pennsylvania (62292), Virginia (MLO-15605VA)
ABOUT DAVID
David Toaff is a highly ambitious, thorough, and responsive Loan Officer working out of the Bethesda office. He lives in Dupont Circle where he also often meets clients. He builds a personal relationship with his clients and referral partners and he is more than willing to explain anything that they are interested in knowing. He makes himself readily available seven days a week, including evenings and weekends. Customer service is a top priority for him and it is highly apparent to his clients.
David is licensed in DC, Florida, Georgia, Maryland, Pennsylvania, and Virginia and is often on the road as he’s glad to travel for business purposes. With the help of a fantastic assistant, processor, and the various departments at First Home Mortgage, David guarantees his clients and business partners will be more than satisfied. He also does a lot in the way of marketing for those he does business with and also regularly teaches seminars on local loan programs.
Arlene Dean
(Arlene Patricia Dean)
Loan Officer
NMLS ID 209987
OFFICE ADDRESS
24404 Three Notch Road Suite 102 Hollywood, MD 20636
OFFICE PHONE
301-373-6640 x6102
CELL PHONE
240-372-9457
EMAIL ADDRESS
ADean@firsthome.com
LICENSED IN
Maryland (209987)
ABOUT ARLENE
Since 2002, Arlene Dean has been providing the highest level of customer service as a Maryland-licensed mortgage loan officer. With more than 18 years of professional experience, she has helped hundreds of first-time home buyers as well as move-up buyers, second home purchasers, and real estate investors through the home financing process. She is skilled in navigating her clients through Conventional, FHA, VA, and USDA financing and grant options in Maryland.
Arlene works extensively on military relocations and especially loves helping active duty soldiers and their families make a smooth transition to Maryland. Despite living on the east coast, she’s accustomed to working in the Pacific Time Zone for her clients’ convenience and always makes herself available via phone, email, or text.
She hosts frequent homebuyer workshops and classes and emphasizes the importance and advantage of working with a local loan officer versus an anonymous person online. Customer service is her #1 priority and she views every new professional relationship as a long-term one. Let her make your dream of home ownership in Maryland a reality.
Born in the mountains of North Carolina, Arlene has lived in Maryland for over 39 years. She is dedicated to building and actively participating in her local community. Arlene has two boys, Jackson (14) and Davis (6). She loves camping with the family, going to NASCAR events, playing bingo with friends and family – and of course watching football!
Derick Andrade
(Derick Matthew Andrade)
Loan Officer
NMLS ID 2051827
OFFICE ADDRESS
183 Central Avenue Seekonk, MA 02771
OFFICE PHONE
508-915-6006
CELL PHONE
401-323-3911
EMAIL ADDRESS
DAndrade@firsthome.com
LICENSED IN
Connecticut (LO-2051827), Florida (631069), Massachusetts (MLO2051827), Rhode Island (2051827)
ABOUT DERICK
Derick recently joined First Home Mortgage as a loan officer after working in the customer service industry for over 12 years. He started his career at Enterprise Rent A Car where his primary goal was to always put the customer first. While there, he managed one of the largest branches in New England and won multiple awards for having the best customer service.
Derick’s passion for real estate started when he purchased his first investment opportunity as a renovation and resale project. Since then, he has bought and sold multiple projects and has extensive experience with the loan process as both the buyer and the seller. Derick has in-depth knowledge of loan programs and a sophisticated understanding about the market which will guarantee the best borrowing solution for his client. He has ample experience in problem solving and enjoys finding solutions for others.
Derick is fluent in Portuguese and Spanish. He obtained a Bachelor’s Degree in Electronic Engineering at Johnson & Wales University. He resides in Rehoboth with his wife of 15 years and two daughters where he enjoys spending time with his family and watching football.
Ryan Kurrle
(Ryan Douglas Kurrle)
Loan Officer
NMLS ID 1631310
OFFICE ADDRESS
2200 Defense Highway Suite 400 Crofton, MD 21114
OFFICE PHONE
301-352-6060 x 2220
CELL PHONE
443-504-7152
EMAIL ADDRESS
RKurrle@firsthome.com
LICENSED IN
DC (MLO1631310), Maryland (1631310), Pennsylvania (75146), Virginia (MLO-34467VA)
ABOUT RYAN
Ryan Kurrle’s main goal as a Loan Officer is to minimize the stress felt by his customers when obtaining a mortgage. His detailed approach to the process will ensure that every customer is put into a loan program that best fits their wants and needs. The biggest regret that homeowners have today is that they didn’t realize there was more options than the one their lender provided. Ryan strives to make sure he reviews several options with each customer so they are making not only an informed decision, but the right decision for their family.
Ryan currently resides in Annapolis, MD and has been a Maryland resident his entire life. In his early years, Ryan spent the majority of his time playing on a variety of local sports teams in his hometown of Bel Air, MD. Now, you can find Ryan hanging out at one of the many cool spots downtown, cheering on one of the local sports teams, or spending time on the Eastern Shore with his family and friends.
Whether you are ready to buy your dream home today or you are looking to get on the right path, Ryan would love to assist you in any way that he can.
Bobbie Maurer
(Bobbie Jean Maurer)
Branch Sales Manager
NMLS ID 22276
OFFICE ADDRESS
183 Central Avenue Seekonk, MA 02771
CELL PHONE
401-440-7155
EMAIL ADDRESS
BMaurer@firsthome.com
LICENSED IN
Connecticut (LO-22276), Massachusetts (MLO22276), Rhode Island (Approved)
ABOUT BOBBIE
Bobbie Maurer has been in the mortgage industry since 2005. Bobbie knows that every customer is unique and uses her extensive mortgage knowledge to help find the best fit for each one. She is constantly educating herself to ensure she is offering the best mortgage products. Her unparalleled customer service and constant availability set her apart from the competition. She prides herself on being an industry expert to educate and ensure a smooth process from application to closing.
At First Home Mortgage, the customer service is second to none in the industry. Bobbie puts a premium on integrity, providing knowledge and professional service. Securing a mortgage loan should be a simple, smooth and straightforward process. Contact Bobbie today to get started!
Gary Pierpont
(Gary Michael Pierpont Sr)
Branch Sales Manager
NMLS ID 71010
OFFICE ADDRESS
2810 Laurian Lane Suite 100 Dunkirk, MD 20754
OFFICE PHONE
301-327-5806
CELL PHONE
301-325-9566
EMAIL ADDRESS
gpierpont@firsthome.com
LICENSED IN
DC (MLO71010), Florida (LO2043), Georgia (30425), Maryland (71010), North Carolina (I-134689), Pennsylvania (107099), Virginia (MLO-1202VA)
ABOUT GARY
Gary brings 20 years of mortgage banking experience, a bachelor’s degree in Finance from the U. of S. Carolina, and a master’s degree in Management from Loyola College and is a lifelong resident of Southern MD. Gary has consistently ranked nationally in loan origination for the past 15 years and is the loan originator of choice for many area realtors, builders, and referral sources.
Brad Restivo
(Bradley Guy Restivo)
Loan Officer
NMLS ID 835073
OFFICE ADDRESS
2700 Lighthouse Point East Suite 340 Baltimore, MD 21224
OFFICE PHONE
443-873-5516
CELL PHONE
443-744-4443
EMAIL ADDRESS
brestivo@firsthome.com
LICENSED IN
Delaware (MLO-835073), DC (MLO835073), Florida (LO80674), Maryland (835073), Pennsylvania (62658), Virginia (MLO-28435VA), West Virginia (LO-835073)
ABOUT BRAD
Brad Restivo entered the mortgage business in 2004 upon graduating from Towson University. He is here to help guide you to make informed home financing decisions that best meet your home purchase or refinancing needs. Whether FHA, VA, conventional, jumbo, or 203k, he is well versed in every loan option and can provide counsel on the advantages and disadvantages of each of them.
He is dedicated to providing superior customer service along with making certain his borrowers get the best available financing terms. From application to closing, Brad is committed to providing the right loan to finance your home.
Contact Brad today to get started on your loan pre-qualification.
Haley Hoyt
(Haley Stueckler Hoyt)
Loan Officer
NMLS ID 1832547
OFFICE ADDRESS
2810 Laurian Lane Suite 100 Dunkirk, MD 20754
OFFICE PHONE
301.327.5800
CELL PHONE
410.353.9707
EMAIL ADDRESS
HHoyt@firsthome.com
LICENSED IN
DC (MLO1832547), Maryland (1832547), Virginia (MLO-47125VA)
ABOUT HALEY
Haley is a licensed loan officer in Maryland, DC & Virginia and has been in the real estate industry since 2012. She can facilitate VA, USDA, Conventional, Refinance loans and more. She graduated from Towson University with a Bachelor’s of Science in Psychology. Haley played division 1 softball at Towson and then went on to being the pitching coach at Catholic University for the 2013-2014 season. She is married to a former division one baseball player and they have five children together.
Will Camacho
(William Camacho III)
Loan Officer
NMLS ID 1694746
OFFICE ADDRESS
8638 Veterans Highway Suite 300 Millersville, MD 21108
OFFICE PHONE
443-679-1308
CELL PHONE
609-364-2280
EMAIL ADDRESS
wcamacho@firsthome.com
LICENSED IN
DC (MLO1694746), Florida (LO73854), Maryland (1694746), New Jersey, Pennsylvania (92486), Virginia (MLO-65842VA)
ABOUT WILL
Get to know Will so you can understand why he enjoys doing what he does and why he loves helping families get into the next stage of their life.
Will had a great career in digital marketing. It was time for him and his long-term girlfriend to finally purchase their first house together to call home for them and their three dogs. They found the perfect home and started the financial process. They didn’t have the best experience with their lender and that really motivated Will to want to help people as a loan officer. Buying your first home or even your second home should be exciting. He moved into this industry to help families have a great experience when purchasing a home. He promises he will be available for you at every step of the way. Will wants to become a friend of the family (kind of like that cool uncle that technically isn’t related, but still is invited to Thanksgiving).
He looks forward to helping you and your family
Anne Borghesani
(Anne Marie Borghesani)
Branch Manager
NMLS ID 188551
OFFICE ADDRESS
40 Court Street Plymouth, MA 02360
OFFICE PHONE
781-875-3150 x5501
CELL PHONE
774-240-9200
EMAIL ADDRESS
aborghesani@firsthome.com
LICENSED IN
Connecticut (LO-188551), Maine (188551), Massachusetts (MLO188551), New Hampshire (NH188551), Rhode Island (Approved), and Florida (LO106361)
ABOUT ANNE
Anne began her career in the mortgage industry over 30 years ago teaching first time home buyers. Her vast amount of experience and product knowledge allows her to place buyers in the mortgage program that best suits their needs. She has been published as a Top 1% Loan Officer in America and has achieved Diamond Level status for Mass Housing loan programs. Anne also volunteers for Habitat for
Humanity.
Holding a degree in Business Management, Anne currently manages an office in downtown Plymouth, MA. Processing and Underwriting loans right in the branch, Anne and her team can get loans closed in a timely fashion without hassle.
Ricardo Silva
(Ricardo Rene Silva II)
Loan Officer
NMLS ID 1965039
OFFICE ADDRESS
2700 Lighthouse Point East Suite 340 Baltimore, MD 21224
OFFICE PHONE
443-725-9461
CELL PHONE
443-756-4032
EMAIL ADDRESS
rsilva@firsthome.com
LICENSED IN
DC (MLO1965039), Maryland (1965039), Pennsylvania (75456), Virginia (MLO-62670VA), West Virginia (LO-1965039)
ABOUT RICARDO
Ricardo Silva entered the mortgage industry with a goal of providing superior customer service. Whether you are in the market for buying, refinancing, or selling your home, Ricardo’s goal is to make it a smooth process for you and your family.
With a ton of experience with FHA, VA, conventional, jumbo, and 203k loans, he would be more than happy to discuss a solution that meets your goals and make it a smooth process from start to finish.
Tom Cumpston
(Thomas Richard Cumpston)
Branch Manager
NMLS ID 173885
OFFICE ADDRESS
122 South Main Street Bel Air, MD 21014
OFFICE PHONE
410-879-0160
CELL PHONE
410-808-4211
EMAIL ADDRESS
tcumpston@firsthome.com
LICENSED IN
Delaware (MLO-173885), Maryland (173885), Pennsylvania (45798), Florida (LO102232)
ABOUT TOM
Tom Cumpston has been a VP Branch Manager of the Bel Air office at First Home Mortgage for over 15 years. With his 30+ years of experience, knowledge, and honesty, Tom has had the privilege of assisting many families toward their goals of homeownership.
Tom diligently strives to provide excellent customer service and treats all clients like members of his family. He welcomes questions with patience and understanding, happily taking time to discuss the options available which best suit client needs. Whether the borrower is a first time homebuyer, looking to upsize, downsize, refinance, or step into investment properties, Tom is honored to assist.
He is a life-long Maryland resident, an avid Ravens fan, and currently resides in Harford County with his wife and family. He is an active member of the Harford County Board of Realtors and a member of the President’s Club.
Zachary Thompson
(Zachary Michael Thompson)
Loan Officer
NMLS ID 2219836
OFFICE ADDRESS
8638 Veterans Highway Suite 300 Millersville, MD 21108
OFFICE PHONE
443-679-1315
CELL PHONE
240-427-7307
EMAIL ADDRESS
ZThompson@firsthome.com
LICENSED IN
DC (MLO2219836), Florida (LO114540), Maryland (2219836), North Carolina (I-214407), Pennsylvania (105990),South Carolina (MLO - 2219836), Virginia (MLO-57861VA)
ABOUT ZACHARY
Zach Thompson was born and raised in Anne Arundel County Maryland. Zach is a graduate from Archbishop Spalding High School in Severn, Maryland and the University of Maryland in College Park. At the University of Maryland, Zach graduated with a bachelor’s degree in Economics and a graduate certificate in Terrorism Analysis. During his time at the University of Maryland, Zach was also a starting pitcher for the Maryland baseball team.
After graduating from college, Zach was able to find a new passion – helping homebuyers. Zach is relentless in meeting the needs of homebuyers in one of the biggest moments of their life. Anyone working with Zach can expect great communication and determination to find the product that best suits their needs.
Marty Wallace
(Martin Curran Wallace)
Loan Officer
NMLS ID 1390066
OFFICE ADDRESS
900 Bestgate Road Suite 310 Annapolis, MD 21401
OFFICE PHONE
410-571-2020
CELL PHONE
443-926-6106
EMAIL ADDRESS
MWallace@firsthome.com
LICENSED IN
DC (MLO1390066), Maryland (1390066), Pennsylvania ( 52630), Virginia (MLO-25473VA)
ABOUT MARTY
Marty Wallace has been working in the mortgage industry since the spring of 2015. Since day one, he has prided himself on the importance of servicing clients to the fullest – from availability and timely responses to understanding the whole financial picture of short and long-term goals before offering advice. Marty has a wide scope of knowledge ranging from first-time homebuyers, down payment assistance programs, investors, and self-employed borrowers.
A lifetime Maryland resident, Marty grew up in Annapolis, MD, and attended DeMatha Catholic High School in Hyattsville, MD. He continued his academic career at Salisbury University where he earned his degree in Business Management and Finance. He was also a four-year member of the men’s lacrosse team, graduating with a National Championship in 2011 and Academic All-American honors in 2015. Marty now lives in Annapolis, MD with his Wife and son.
Marty hopes to create lifetime clients through customer service and satisfaction.
Jackie Northrop
(Jacklyn Hylton Northrop)
Loan Officer
NMLS ID 2002359
OFFICE ADDRESS
900 Bestgate Road Suite 310 Annapolis, MD 21401
OFFICE PHONE
(443) 261-2124
CELL PHONE
(410) 490-7795
EMAIL ADDRESS
JNorthrop@firsthome.com
LICENSED IN
Licensed in Delaware (MLO-2002359), DC (MLO2002359), Florida (LO78397), Virginia (MLO-49232VA), Pennsylvania (94512), Maryland
ABOUT JACKIE
As a Loan Officer with First Home Mortgage, Jackie prides herself in tailoring each loan to meet each of her clients’ unique needs. From purchasing a first home or an investment property to refinancing for a lower interest rate, taking cash out for home improvements, debt consolidation or investment opportunities, she ensures her borrowers are on the right track to meet their long-term financial goals. Jackie is always available to answer any and all mortgage-related questions, even on evenings and weekends. She makes the loan process simple to understand and guarantees an easy and seamless transaction from beginning to closing.
Jackie grew up on the Eastern Shore and graduated from Towson University with a degree in Spanish and Business Communication. She lived in San Diego for 3 years where she began in the mortgage business as a Loan Officer with Global Equity Finance. She quickly learned how much she enjoyed educating clients on loan products, interest rates and all of the benefits of owning a home. She relocated back to Maryland to work with the Severna Park team at First Home and be closer to family and friends.
In her free time Jackie enjoys playing and watching sports, exploring new restaurants, reading and spending time at the beach and on the Chesapeake Bay.
Jake Ryon
(Jacob Alan Ryon)
Loan Officer
NMLS ID 993471
OFFICE ADDRESS
8401 Connecticut Ave. Suite 1100 Chevy Chase, MD 20815
OFFICE PHONE
202-448-0873
CELL PHONE
443-532-8282
EMAIL ADDRESS
jryon@firsthome.com
LICENSED IN
DC (MLO993471), Maryland (993471), Virginia (MLO-13107VA)
ABOUT JAKE
Jake Ryon has been a Loan Officer since 2012, serving homebuyers throughout Maryland, Virginia, and Washington, DC.
Jake partners with local realtors to conduct complimentary seminars and presentations geared towards first-time homebuyers. He assists with a variety of financing options, including DC Open Doors, FHA, VA, USDA, and Jumbo loans. Jake is active in both the local association of Realtors (GCAAR), where he served as the President and Vice President of the Young Professional Network (YPN) committee, and the Washington Area Mortgage Bankers Association, previously co-chairing the Young Mortgage Banker’s group. Jake’s accomplishments have earned him a membership in the FHMC Leaders Club since 2015.
Jake supports Pathways to Housing DC, a local charitable organization that provides permanent housing solutions to those in need. For every closed client, he donates $100 to Pathways.
Eric Short
Eric Robert Short
Branch Manager
NMLS ID 147905
OFFICE ADDRESS
800 East Main Street Salisbury, MD 21804
OFFICE PHONE
410-543-9185
CELL PHONE
410-845-0478
EMAIL ADDRESS
eshort@firsthome.com
LICENSED IN
Delaware (MLO-147905), Florida (LO85179), Maryland (147905), Virginia (MLO-1700VA), Pennsylvania (95826)
ABOUT ERIC
Eric Short is a Loan Officer at First Home Mortgage. His career began in 2001 focusing on one customer at a time. His simple recipe for success: listening to his customer’s needs, attention to detail, and clear communication from start to finish. He wants to ensure his customers are happy on settlement day and for years to come! His goal is to be your originator for life. The go-to person for friend and family referrals. Achieving this starts with you and a properly executed transaction.
Eric is originally from the Boston area and graduated from the University of Massachusetts at Amherst, Cum Laude with a Bachelor’s Degree in Business Administration. In his spare time, he coaches travel youth hockey and follows the Red Sox and the Bruins. He lives on the Eastern Shore of MD with his wife Holly and son Jackson.
Constance Olmert
(Constance Summer Olmert)
Loan Officer
NMLS ID 1846773
OFFICE ADDRESS
900 Bestgate Road Suite 310 Annapolis, MD 21401
OFFICE PHONE
410-571-2020
CELL PHONE
410-279-6137
EMAIL ADDRESS
COlmert@firsthome.com
LICENSED IN
DC (MLO1846773), Delaware (MLO-1846773), Florida (LO115010), Maryland (1846773), Virginia (MLO-67342VA)
ABOUT CONSTANCE
Constance began her career in the mortgage industry in 2018 after graduating from the University of San Diego. Since then, she has assisted more than 2000 families with financing their homes. From first-time homebuyers to experienced investors, she relies on her comprehensive knowledge of the mortgage process to offer a variety of financing options to suit any buyers’ needs.
As a loan officer, Constance’s main goal is to keep her clients educated and informed from pre-approval to post-closing. Her detailed approach will ensure that no questions are left unanswered, and that her clients make the best choice for themselves and their families.
Born and raised in Annapolis, Maryland, Constance graduated from the Annapolis High School IB Program. She continued her academic career at the University of San Diego where she earned a degree in Accounting. In her free time, Constance enjoys playing tennis, pickleball, and golf, and cheering on the Ravens.
Constance hopes to facilitate lifetime clients through superior customer service and satisfaction. Give her a call today!
Darren Rickwood
(William Darren Rickwood)
Sales Manager
NMLS ID 170353
OFFICE ADDRESS
230 Merrimac Court #86 Prince Frederick, MD 20678
OFFICE PHONE
443-968-9256
CELL PHONE
443-532-5660
EMAIL ADDRESS
drickwood@firsthome.com
LICENSED IN
Delaware (MLO-170353), Maryland (170353), North Carolina (I-217283), Virginia (MLO-44065VA), West Virginia (LO-170353)
ABOUT DARREN
Darren Rickwood began his career in mortgage financing and consulting in 2005. Today, the Rickwood Mortgage Team has two offices convenient to customers in the Calvert, Charles, and St. Mary’s counties of southern Maryland.
His team’s committed, local approach to mortgages means that loans are approved faster. Don’t wait weeks or months to get into your home. The Rickwood Mortgage Team’s unique process won’t leave you wondering for days as paperwork sits on some out-of-state desk. We are quick, responsive, and accessible.
Darren and his team will work with you every step of the way to get you the best lending option for your needs and get you moved into your home faster. Whether you are new to the area or a lifelong resident, the Rickwood Mortgage Team can help.
Michelle Greenwalt
(Michelle Renee Greenwalt)
Assistant Branch Manager
NMLS ID 267729
OFFICE ADDRESS
8638 Veterans Highway Suite 300 Millersville, MD 21108
OFFICE PHONE
410-729-1025
CELL PHONE
410-533-2308
EMAIL ADDRESS
mgreenwalt@firsthome.com
LICENSED IN
DC (MLO267729), Delaware (MLO-267729), Florida (LO114689), Georgia (267729), Maryland (267729), North Carolina (I-216818), Pennsylvania (32257), Virginia (MLO-7511VA)
ABOUT MICHELLE
Michelle Greenwalt has been in the mortgage business for over 19 years. She has experience working with homebuyers with varying financial needs, from first-time homebuyers to high end waterfront homes. She will personally work with you to determine the financing option that will suit your life today and tomorrow. Michelle has been recognized as a leader among the Maryland Mortgage Program (CDA) and DC Open Doors, providing first-time homebuyers with down payment assistance.
Krissy Lawson
(Kristina Lawson)
Loan Officer
NMLS ID 1256491
OFFICE ADDRESS
465 W. Coleman Boulevard Suite 201 Mt. Pleasant, SC 29464
OFFICE PHONE
843-709-6481
EMAIL ADDRESS
KLawson@firsthome.com
LICENSED IN
Florida (LO109816), Georgia (44785), North Carolina (I-163462), South Carolina (MLO - 1256491)
ABOUT KRISSY
Krissy Lawson, a top producing mortgage originator in the southeast, brings almost a decade of expertise to her role at First Home Mortgage. Originally from Lake Norman, North Carolina, she has called Mount Pleasant, South Carolina home since 2019.
With a deep understanding of the mortgage market, Krissy is dedicated to offering personalized solutions that align with her clients’ unique financial goals. She earned a bachelors of science degree in biology from the University of North Carolina Charlotte before transitioning to a successful career as a loan officer in 2015. Prior to that, she excelled in orthopedic device sales, specializing in total joint replacements for Johnson & Johnson.
Outside of her professional life, Krissy cherishes moments with her wife, Ash, and her 16-year-old stepson, Henry. In her free time, she indulges in adrenaline-filled activities like skydiving, explores new destinations through travel, and enjoying live music events.
Rob Tobin
(Robert Michael Tobin II)
Loan Officer
NMLS ID 2116421
OFFICE ADDRESS
900 Bestgate Road Suite 310 Annapolis, MD 21401
OFFICE PHONE
410-571-2045
CELL PHONE
410-440-1301
EMAIL ADDRESS
RTobin@firsthome.com
LICENSED IN
DC (MLO2116421), Florida (LO88099), Georgia (2116421), Maryland (2116421), South Carolina (MLO - 2116421), Virginia (MLO-53823VA)
ABOUT ROB
Rob Tobin joined the mortgage industry a few years ago after spending 15 years in wealth management; this background has helped Rob position himself as a trusted resource and advisor to his clients. Rob takes pride in educating and guiding his clients to make sure they fully understand the factors that can inform the biggest investment decision of their lives.
Rob’s passion is in helping homebuyers achieve financial stability, and he is always available to answer any questions that may arise in the loan origination process. Rob values communication and availability above all else, and he ensures that his clients and business partners stay informed throughout every step of the process.
Rob is a lifelong Marylander and attained a finance degree from Loyola College in Baltimore. He resides in Annapolis with his wife, daughter, and son. Outside of work, Rob spends most of his time with his family and is outdoors as often as possible, whether boating, hiking, or just doing yardwork.
Tim Sisson
(Timothy Robert Sisson)
Branch Manager
NMLS ID 978794
OFFICE ADDRESS
2810 Laurian Lane Suite 100 Dunkirk, MD 20754
OFFICE PHONE
301-327-5817
CELL PHONE
443-624-0235
EMAIL ADDRESS
TSisson@firsthome.com
LICENSED IN
DC (MLO978794), Delaware (MLO-410338), Florida (LO106159), Maryland (978794), North Carolina (I-215819), South Carolina (MLO - 978794), Virginia (MLO-34187VA)
ABOUT TIM
Tim Sisson is a seasoned mortgage professional serving his community of Southern Maryland since 2012. Nothing is more important to Tim than seeing his community thrive. He has dedicated his career to helping people achieve their financial goals. Whether he is guiding a first-time homebuyer or realizing a family’s dream home purchase, Tim’s goal is to educate his clients first and foremost. Homebuyers and homeowners need a mortgage professional committed to providing customers with services that exceed their expectations and that is exactly what Tim delivers.
Mike Nadeau
Michael James Nadeau)
Branch Manager
NMLS ID 20421
OFFICE ADDRESS
183 Central Avenue Seekonk, MA 02771
OFFICE PHONE
508-915-6009
CELL PHONE
401-641-9945
EMAIL ADDRESS
mnadeau@firsthome.com
LICENSED IN
Connecticut (LO-20421), Florida (LO119881), Massachusetts (MLO20421), Rhode Island
ABOUT MIKE
Mike Nadeau has been serving Rhode Island and Massachusetts residents for over 20 years! Mike is consistently within the top 1% of loan originators in the country. This gives you the confidence and trust to know you are working with a true professional. Mike is well versed and experienced in all mortgage programs including RI Housing, MASS Housing, FHA, Fannie Mae, Freddie Mac, VA, and USDA loans. Managing the local First Home Mortgage branch ensures he delivers the highest level of service…starting with you!
He has built his career on two vital tenets…TRUST and COMMUNICATION.
You can trust that he will always have his client’s best interest at heart. You can trust that he fully understands the lending programs available and will deliver the best option for you. You can trust that our rates and costs will always be fair…you will never be taken advantage of. You can trust Mike with your largest investment…your home…the place your family rests its head. You can trust him for advice and counsel as you purchase your next investment property. Being a husband, father, man of faith, and a man of the community…trust is everything.
He will always clearly communicate every step of the way. Calls, emails, texts, social media, office visits…all forms of communication are returned promptly and accurately. Communication is key between us and all the professionals helping with your purchase or refinance.
Kristy Sassone
(Kristy Marie Sassone)
Loan Officer
NMLS ID 2123423
OFFICE ADDRESS
40 Court Street Plymouth, MA 02360
OFFICE PHONE
781-236-0367
CELL PHONE
978-210-4152
EMAIL ADDRESS
ksassone@firsthome.com
LICENSED IN
Connecticut (LO-2123423), Massachusetts (MLO2123423), New Hampshire (Approved), Rhode Island (Approved), Florida (LO109532 )
ABOUT KRISTY
Kristy graduated college with a business and marketing degree. She has always wanted to work in finance, and after taking business and marketing classes, she knew she was destined to be in this industry. She has always found passion and purpose in helping people, making them smile, and lifting them up. She has a warm presence and personality that is compatible with just about everyone, making them feel comfortable and as though she can be trusted.
Kristy thrives when able to problem solve and develop strategies to find a solution. She understands that buying a house is a huge investment and one of the most important decisions a person will ever make. She knows the emotions that come with buying a house can be overwhelming mentally, physically, emotionally, and financially. She takes the time to show clients they are in good hands as she walks them through every step of the process, always striving to alleviate any stress or concerns they may have. Kristy wants her clients to know that they are her top priority. She is dedicated to making them feel secure and comfortable. She takes pride in her knowledge and background and is always learning new things and continuing training to improve her skills. Kristy understands the ups and downs we all go through, and she wants to make sure homebuying is a positive experience for all her clients.
Tom Draper
(Thomas Palmer Draper)
Branch Manager
NMLS ID 1558861
OFFICE ADDRESS
111 North West St. Suite C Easton, MD 21601
OFFICE PHONE
410-643-2500
CELL PHONE
443-786-9887
EMAIL ADDRESS
tdraper@firsthome.com
LICENSED IN
Delaware (MLO-1558861), Florida (LO110890), Maryland (1558861), Pennsylvania (91762), Virginia (MLO-56532VA)
ABOUT TOM
Tom Draper, a lifetime resident of the Eastern Shore, comes from generations of entrepreneurs with very strong ties to the local community. Upon Tom’s graduation from Salisbury University, Salisbury, MD, he joined First Home Mortgage as a Production Assistant under the leadership of Tracy Cohee Hodges, Vice President Area Manager Eastern Shore Lending.
His experience has prepared him to be able to facilitate any situation posed to him in today’s lending environment. From home buying to refinancing, Tom will ensure you are given the very best mortgage solutions.
Mike Taylor
(Michael Burke Taylor Jr)
Branch Manager
NMLS ID 200653
OFFICE ADDRESS
8638 Veterans Highway Suite 300 Millersville, MD 21108
OFFICE PHONE
410-729-1025
CELL PHONE
410-591-9397
EMAIL ADDRESS
mtaylor@firsthome.com
LICENSED IN
DC (MLO200653), Delaware (MLO-200653), Florida (LO56338), Georgia (200653), Maryland (200653), North Carolina (I-150977), Pennsylvania (62781), South Carolina (MLO - 200653), Virginia (MLO-18826VA)
ABOUT MIKE
Mike Taylor started as a Loan Officer with National City Mortgage in 1998 and started the Millersville Branch of First Home Mortgage in 2009. As a Loan Officer, Mike has worked to see that home owners have the information they need to make the right choices when it comes to selecting a mortgage. Mike believes that a mortgage is more than just a series of numbers and terms, a mortgage is a personal financial plan with a client who is making the largest purchase of their lives. Call Mike if you have a VA, FHA, or conventional mortgage need. Mike will help guide you to settlement and insure that you have the product that is tailored to your individual needs.
Courtney Ficken
(Courtney Crawford Ficken)
Branch Manager
NMLS ID 1172565
OFFICE ADDRESS
15871 City View Drive Suite 300-B Midlothian, VA 23113
OFFICE PHONE
804-897-1122
CELL PHONE
804-615-9795
EMAIL ADDRESS
cficken@firsthome.com
LICENSED IN
Virginia (MLO-19763VA)
ABOUT COURTNEY
As a Mortgage Professional with First Home Mortgage, Courtney is dedicated to providing you with superior service. Her responsiveness and expertise allow her to offer a variety of financing options that could save you money over the life of your loan. She understands the importance of prioritizing the needs of others and is willing to go the extra mile to ensure her clients are completely satisfied.
Purchasing a home is the American dream. Right from the start, Courtney will work with you to assess and understand both your short-term and long-term financial goals. She will customize and explain your various financing options, some of which you may not have considered. With in-house processing and underwriting, she is able to streamline the loan process and respond quickly when unique circumstances present themselves. She believes that closing on time is the expectation, NOT an exception. That philosophy resonates from your application through your closing date.
Originally from Northern VA, Courtney has lived in the Glen Allen area since 2003. She is a graduate of the University of Richmond, a former NCAA Division 1 College Athlete, and a member of the UR Athletic Hall of Fame. In her spare time, she enjoys participating in various sporting activities, traveling, and spending quality time with her friends and family.
Patrick Hunter
(James Patrick Hunter Jr)
Loan Officer
NMLS ID 2070811
OFFICE ADDRESS
2700 Lighthouse Point East Suite 340 Baltimore, MD 21224
OFFICE PHONE
443-261-2121
CELL PHONE
443-974-3817
EMAIL ADDRESS
PHunter@firsthome.com
LICENSED IN
Maryland (2070811), Pennsylvania (80081), Virginia (MLO-51453VA), West Virginia (LO-2070811)
ABOUT PATRICK
Pat Hunter joined First Home Mortgage in 2020 after deciding to follow in his father’s footsteps and join the mortgage industry. After attending Virginia Tech, then graduating from Mount St. Mary’s University, he started his career as an audit associate at KPMG. Pat has always had a desire to help people, and through discussions with his father, among others in the mortgage industry, he determined that a change was necessary. What better way to help people than to get them into their dream homes!
Pat grew up in Carroll County, before various stops within Baltimore City, and now back to Carroll County, currently in the Eldersburg/Sykesville area. He enjoys football, golf, traveling, and spending time with friends and family.
Pat is eager to build his business with the strong team at the Severna Park Branch.
Matt Baden
(Matthew David Baden)
Loan Officer
NMLS ID 2067492
OFFICE ADDRESS
2810 Laurian Lane Suite 100 Dunkirk, MD 20754
OFFICE PHONE
301-327-5819
CELL PHONE
240-997-2414
EMAIL ADDRESS
mbaden@firsthome.com
LICENSED IN
DC (MLO2067492), Florida (LO90760), Maryland (2067492), Pennsylvania (94750) Virginia (MLO-50900VA)
ABOUT MATT
Matt Baden began his mortgage career with First Home Mortgage and is a Loan Originator for the Dunkirk, MD office. You will receive a First Class mortgage experience while becoming an educated and confident borrower when you purchase with his team of mortgage specialists.
Matt has built his business on being an advocate for each homebuyer, listening to their goals and customizing a loan to fit all their needs. He works extremely well with first-time homebuyers, repeat buyers and Veterans. He holds an undergraduate degree from St. Mary’s College of Maryland and formerly worked as a Trauma Surgery Registered Nurse. He loves assisting healthcare workers and other first responders through the home buying process. He currently lives in Anne Arundel County, Maryland, with his wife and daughter.
Jack Hinder
(Jack Henry Hinder)
Loan Officer
NMLS ID 1744172
OFFICE ADDRESS
2700 Lighthouse Point East Suite 340 Baltimore, MD 21224
OFFICE PHONE
443-752-5779
CELL PHONE
443-752-5779
EMAIL ADDRESS
jhinder@firsthome.com
LICENSED IN
DC (MLO1744172), Delaware (MLO-1744172), Florida (LO100188), Maryland (1744172), Pennsylvania (72814), Virginia (MLO-44667VA), South Carolina (MLO - 1744172)
ABOUT JACK
Jack Hinder started working at First Home Mortgage Corporation to provide his customers with an opportunity to have a mortgage experience that was different than any other. With a vast breadth of industry knowledge, complete accessibility, and an in-house team of top-tier industry professionals, Jack strives to provide a simple, enjoyable, and streamlined mortgage process.
The process of buying or refinancing a home can be an intimidating prospect to many individuals, and many lenders will not go above and beyond to ensure the best product for their customers’ needs. Jack takes the time to get to know everyone he works with and ensures that the customers’ needs are put above all else. In such a volatile industry, it is crucial to understand the consumer and ensure their expectations are exceeded.
Jack was born and raised in rural Harford County before moving to Canton in Baltimore City. He completed his undergraduate studies at Washington College. Jack is a passionate Ravens fan, avid outdoorsman, and dedicated to delivering high quality service to everyone he works with.
Katty Inga
(Katty Roxana Inga)
Loan Officer
NMLS ID 1434924
OFFICE ADDRESS
8401 Connecticut Ave. Suite 1100 Chevy Chase, MD 20815
OFFICE PHONE
301-656-4388 x 3316
CELL PHONE
301-213-8678
EMAIL ADDRESS
kinga@firsthome.com
LICENSED IN
DC (MLO1434924), Maryland (1434924), Virginia (MLO-27539VA), North Carolina (I-212943)
ABOUT KATTY
Katty is a bilingual Loan Officer licensed in DC, Maryland & Virginia. She is also a Certified Mortgage Planner. She started her career in the financial services industry six years ago with Charles Schwab and obtained her series 7 & 66.
She transitioned into the mortgage industry because she realized that she had a passion for helping families become homeowners. She enjoyed educating first-time home buyers about mortgage options and all the local programs available. She currently serves as the President for the National Association of Hispanic Real Estate Professionals Maryland Greater Capital.
Katty was born and raised in Peru and is fluent in Spanish. She has lived in Maryland since 2001 and graduated from the University of Maryland with a double major in International Business and Finance.
Her financial background and passion to help people led her to transition into the mortgage industry.
Being a loan officer is more than just a job because people’s dreams are at stake. It is a privilege for her to be able to join families/people in the journey of becoming homeowners. The financial aspects of home buying can be stressful and overwhelming—but they don’t have to be when clients have a trained and caring professional like Katty in their corner.
Jim Moran
(James Sterling Moran)
Branch Manager
NMLS ID 142925
OFFICE ADDRESS
24404 Three Notch Road Suite 102 Hollywood, MD 20636
OFFICE PHONE
301-373-6640
CELL PHONE
301-752-6876
EMAIL ADDRESS
jmoran@firsthome.com
LICENSED IN
Florida (LO2375), Maryland (142925), Michigan (142925), Virginia (MLO-739VA)
ABOUT JIM
James Sterling Moran (Jim) has been in the mortgage business for over 15 years and has managed the First Home Branch in Hollywood, MD since 2006.
Jim has helped thousands of buyers and home owners achieve their dreams of home ownership with the most favorable loan options for each individual scenario.
He lives locally in Hollywood, MD with his wife of 15 years and two sons, 11 and 14.
Olu Ajayi
(Olusesan Victor Ajayi)
Loan Officer
NMLS ID 189732
OFFICE ADDRESS
2200 Defense Highway Suite 400 Crofton, MD 21114
OFFICE PHONE
301-352-6060
CELL PHONE
301-343-5551
EMAIL ADDRESS
OAjayi@firsthome.com
LICENSED IN
District of Columbia (MLO189732), Delaware (MLO-189732), Florida (LO98084), Georgia (189732), Maryland (189732), New Jersey (189732), North Carolina (I-206021), Virginia (MLO-53619VA)
ABOUT OLU
With over 16 years experience as a mortgage loan officer, Olu has worked diligently to help his clients achieve homeownership success. He has helped his clients obtain funding, improve their credit, and prosper in growing their real estate holdings. He stays on top of the latest programs and works hard day and night to ensure his clients have all they need to buy their dream homes. From first-time homebuyers to experienced real-estate investors, he can find the program that fits your mortgage needs.
Olu strongly believes in kindness and applying the golden rule when relating to his customers; treat them the way he wants to be treated. He is a constant partner to his clients and makes himself available to answer their questions at any time. He walks with them through the mortgage process, from credit check to closing. As a result, he continues to receive the ultimate compliment from his clients in the form of repeat customers and referrals.
Olu comes from a large, close-knit, and proud family where hard work, perseverance, and faith in God has always led them. He came to the United States over 20 years ago in pursuit of his American dream. Now, with his wife and children, he is blessed to live it. It is his honor to assist his clients and future clients in achieving theirs.
Ryan Angier
Sales Manager
NMLS ID 447907
OFFICE ADDRESS
8401 Connecticut Ave. Suite 1100 Chevy Chase, MD 20815
OFFICE PHONE
240-479-7665
CELL PHONE
202-365-2506
EMAIL ADDRESS
rangier@firsthome.com
LICENSED IN
DC (MLO447907), Florida (LO42499), Maryland (447907), Virginia (MLO-9798VA)
ABOUT RYAN
Ryan is the branch sales manager in our Washington, DC office and has been helping clients finance their homes since 2002. During his career, he has been consistently recognized as a top originator nationally and has been a Leader’s Club member here at First Home since he joined in 2011. Ryan takes great pride in listening to his clients and understanding their goals so that he can help determine the best mortgage product for them.
Ryan enjoys helping clients with a wide range of financing needs. From first-time homebuyers to those financing second homes and investment properties or refinancing an existing mortgage, Ryan has the experience and knowledge to determine the best mortgage product for you. Superior customer service is the cornerstone of his business.
Ryan grew up in Montgomery County and currently lives in Northwest Washington, DC with his wife and two children. He is an avid Terps fan and enjoys playing golf when not working. Whether you are buying or refinancing, contact Ryan so that he can put his experience and knowledge to work for you.
Mark Eigenbrode
(Mark Allen Eigenbrode)
Loan Officer
NMLS ID 448631
OFFICE ADDRESS
8401 Connecticut Ave. Suite 1100 Chevy Chase, MD 20815
OFFICE PHONE
240-479-7660
CELL PHONE
202-449-2650
EMAIL ADDRESS
mark@firsthome.com
LICENSED IN
DC (MLO448631), Maryland (448631), Virginia (MLO-11234VA)
ABOUT MARK
Mark Eigenbrode is a DC-area native and senior mortgage loan originator in DC, MD and VA. He exhibits a high level of care and takes prides in ensuring a smooth transaction for each every client.
Mark has worked with large regional and national lenders but chose First Home in 2012 because of in-house processing, underwriting, closing and a streamlined appraisal process. With First Home, Mark can offer a variety of loan programs including VA, Jumbo and Conforming Conventional, FHA and 203k renovation loans and down payment assistance loans. Mark conducts bi-monthly DC Open Doors and First Time Homebuyer seminars.
For first-time home buyers, Mark enjoys spending extra time to make sure his clients fully understand the home buying process and their loan. Mark works closely with DC Open Doors, and other first time homebuyer programs, to maximize his clients buying power while staying within their budgetary comfort range. Mark really enjoys getting VA condo project approvals and helping veterans and active duty personnel move to DC with as smooth a transition as possible.
In his spare time, Mark enjoys golfing and traveling to visit his daughter in NYC. Mark also manages Living in Pink, a 501 (c) (3) non-profit founded by his late wife to raise funds for local breast cancer research and prevention programs.
Chris Sittig
(Christopher Holland Sittig)
Branch Manager
NMLS ID 204321
OFFICE ADDRESS
11000 Broken Land Parkway Suite 105 Columbia, MD 21044
OFFICE PHONE
443-725-9450 x4504
CELL PHONE
443-414-8612
EMAIL ADDRESS
Csittig@firsthome.com
LICENSED IN
DC (MLO204321), Delaware (MLO-204321), Florida (LO75603), Maryland (204321), New Jersey (Approved),Pennsylvania (90780), Virginia (MLO-13906VA)
ABOUT CHRIS
After nearly 20 years originating mortgage loans, Chris Sittig has helped thousands of families achieve the dream of homeownership. He works hard to ensure that each client receives the attention they deserve in order to find the loan program that best suits their needs. His wealth of experience and knowledge of the Central Maryland area enables him to connect home buyers with the resources they need to maximize their home buying experience.
Chris started working in the mortgage industry in 2000, learning the business on the operational side. This has given him a strong foundation of what it takes to get a customer’s loan from origination to closing seamlessly. From these beginnings, he has forged his path by partnering with like-minded professionals who share his vision for A+ communication, service, and expert advice.
Chris lives in Woodbine, MD with his wife, Michelle, who is a Nurse at Mercy Medical Center, their 2 kids, Allison (10) and Timothy (7), and their dog, Daisy (1). He is part time youth coach, golfer, and home chef.
John Mutarelli
(John Anthony Mutarelli IV)
Loan Officer
NMLS ID 2026737
OFFICE ADDRESS
8401 Connecticut Ave. Suite 1100 Chevy Chase, MD 20815
OFFICE PHONE
301-656-7824
CELL PHONE
570-239-0004
EMAIL ADDRESS
JMutarelli@firsthome.com
LICENSED IN
DC (MLO2026737), Delaware (MLO-2026737), Maryland (2026737), North Carolina (I-202833), Pennsylvania (102780), Virginia (MLO-56302VA)
ABOUT JOHN
John was born and raised in Wilkes-Barre, PA. He is a proud alumnus of Penn State University, where he studied Marketing and International Business. He attended graduate school at Georgetown University where he earned master’s degrees in both Real Estate Finance and Sports Management. He has worked in the financial services industry in the D.C. metropolitan area since 2008.
For over a decade, John volunteered for Georgetown University’s financial literacy programs and mentored first-generation college students. He applies those same principles and lessons learned to simplify the complexity of home financing for first-time homebuyers and practiced borrowers alike. John prides himself on listening to his clients’ goals and asking the right questions to understand their unique financial situation. He then recommends the most advantageous mortgage products for them and explains those options in a way that is understandable and approachable. Maintaining relationships that go beyond closing helps ensure his clients are prepared for both market and life changes. Satisfied referrals to friends and family are how John measures his success.
John lives in Potomac, MD, with his wife Lauren, children Blake, Carter, and Kendall, and dogs Jax and Bentley. When John is not serving his clients, he enjoys rooting for his sports teams, golfing, and spending time in Dewey Beach and Rehoboth with his family. Whether you are buying your first home, a second home, an investment property, renovating, or refinancing an existing mortgage.
Ingrid Rapavy
(Ingrid McKeel Rapavy)
Loan Officer
NMLS ID 448531
OFFICE ADDRESS
8401 Connecticut Ave. Suite 1100 Chevy Chase, MD 20815
OFFICE PHONE
703-938-2115
CELL PHONE
703-597-9925
EMAIL ADDRESS
irapavy@firsthome.com
LICENSED IN
DC (MLO448531), Florida (LO26106), Maryland (448531), Virginia (MLO-11930VA)
ABOUT INGRID
Ingrid Rapavy has worked in the mortgage industry for over 22 years. She has concentrated on loan origination in the Washington DC area for the last 10 years, focusing on realtor relationships and new construction condo projects in the metropolitan area. She has been a top producer for many of those years.
She enjoys her interactions with customers and helping them find the right product for their needs. She graduated from the University of North Carolina at Chapel Hill with a Bachelor of Arts in Economics. Ingrid, her husband, and children live in Vienna, Virginia.
Whether you are looking to purchase a new home or refinance your current home, Ingrid is ready to assist.
Erin Johnson
(Erin Elisabeth Johnson)
Branch Sales Manager
NMLS ID 215208
OFFICE ADDRESS
102 Centennial Street Suite 101 La Plata, MD 20646
OFFICE PHONE
240-349-2407 x3402
CELL PHONE
240-216-8824
EMAIL ADDRESS
EJohnson@firsthome.com
LICENSED IN:
DC (MLO215208), Maryland (215208), Virginia (MLO-56255VA), South Carolina (MLO - 215208), North Carolina (I-212574)
ABOUT ERIN
Erin Johnson is a highly experienced, reliable mortgage consultant and Branch Sales Manager with the brilliant professionals at First Home Mortgage in Charles County, Maryland. Erin has been in the mortgage business for over 25 years and is passionate about helping her clients navigate the process of obtaining a mortgage loan. Her ability to translate and provide substantial mortgage advice helps our clients truly understand the process.
Erin is native to Southern Maryland and is very familiar with the area. She enjoys spending time with family and friends while giving back to the community. Erin has helped over 3500 families finance their homes since 1995. She is highly experienced in working with first time home buyers, USDA programs, FHA, and VA financing. Erin is extremely well versed with down payment assistance programs, such as the Maryland Mortgage Program. She has worked closely with builders in the area throughout the years to help her clients finance the home of their dreams.
With the everchanging market, Erin and her team are well equipped to effectively respond to any guideline adjustment that is thrown their way. Erin prides herself on being readily available to answer any questions a borrower has in a timely manner. She maintains relationships with her clients well after the homebuying process to ensure all of their questions are answered.
Jeff Modeski
(Jeffrey Steven Modeski)
Branch Manager
NMLS ID 217558
OFFICE ADDRESS
11000 Broken Land Parkway Suite 105 Columbia, MD 21044
OFFICE PHONE
443-725-0046
CELL PHONE
443-474-0303
EMAIL ADDRESS
JModeski@firsthome.com
LICENSED IN
DC (MLO217558), Maryland (217558), Pennsylvania (100900), Virginia (MLO-21206VA)
ABOUT JEFF
When Jeff went to buy his first home, it was an extremely unpleasant experience that left him confused, with a lot of questions and a poor understanding of both what to expect and the process itself. This left a mark on Jeff – and he entered the mortgage industry shortly thereafter. He has since dedicated himself to protecting and educating his clients, making sure they feel well informed, educated, and confident every step of the way!
Jeff specializes in structuring mortgages to maximize success and wealth, and has become a trusted resource to the local real estate community. Jeff works with a hand-picked team composed of experienced, knowledgeable, and highly professional individuals that strive to over-deliver every time! Jeff’s team motto is “We believe that the home buying process is a celebratory, life-changing event, and it’s our job to make the process smooth, simple, and efficient, so the homebuyer can enjoy the experience.”
Jeff was born in Baltimore, MD and now spends most of his time in Howard County. He loves to enjoy time with his family and friends, visit his daughter at grad school in Denver, play golf, and cheer for the Orioles, Capitals, and LSU Tigers!
Santana Brown
(Santana Concetta Brown)
Loan Officer
NMLS ID 946491
OFFICE ADDRESS
2700 Lighthouse Point East Suite 340 Baltimore, MD 21224
OFFICE PHONE
443-801-2598
CELL PHONE
443-801-2598
EMAIL ADDRESS
SBrown@firsthome.com
LICENSED IN
Maryland (946491), Pennsylvania (103929), Virginia (MLO-67827VA)
ABOUT SANTANA
With over 17 years of experience in mortgage finance, Santana has built a thriving business model that is rooted in integrity, loyalty, and excellence. From day one, she has been driven by a passion to help others achieve their homeownership dreams and financial goals.
What sets Santana apart from the competition is her unwavering commitment to communication and customer service. She knows that buying a home or refinancing a mortgage can be a complex and emotional process, so she makes herself available to clients around the clock and keeps them informed every step of the way. Her dedication to excellence has earned her a reputation as one of the most reliable and trustworthy professionals in the industry.
One of her key strengths is her product knowledge. Santana stays up-to-date on the latest trends and developments in mortgage finance, so she can present clients with a wide range of options that are tailored to their unique needs and circumstances. Whether they’re looking for a conventional loan, a “jumbo” loan, an FHA loan, or a VA loan, she knows how to help them find the best financing solution for their situation.
In addition to her expertise, she also believes in the power of education. She knows that informed clients are empowered clients, so she takes the time to educate them about their options and help them make confident, well-informed decisions. She also shares her knowledge with her peers, so they can provide the same level of service and care to their own clients.
Overall, she is a consummate professional who puts her clients first and goes above and beyond to help them achieve their goals. With Santana by their side, they can rest assured that they have a partner who is committed to their success and well-being.
Larry Pendleton
(Lawrence Battaile Pendleton V)
Loan Officer
NMLS ID 1946758
OFFICE ADDRESS
9711 Washingtonian Blvd Suite 100 Gaithersburg, MD 20878
OFFICE PHONE
410-571-2020
CELL PHONE
240-848-6626
EMAIL ADDRESS
LPendleton@firsthome.com
LICENSED IN
DC (MLO1946758), Maryland (1946758), Virginia (MLO-59068VA)
ABOUT LARRY
Larry Pendleton, a fourth-generation Washingtonian with deep roots in the mortgage industry and a commitment to serving his community. As a lifelong resident of Montgomery County, Larry’s extensive knowledge of the local housing market is a valuable asset to his clients. He constantly strives to enhance his expertise, ensuring that he can guide his clients through the intricacies of securing a mortgage in a competitive market.
Larry’s journey began in Olney, MD, where he grew up and attended St. John’s College High School in DC. Following high school, Larry embarked on a different path by enlisting in the US Marines, proudly serving his country with deployments to Iraq and Southeast Asia. After his military service, he pursued higher education at Arizona State University in Tempe, AZ.
Today, Larry resides in Rockville, MD, with his loving family, including his wife, two children, and their cherished dog. Beyond his work in the mortgage industry, Larry has a deep appreciation for the great outdoors, indulging in activities like skiing, biking, and hiking.
Larry’s commitment to his community is reflected not only in his professional life but also in his personal values. He draws inspiration from his family motto, “More is caught than taught,” emphasizing the importance of leading by example. Larry and his wife, Ashley, are dedicated parents, setting positive examples for their children.
As a mortgage loan officer at First Home Mortgage, Larry is driven by his passion for helping individuals and families achieve their homeownership dreams. With his military background, local expertise, and unwavering dedication, Larry is your trusted guide in the Washington mortgage landscape.
Matt Lieberman
(Matthew Ross Lieberman)
Loan Officer
NMLS ID 200283
OFFICE ADDRESS
9711 Washingtonian Blvd Suite 100 Gaithersburg, MD 20878
OFFICE PHONE
301-651-7969
CELL PHONE
301-651-7969
EMAIL ADDRESS
MLieberman@firsthome.com
LICENSED IN
DC (MLO200283), Delaware (MLO-200283), Florida (LO58927), Georgia (70291), Maryland (200283), New Jersey (200283), Pennsylvania (56327), South Carolina (MLO - 200283), Virginia (MLO-19404VA), West Virginia (LO-200283)
ABOUT MATT
Since 2003, Matt has been committed to ensuring that his clients’ loan process is simple and worry-free. He works closely with his team of financial professionals to deliver a seamless and fine-tuned transaction. Matt stands by his customers, helping them navigate what can be a complicated decision-making process – whether buying a new home or refinancing an existing mortgage. He provides clear insights on varying financing choices, enabling his clients to make the best short- or long-term decisions.
Having started in mortgage banking at a young age, Matt has seen the transformative power of real estate investment and works with his borrowers to understand the financial potential when they purchase their first home. He loves working with these buyers as they refinance or move up into something better because of the financial moves he helped them make years prior. Matt knows the communication needs of his generation and proactively connects with his borrowers to keep them regularly up to date on their mortgage process to ease concerns before they arise.
Wes Wilkes
(Wesley Brandon Wilkes)
Loan Officer
NMLS ID 1067328
OFFICE ADDRESS
24404 Three Notch Road Suite 102 Hollywood, MD 20636
OFFICE PHONE
301-373-6640 x6103
CELL PHONE
301-752-2080
EMAIL ADDRESS
WWilkes@firsthome.com
LICENSED IN
Maryland (1067328), Virginia (MLO-15056VA)
ABOUT WES
Wes Wilkes began his banking career in Southern Maryland in 2005 and quickly found a passion for assisting those looking to make one of the biggest financial decisions of their life. Financing your home should be an exciting time and through building a personal relationship, Wes is able to help find the right program for each client to ensure it is a stress-free process.
Understanding that Monday through Friday between 9-5 may not work for everyone, Wes makes himself available seven days a week including evenings to allow time for his clients who need someone as flexible as them in making time to prepare for the home buying process.
Wes is active in the local Southern Maryland community both professionally and personally. He is an active member of the Southern Maryland Association of Realtors (SMAR) as well as a member of both St. Mary’s County and Calvert County Chambers of Commerce.
Wes and his wife have 3 daughters, so he can also be found volunteering with his local Little League coaching both t-ball and fastpitch softball or preparing Girl Scout cookie orders during his time off.
Jonathon Hodgkinson
Loan Officer
NMLS ID 2248306
OFFICE ADDRESS
1355 Beverly Road Suite 215 McLean, VA 22101
OFFICE PHONE
703-388-0095
CELL PHONE
941-705-3698
EMAIL ADDRESS
JHodgkinson@firsthome.com
LICENSED IN
DC (MLO2248306), Maryland (Approved), and Virginia (MLO-58882VA)
ABOUT JONATHON
Jonathon is a highly regarded professional in the real estate industry, renowned for his extensive knowledge, experience, and expansive network throughout the entire home buying process. He has consistently received glowing testimonials from his satisfied clients, reflecting his commitment to excellence and exceptional service.
As a dedicated loan officer, Jonathan’s ultimate aim is to provide a seamless and stress-free experience for his clients, enabling them to remain focused on their goal of home ownership. He takes a customized approach, tailoring his services to suit the unique needs and circumstances of each client. This personalized touch has earned him a reputation as a trusted advisor and confidant, as expressed through the testimonials of his delighted clientele.
Originally from Nottingham, England, Jonathon, along with his wife and young daughter, now calls Fairfax home. Actively involved in the community, they are well-known figures at the Fairfax Ice Arena and within the greater DC figure skating community, where they contribute as coaches and respected former professional athletes.
Tim Milauskas
(Timothy Martin Milauskas)
Branch Sales Manager
NMLS ID 200561
OFFICE ADDRESS
8638 Veterans Highway Suite 300 Millersville, MD 21108
OFFICE PHONE
410-729-1025
CELL PHONE
443-623-1287
EMAIL ADDRESS
tmilauskas@firsthome.com
LICENSED IN
Delaware (MLO-200561), Maryland (200561), Pennsylvania (45679), South Carolina (MLO - 200561), Tennessee (205818), Virginia (MLO-19175VA), West Virginia (LO-38408)
ABOUT TIM
Tim Milauskas has worked in the mortgage industry since 2003. He spent the first six years of his career with National City Mortgage before he moved to First Home and opened the Millersville branch. Tim is experienced in helping both first time homebuyers and move-up buyers using FHA, VA, and conventional financing. His knowledge, work ethic, and customer service have earned Tim the “Leader’s Club” distinction, which is awarded to the top loan officers at First Home Mortgage.
Tim is constantly educating himself to ensure he is offering the best mortgage products. His unparalleled customer service and constant availability set him apart from his competition. Tim takes the time to analyze every client’s financial needs and his passion for serving his client base is noticeable.
Tim is a lifelong resident of Maryland where he resides with his wife, Cristine, and their three children. He is an active coach for his children’s teams and enjoys watching the improvements they make from season to season. When Tim is not working, he can often be found at Camden Yards catching an Orioles game.
Tim enjoys working in the mortgage business and looks forward to helping you finance your current or new home.
Scott Bienstock
(Scott Robert Bienstock)
Branch Manager
NMLS ID 215371
OFFICE ADDRESS
375 West Padonia Road Suite 201 Timonium, MD 21093
OFFICE PHONE
443-332-6626
CELL PHONE
410-845-0209
EMAIL ADDRESS
SBienstock@firsthome.com
LICENSED IN
Connecticut (LO-215371 ), Delaware (MLO-215371), DC (MLO215371), Florida (LO15835), Maryland (215371), Massachusetts (MLO215371), New Jersey (215371), North Carolina (I-200367), Pennsylvania (46418), South Carolina (MLO - 215371), Virginia (MLO-16243VA), West Virginia (LO-215371)
ABOUT SCOTT
Scott Bienstock has been dedicated to the real estate industry for virtually his entire professional life. He is led by a strong moral compass and a drive to help people build wealth, starting with achieving the goal of home ownership. Scott is well-qualified in all the aspects and experiences in the home buying and ownership process, given his past experience as a licensed real estate agent, as well as going through the home buying process himself. Now, as a licensed mortgage lender, Scott is ready to help any and all homebuyers with their home financing needs. He specializes in purchases, first-time homebuyers, FHA 203k, investment properties, USDA, VA, VA rehab and conventional rehab loans.
In his free time, Scott enjoys quality time with his family, which usually includes spending time at the pool and vacationing. He has enough pets to start a zoo – two dogs, two cats, and a hermit crab. When not working on mortgages, Scott can typically be found on a field somewhere watching his two children play sports.
Jeff Halbert
(Jeffrey Paul Halbert)
Branch Sales Manager
NMLS ID 71222
OFFICE ADDRESS
2810 Laurian Lane Suite 100 Dunkirk, MD 20754
OFFICE PHONE
301-327-5803
CELL PHONE
301-802-1944
EMAIL ADDRESS
jhalbert@firsthome.com
LICENSED IN
Delaware (MLO-71222), DC (MLO71222), Florida (LO890), Maryland (71222), North Carolina (I-137216), Pennsylvania (22342), South Carolina (MLO - 71222 ),Virginia (MLO-678VA)
ABOUT JEFF
Jeff Halbert began his mortgage career in 2001 with First Home Mortgage and is currently the Branch Sales Manager/Loan Originator in the Dunkirk, MD office. He has consistently ranked in the top 1% nationwide for mortgage originations. Jeff’s main focus is on customer service with his simple five-step program:
✓ Educating clients on the home-buying and mortgage process;
✓ Matching clients with their own unique financing opportunities;
✓ Keeping clients well-informed throughout the entire process;
✓ Delivering a great loan on-time with NO SURPRISES;
✓ Post-closing annual mortgage check-ups—our clients are for life!
Jeff has built his business over the years by valuing the relationships forged with each successful loan transaction. He works extremely well with first-time homebuyers and veterans. He holds an undergraduate degree from the University of Maryland, College Park, and MFA from San Diego State University. He currently lives in Calvert County, Maryland, with his wife Stacy and two busy children.
Lexi Albert
(Alexandra Paige Albert)
Loan Officer
NMLS ID 1900804
OFFICE ADDRESS
2700 Lighthouse Point East Suite 340 Baltimore, MD 21224
OFFICE PHONE
443-495-6170
CELL PHONE
240-310-2992
EMAIL ADDRESS
AAlbert@firsthome.com
LICENSED IN
Maryland (1900804), Pennsylvania (99366)
ABOUT LEXI
Alexandra “Lexi” Albert entered the mortgage business in 2018, working behind the scenes to the front line! She is extremely familiar with all facets of the mortgage process, which allows her to be proactive and ensures a smooth transaction. Her number-one priority for all clients is to make sure they are comfortable and have a strong understanding of the process as well…After all, buying a home is a huge milestone in a person’s life! Lexi takes pride in being available and approachable to past, current and future clients to help them with any questions or concerns they have; striving to provide a simple, effective, and streamlined process for all!
Born and raised in Clear Spring, MD (Washington county), Lexi continued her education at Shippensburg University where she played soccer while majoring in Finance & entrepreneurship. She moved to the city in 2021 and is in love with Baltimore! Lexi enjoys spending time outside of work staying active, watching football/sports, hanging with friends, and puppy, “Bunk.” 😊
Carli Steiner
(Carli Elise Steiner)
Loan Officer
NMLS ID 2009109
OFFICE ADDRESS
2700 Lighthouse Point East Suite 340 Baltimore, MD 21224
OFFICE PHONE
443-725-7045
CELL PHONE
443-421-0588
EMAIL ADDRESS
csteiner@firsthome.com
LICENSED IN
Georgia (2009109), Maryland (2009109), Pennsylvania (108336)
ABOUT CARLI
Carli grew up in Perry Hall, Maryland and currently resides in Baltimore City. The people who know her well refer to her as a “ray of sunshine,” and she makes new friends and acquaintances almost everywhere she goes. Before entering the mortgage lending industry, Carli’s passion for people led her through eleven years in hospitality and six years in property management. Her experience in those areas has strengthened her customer service skills and given her the ability to work well with a wide variety of people and personalities.
In her time away from work, you can find Carli traveling to a new place (she’s been to four of the seven continents), staying healthy, and having fun with her friends and family.
Quote to Live By: “Those who are happiest are those who do the most for others.” – Booker T. Washington
Michael Parsons
(Michael Curt Parsons)
Branch Manager
NMLS ID 13403
OFFICE ADDRESS
9711 Washingtonian Blvd Suite 100 Gaithersburg, MD 20878
OFFICE PHONE
240-907-2877
CELL PHONE
301-440-3864
EMAIL ADDRESS
MParsons@firsthome.com
LICENSED IN
DC (MLO13403), Delaware (MLO-13403), Florida (LO47392), Georgia (13403), Maryland (13403), Pennsylvania (47578), South Carolina (MLO - 13403), Virginia (MLO-519VA), West Virginia (LO-13403)
ABOUT MICHAEL
Michael Parsons was born and raised in the DMV, and fortunate enough to find himself in the mortgage industry soon after graduating from the University of Maryland, College Park. Michael opened up his own brokerage at the tender age of 26 and was able to execute a full conversion into an Independent Mortgage Bank (IMB) in 2010, with a staff of 173. At the height of the market and as the global pandemic was receding, Michael was fortunate to have sold his company after 26 years! He has served on numerous boards and committees over the length of his career and was a former President of the Maryland Mortgage Bankers & Brokers Association (MMBBA) and founding Chairperson of the Mid-Atlantic Regional Conference (MARC).
Cylda Hodo
Loan Officer
NMLS ID 1794390
OFFICE ADDRESS
8401 Connecticut Ave. Suite 1100 Chevy Chase, MD 20815
OFFICE PHONE
240-907-2889
CELL PHONE
301-785-6029
EMAIL ADDRESS
CHodo@firsthome.com
LICENSED IN
DC (MLO1794390), Florida (LO119893), Maryland (1794390), Pennsylvania (70717), Virginia (MLO-40313VA), West Virginia (LO-1794390)
ABOUT CYLDA
Cylda Hodo is a licensed loan originator from Maryland. As a former police officer, she is committed to delivering the highest level of friendly, informative, and professional service with sincerity and integrity. Her attention to detail ensures that her clients are put into a loan program that best suits their wants, needs, and lifestyle.
Whether you are a first-time homebuyer, looking to trade up, deciding to downsize, or simply wishing for a change, Cylda will help you in any way that she can.
Joey Severin
(Jovan Stacy Severin)
Loan Officer
NMLS ID 2094128
OFFICE ADDRESS
2700 Lighthouse Point East Suite 340 Baltimore, MD 21224
OFFICE PHONE
phone icon
443-873-5501 x 2625
CELL PHONE
240-270-4415
EMAIL ADDRESS
JSeverin@firsthome.com
LICENSED IN
DC (MLO2094128), Delaware (MLO-2094128), Florida (LO106498), Maryland (2094128), Pennsylvania (97625), Virginia (MLO-52523VA), West Virginia (LO-2094128)
ABOUT JOEY
Joey is a dedicated mortgage loan officer with a deep-seated passion for guiding individuals and families towards their dream homes. His expertise in real estate financing has been instrumental in accompanying borrowers throughout the home purchasing process. Joey finds profound joy in hearing the sound of keys being handed to new homeowners—a momentous occasion often overlooked by many. This act symbolizes the beginning of a journey toward generational wealth and represents a significant milestone in his clients’ lives. Understanding that buying a home is likely the largest investment his clients will make, Joey is committed to meticulously selecting mortgage programs that align seamlessly with their financial objectives. His approach is hands-on, ensuring he is present to assist his clients at every step towards achieving homeownership.
At his core, Joey is a family man. His spare time is joyfully spent coaching his son’s baseball team and engaging in paintball games. His compassion extends beyond his immediate family; he is actively involved in volunteering for the Big Brother Little Brother program, demonstrating his commitment to supporting those in need. Sundays hold a special place in Joey’s heart, as they are days filled with cherished moments at church with his family and indulging in his love for Maryland University sports. Joey’s personal and professional life is driven by a genuine desire to make a positive impact in the lives of others, whether it’s through helping them find their dream home or giving back to the community.
Justin Harmon
(Justin Keith Harmon)
Loan Officer
NMLS ID 2163472
OFFICE ADDRESS
51 Kilmayne Drive Suite 105 Cary, NC 27511
OFFICE PHONE
252-435-4492
EMAIL ADDRESS
JHarmon@firsthome.com
LICENSED IN
Licensed in North Carolina (I-215586) and Virginia (2163472)
ABOUT JUSTIN
Originally from Eastern NC, Justin moved to Raleigh to attend NC State University. Go Wolfpack! He has over a decade of experience in building client relationships across a variety of industries. Justin prides himself on the ability to guide borrowers as they make one of the largest financial decisions of their lives. With the support of a professional network, Justin and his team work seamlessly to help families achieve homeownership and build wealth. Outside of the office, Justin lives with his two dogs Katie and Kona. He enjoys playing sand volleyball, supporting the Wolfpack and traveling. He is a member of the Raleigh Chamber of Commerce; volunteers with SPCA, Veterans of Foreign Wars and Habitat for Humanity.”
Chris Channell
(Christopher Allan Channell)
VP Business Development
NMLS ID 266012
OFFICE ADDRESS:
5021 Wilson Lane Bethesda, MD 20814
OFFICE PHONE
240-381-9161
EMAIL ADDRESS
CChannell@firsthome.com
LICENSED IN
Delaware (MLO-266012), DC (MLO266012), Florida (LO56939), Georgia (33032), Indiana (66653), Maryland (266012), North Carolina (I-188416), Pennsylvania (74303), Virginia (MLO-9155VA), West Virginia (LO-266012)
ABOUT CHRIS
Led by industry leader and nationally ranked mortgage originator Chris Channell, our team is one of the top mortgage groups in the metro D.C. region. Together with First Home Mortgage Corporation, we offer an exceptional home financing experience for borrowers, a reliable mortgage resource for real estate agents and a place to succeed for mortgage professionals.
From talented rising stars to seasoned top producers, our team has attracted some of the nation’s leading mortgage professionals. Several loan officers in our group are ranked on Scotsman Guide’s Top Originators list, and Chris has been recognized among the Top 100 Mortgage Originators in America by both Mortgage Executive Magazine and Scotsman Guide magazine, in addition to being named Housing Wires 2022 Rising Star. Over the past several years, Chris has built a world-class team of dynamic, diverse, and dedicated mortgage professionals who have successfully originated billions in loans, with Chris funding over a billion himself.
Lewis Waller
Loan Officer
NMLS ID 217844
OFFICE ADDRESS
2700 Lighthouse Point East Suite 340 Baltimore, MD 21224
OFFICE PHONE
443-873-5508
CELL PHONE
410-978-9898
EMAIL ADDRESS
LWaller@firsthome.com
LICENSED IN
DC (MLO217844), Maryland (217844), Pennsylvania (78721)
ABOUT LEWIS
Lewis Waller, a Senior Mortgage Consultant, has been serving clients in Maryland since graduating from Towson University in 1992. Lewis strives to give his clients options on mortgage products that best fit their financial goals and needs.
Whether you are a first-time buyer, moving up, or refinancing an existing loan, Lewis has a solid understanding of the local real estate market to close your loan with efficiency, superior knowledge, and exceptional service.
Chase Cusack
(Chase William Cusack)
Loan Officer
NMLS ID 1288538
OFFICE ADDRESS
900 Bestgate Road Suite 310 Annapolis, MD 21401
OFFICE PHONE
410-571-2020 x2119
CELL PHONE
301-602-3103
EMAIL ADDRESS
CCusack@firsthome.com
LICENSED IN
DC (MLO1288538), Maryland (1288538), Virginia (MLO-43252VA)
ABOUT CHASE
Chase Cusack’s commitment is to provide his clients the best customer service and be a resource so that they can make the best decision possible. Chase brings with him several years of experience in the mortgage industry. He started his career with Ryan Homes working for their mortgage company. This gives Chase unparalleled experience with anything new construction-related.
Chase has worked with all types of buyers, whether they are a first-time homebuyer, a move-up buyer, or even an investor. He has a wealth of knowledge on FHA, VA, USDA, and conventional financing. He also worked with non-profit groups and local governments to assist buyers using grant programs.
Chase is a Maryland native and grew up in Montgomery County. Chase then earned a bachelor’s degree in economics from the University of Maryland. Chase now resides in the Federal Hill neighborhood of Baltimore. In his spare time, he enjoys skiing, playing sports, or just about anything outdoors.
Michael Basch
(Michael Anthony Basch)
Loan Officer
NMLS ID 1721748
OFFICE ADDRESS
11000 Broken Land Parkway Suite 105 Columbia, MD 21044
OFFICE PHONE
443-878-5096
CELL PHONE
443-878-5096
EMAIL ADDRESS
MBasch@firsthome.com
LICENSED IN
DC (MLO1721748), Florida (LO52057), Maryland (1721748), New Jersey (1721748), Virginia (MLO-37067VA)
ABOUT MICHAEL
Michael is a consummate professional with a knack for customer service and problem-solving. He takes pride in serving his clients and his community. Michael has partnered with some of the area’s most reputable real estate professionals to make sure all his clients’ needs are tailored.
As a Howard County native, Michael provides valuable insight that you will not find elsewhere. When Michael is not serving his customers, he can be found enjoying live music or mountain biking.
Emily Johnson
(Emily Stampfly Johnson)
Loan Officer
NMLS ID 2272464
OFFICE ADDRESS
2810 Laurian Lane Suite 100 Dunkirk, MD 20754
OFFICE PHONE
301-327-5818
CELL PHONE
443-975-6699
EMAIL ADDRESS
ESJohnson@firsthome.com
LICENSED IN
DC (MLO2272464), Florida (LO105973), Maryland (2272464), Pennsylvania (106609),Virginia (MLO-63151VA), West Virginia (LO-2272464 )
ABOUT EMILY
Emily is a Loan Officer located at the Dunkirk First Home office where she has learned from some of the best in the business. Being born and raised in Southern Maryland, Emily has an advantage of knowing the local market and having the opportunity to build strong relationships with agents. She is very active in her community both professionally and personally. She is a current member of the Southern Maryland Association of Realtors and Calvert County Young Professional groups, helping to plan and host networking events.
Emily prides herself in tailoring each loan to meet her client’s unique needs and wants. Whether purchasing a first home or an investment property to completing a refinance, she ensures her clients are on the right track to meet their long-term financial goals. Educating buyers and providing flexible night and weekend availability helps Emily accommodate her borrowers’ schedules in order to answer all their questions or concerns during the loan process.
In her free time, Emily enjoys taking her dog Rudy to the dog park, reading, trying new restaurants, and watching Notre Dame or Orioles games with her husband.
Allan Gushue
(Allan J Gushue)
Branch Manager
NMLS ID 156014
OFFICE ADDRESS
375 West Padonia Road Suite 201 Timonium, MD 21093
OFFICE PHONE
443-921-4051
CELL PHONE
410-227-2048
EMAIL ADDRESS
agushue@firsthome.com
LICENSED IN
Delaware (MLO-156014), DC (MLO156014), Maryland (156014), Virginia (MLO-37VA)
ABOUT ALLAN
Allan Gushue and his team are committed to finding the right loan product and structure for each client. Their philosophy is to treat every borrower like a family member and to always put the client first. Allan understands each borrower’s financial profile and requirements are unique. His team meets those specific demands by offering an array of loan products combined with competitive interest rates and loan fees.
At First Home Mortgage, the customer service is second to none in the industry. Allan puts a premium on integrity, providing knowledge and professional service. Securing a mortgage loan should be a simple, smooth, and straightforward process. Contact Allan today to get started.
Alex Lewis
(Alexander Ross Lewis)
Loan Officer
NMLS ID 2063255
OFFICE ADDRESS
2700 Lighthouse Point East Suite 340 Baltimore, MD 21224
OFFICE PHONE
443-873-5510
CELL PHONE
443-801-2332
EMAIL ADDRESS
ALewis@firsthome.com
LICENSED IN
Maryland (2063255)
ABOUT ALEX
As a part of the Canton Branch at First Home Mortgage, Alex provides a top-notch service for his clients. Communication is the #1 priority and essential to making the loan process as smooth as possible.
Purchasing a home can be a difficult and stressful time for all parties involved but through his communication and accessibility, he makes the process smooth and stress free from start to finish. Alex makes his client’s interests the #1 priority. Having a successful career in selling Real Estate prior to the mortgage business, he knows what it takes to get to the finish line of a transaction from all parties involved. He goes above and beyond for his client’s and will always put their best interest’s first.
Alex was born and raised in Baltimore County and graduated from Towson University. He currently resides in Towson not too far from where he grew up. He enjoys spending time with friends and family when not working and of course, loves the O’s and Ravens!
David Starleper
(David Edward Starleper)
Branch Manager
NMLS ID 1657558
OFFICE ADDRESS
122 South Main Street Bel Air, MD 21014
OFFICE PHONE
443-417-2393
CELL PHONE
443-415-9170
EMAIL ADDRESS
DStarleper@firsthome.com
LICENSED IN
Delaware (MLO-1657558), DC (MLO1657558), Maryland (1657558), North Carolina (I-216848), Pennsylvania (69208), Virginia (MLO-66632VA), West Virginia (LO-1657558)
ABOUT DAVID
David Starleper is a mortgage loan originator in Maryland helping clients purchase their dream home. He is a firm believer in something Douglas Adams once said, “To give real service you must add something which cannot be bought or measured with money, and that is sincerity and integrity.” His main goal with First Home Mortgage is to develop strong business relationships as well as friendships with all of his clients by providing trustworthy financial advice.
Prior to First Home Mortgage, David graduated from college with a double major in Accounting and Finance and worked as a Financial Analyst. Because of this, David has an extremely competitive nature and drive to ensure all clients’ needs are met. His exceptional work ethic and determination will continue to make him a strong asset with First Home Mortgage.
Family is very important to David. He was first driven to First Home because it is one, big family–everyone is always reaching out for a helping hand. What is significant to David is making the best out of every moment with family and friends. His caring nature is extremely evident and will continue to show in his relationships with colleagues and clients.
Outside of work, David loves to stay active by playing sports and enjoying the outdoors.
John Blatchley
(John Joseph Blatchley)
Loan Officer
NMLS ID 204157
OFFICE ADDRESS
375 West Padonia Road Suite 201 Timonium, MD 21093
OFFICE PHONE
443-921-4021
CELL PHONE
410-598-3401
EMAIL ADDRESS
jblatchley@firsthome.com
LICENSED IN
Maryland (204157)
ABOUT JOHN
John has been providing a daily commitment to customers for over 25 years at First Home Mortgage. John resides in Towson with his wife Teresa and their 3 sons, Jack, Trent, and Brody.
Shane Gunther
(Shane Cameron Gunther)
Branch Sales Manager
NMLS ID 1375134
OFFICE ADDRESS
111 North West St. Suite C Easton, MD 21601
OFFICE PHONE
302-213-5300 ext 2808
CELL PHONE
410-490-1518
EMAIL ADDRESS
SGunther@firsthome.com
LICENSED IN
Delaware (MLO-1375134), Maryland (1375134), Pennsylvania (81406), Virginia (MLO-44740VA)
ABOUT SHANE
Shane Gunther is dedicated to helping his customers achieve the American Dream: homeownership.
With each loan transaction, he brings a high level of care and attention to detail – priding himself on getting everything right, every single time. For first-time home buyers, Shane happily spends extra time to make sure his clients fully understand the home buying process and their loans.
Through First Home Mortgage, Shane has all tools necessary for a smooth process at his disposal, including in-house processing and underwriting and a streamlined appraisal system. He offers a wide variety of loan programs including USDA, VA, Jumbo, Conventional, Renovation Homestyle, and 203K, FHA, and down payment assistance loans. He will take the time necessary to review all potential loan options to ensure that each client has the confidence and knowledge to make the best decision. Mortgages are not a one-size-fits-all product, so Shane is here to help you make the decision that is most beneficial for your unique scenario.
Shane is dedicated to not just working with you from application to closing, but continuing to service and be your point of contact for any questions or needs long after settlement. Shane’s ultimate goal is to establish long-term relationships with his clients, leaving each party fully satisfied with their final product.
As an NCAA athlete at Salisbury University, Shane is no stranger to hard work and he knows what it takes to win. He strives to bring that same winning mentality to work every single day here at First Home Mortgage.
Tony Pandolfo
(Anthony John Pandolfo)
Branch Manager
NMLS ID 229459
OFFICE ADDRESS
40 Court Street Plymouth, MA 02360
OFFICE PHONE
508-746-3611 ext.5004
CELL PHONE
781-588-2001
EMAIL ADDRESS
tpandolfo@firsthome.com
LICENSED IN
Florida (LO38361), Maine (229459), Massachusetts (MLO229459), New Hampshire (NH229459), Rhode Island
ABOUT TONY
Tony’s greatest passion for the past 31 years has been assisting customers purchase or refinance their homes by taking the stress out a applying for a mortgage. “Communication and quick responses are key.”
He has assisted hundreds of customers over the years in making their dreams come true. He is truly blessed and has made many friends and watched their families grow, which has given him the pleasure of working in this industry.
Knowing the market and knowing the number of programs that are available for each type of borrower is key to getting you into your new home or refinancing your property. Experience, knowledge, and customer service is why Tony enjoys what he does.
Tony began his career over 31 years ago starting as a loan processor and working his way up to a Mortgage Officer Manager. He attended Bryant and Stratton College, American Institute for Banking, participated in the South Shore Board of Realtors, and over the years and has made the Leaders Club.
Michael May
(Michael David May)
Loan Officer
NMLS ID 1728700
OFFICE ADDRESS
51 Kilmayne Drive Suite 105 Cary, NC 27511
CELL PHONE
919-280-7634
EMAIL ADDRESS
MMay@firsthome.com
LICENSED IN
North Carolina (I-217339)
ABOUT MICHAEL
Mike May began his mortgage banking career in 2017 directly out of North Carolina State University. Having moved to North Carolina in 1996, Mike’s strong market knowledge is an asset to anyone from first-time homebuyers to seasoned investors. His business is built around the core values of Customer Service, Market Knowledge, Integrity & Passion. Mike acts as an advisor for his clients, helping them structure their mortgage in the most financially sound way.
Mike continues educating himself to ensure that he can offer the best advice to a diverse set of clients. With the support of his professional network, he helps clients achieve efficient cash flow and financial prosperity. Mike is committed to offering the best experience available with a focus on taking care of not only his clients, but their friends and family too.
Mike currently resides in Raleigh, NC with his wife, Delany, and their two dogs. He is an avid sports fan and still enjoys playing soccer, golf, and basketball. He is a passionate supporter of the Carolina Hurricanes and loves talking hockey with anybody that will listen.
Adam Witt
(Adam Joseph Witt)
Loan Officer
NMLS ID 1708367
OFFICE ADDRESS
2700 Lighthouse Point East Suite 340 Baltimore, MD 21224
OFFICE PHONE
443-725-7036
CELL PHONE
410-693-3444
EMAIL ADDRESS
AWitt@firsthome.com
LICENSED IN
DC (MLO1708367), Florida (LO108577), Maryland (1708367), Pennsylvania (98916), Virginia (MLO-37203VA)
ABOUT ADAM
Whether you are purchasing, refinancing, or building your dream home, you have a lot riding on your loan specialist. Adam’s extensive financial and analytical background stems from experience as a program manager in the government contracting industry, which has made him meticulous in finding the most advantageous programs and creative solutions for his clients. With a degree in Business Management emphasizing on communications and leadership, keeping his clients updated along the way and educated on the home loan process is paramount to guaranteeing a rewarding homebuying experience.
Ensuring that you make the right choice for you and your family is Adam’s ultimate goal, and he is committed to providing his clients with mortgage services that exceed their expectations. By instrumentally tailoring each client’s unique needs to a vast array of loan programs, Adam is able to help you achieve your financial goals.
Patrick Swope
(Patrick Lawson Swope)
Loan Officer
NMLS ID 1482359
OFFICE ADDRESS
2700 Lighthouse Point East Suite 340 Baltimore, MD 21224
OFFICE PHONE
443-873-5501
CELL PHONE
804-690-8907
EMAIL ADDRESS
PSwope@firsthome.com
LICENSED IN
Maryland (1482359), Pennsylvania (58783), Virginia (MLO-29535VA)
ABOUT PATRICK
Patrick joins First Home Mortgage with nearly a decade of experience in Mortgages and Financial Education. With a background in Education, Coaching, and Service, Patrick prides himself on helping individuals and families with the loan process and loan products, and tailors the presentation for what’s best for folks based on their personal and financial needs so they can be equipped to make the best decision themselves. He can’t wait to help his current partners and clients navigate their way toward homeownership.
Patrick graduated from Roanoke College for Undergrad and VCU for his Masters while in Richmond, VA. He currently resides with his wife Lauren, their 3 beautiful children, Colton, Kensington and Arabella, and their dog Juneau. He also loves to travel, compete in games and activities with friends and family, cook/grill, and cheer on his childhood teams from Philadelphia; GO Birds, Phils. Flyers and Sixers!!!
Mike Weinstein
(Michael David Weinstein)
Loan Officer
NMLS ID 1185158
OFFICE ADDRESS
2700 Lighthouse Point East Suite 340 Baltimore, MD 21224
OFFICE PHONE
240-447-2092
CELL PHONE
240-447-2092
EMAIL ADDRESS
mweinstein@firsthome.com
LICENSED IN
Delaware (MLO - 1185158), DC (MLO1185158), Maryland (1185158), Pennsylvania (55850), Virginia (MLO-28767VA),
ABOUT MIKE
Mike Weinstein has been in the mortgage business since 2014 and is passionate about helping clients achieve the goal of homeownership. For many, the thought of purchasing a home can be overwhelming. Mike strives to provide his clients with a smooth, stress-free process. Whether you are a first time buyer, repeat buyer, investor, or looking to refinance the mortgage you have, Mike can help! He is proficient in all loan programs including VA, FHA, Conventional (including non-conforming), first-time buyer incentive programs, as well as a passion for renovation loans.
Mike was born and raised in Montgomery County, MD. He moved to Baltimore City in 2014, where he still lives with his wife and daughter. Outside of work, Mike loves to golf and is a big fan of all Washington sports teams!
Drew Gilmartin
(Andrew Gilmartin)
Branch Manager
NMLS ID 134824
OFFICE ADDRESS
122 South Main Street Bel Air, MD 21014
OFFICE PHONE
410-879-0160
CELL PHONE
410-808-5120
EMAIL ADDRESS
dgilmartin@firsthome.com
LICENSED IN
Delaware (MLO-134824), Florida (LO99873), Maryland (134824), Pennsylvania (29742)
ABOUT DREW
Drew Gilmartin has been a local leader in the mortgage industry for 20 years. As a past chair and member of the Harford Realtor Mortgage Finance Committee, Drew trains the pros. Put his extensive experience to work for you. Whether you are a first time buyer or a savvy investor, you will receive the same high level of service Drew’s clients have come to expect.
An active member of the Harford County community, Drew has served as President of the Bel Air Kiwanis Club and is active with the Bel Air Boys and Girls Club. Drew, his wife Carol, and daughters Britney and Hannah are lifelong residents of the Bel Air area.
Christina Ocharzak
(Christina Marie Ocharzak)
Loan Officer
NMLS ID 1299735
OFFICE ADDRESS
1825 Howell Road Suite #3 Hagerstown, MD 21740
OFFICE PHONE
240-707-3257
CELL PHONE
301-491-4544
EMAIL ADDRESS
christina.ocharzak@firsthome.com
LICENSED IN
Maryland (1299735), Pennsylvania (50639), West Virginia (LO-34064)
ABOUT CHRISTINA
Christina is a resident of Maryland serving the tri-state area of Maryland, West Virginia, and Pennsylvania. She is dedicated to helping you with all your mortgage needs. As the process can be complex, she finds it rewarding helping people achieve their goals and helping them to understand everything that they may have questions or concerns about along the way.
In her spare time, she enjoys fishing, riding horses, white water kayaking, and snowboarding.
Marshall Feldman
(Marshall Hart Feldman)
Branch Manager
NMLS ID 141786
OFFICE ADDRESS
8638 Veterans Highway Suite 300 Millersville, MD 21108
OFFICE PHONE
443-261-2120
CELL PHONE
410-279-3529
EMAIL ADDRESS
mfeldman@firsthome.com
LICENSED IN
Delaware (MLO-141786), Maryland (141786), Pennsylvania (107486), Virginia (MLO-15061VA), and Florida (LO106000)
ABOUT MARSHALL
Marshall Feldman joined First Home in 2003 shortly after graduating from Penn State University. With the support of the State of Maryland’s leading independent mortgage company, Marshall insures that each customer receives a mortgage tailored to fit into their financial plan and goals.
As a member of the Leader’s Club of First Home Mortgage, Marshall has demonstrated professionalism that gets results for his clients. When he is not working, Marshall likes to spend time with his wife and two children.
Jim Gullace
(James Francis Gullace)
Loan Officer
NMLS ID 532690
OFFICE ADDRESS
1825 Howell Road Suite #3 Hagerstown, MD 21740
OFFICE PHONE
240-707-3254
CELL PHONE
240-675-0865
EMAIL ADDRESS
jgullace@firsthome.com
LICENSED IN
Maryland (532690), Pennsylvania (36256), West Virginia (LO-31409)
ABOUT JIM
Jim has been helping people buy and refinance homes since 1988. His many years of experience in mortgage lending give him the knowledge and practical experience to adapt to current trends in our business. Jim is a highly respected career mortgage officer whose borrowers always feel at ease with his friendly professional style.
Chris Brady
(Christopher Alan Brady)
Branch Manager
NMLS ID 121426
OFFICE ADDRESS
267 Willbrook Blvd Unit C Pawleys Island, SC 29585
OFFICE PHONE
843-625-6750
CELL PHONE
973-332-8132
EMAIL ADDRESS
CBrady@firsthome.com
LICENSED IN
Connecticut (LO-121426), Florida (LO83018), Georgia (121426), New Jersey (121426), North Carolina (I-200971), Pennsylvania (64744), South Carolina (MLO - 121426), Tennessee (121426)
ABOUT CHRIS
Chris Brady is a seasoned mortgage professional with over a 25-year career. His commitment to excellence extends beyond regional boundaries, with a focus on the East Coast and the Southeast.
In an industry where reliability is crucial, Chris epitomizes dependability. His reputation as a reliable expert underscores his commitment to consistently delivering high-quality service throughout his career.
Chris’ understanding of the mortgage industry goes beyond theory; it is deeply rooted in hands-on experience. From application to closing, he engages directly, providing practical knowledge.
In addition to his wealth of knowledge, Chris is known for his exceptional communication skills, ensuring seamless outcomes for his clients. With a quarter-century of experience, he not only boasts a respected professional reputation but also excels in articulating complex concepts with clarity, reassuring his clients in this ever-evolving industry.
Sean Beksinski
(Sean Michael Beksinski)
Loan Officer
NMLS ID 2286947
OFFICE ADDRESS
2200 Defense Highway Suite 400 Crofton, MD 21114
OFFICE PHONE
301-352-6060
CELL PHONE
410-210-5703
EMAIL ADDRESS
SeanB@firsthome.com
LICENSED IN
D.C. (MLO2286947), Delaware (MLO-2286947), Maryland (2286947), Pennsylvania (108901), Virginia (MLO-65214VA)
ABOUT SEAN
Sean is employed as a loan officer in the Crofton branch. He strives to provide a top tier service to every guest he works with. In doing so, Sean applies his inquisitive nature to keep up to date on any relevant information and knowledge needed within the business. This type of dedication and strong work ethic enables Sean to always obtain the answer to any questions his clients may have. He enjoys passing along this same knowledge to potential home buyers, so he can best match each client with a plan that fits their individual goals.
As market conditions fluctuate, Sean recognizes the importance of keeping his clients informed and up to date with the latest industry insights. He readily makes himself available to address any concerns when they arise. Sean understands that the process of buying or refinancing a home can sometimes be stressful, and he makes it his own personal goal to ensure the process be as comfortable and stress free as it can be. Sean is passionate about his profession and is highly motivated to help every client he engages with, whether it be to buy, sell, or invest in real estate.
Sean currently resides in Baltimore City. Ironically, it was his “first-time” home buying experience that opened his eyes to the world of real estate and the opportunities within that field. This decision to change career paths led him to his employment with First Home Mortgage. When Sean is not assisting clients with their mortgage needs, he spends his time with family. He also believes in living a healthy lifestyle, and stays active through training at the gym, or playing sports, such as basketball.
Laura Reese
(Laura Ann Reese)
Loan Officer
NMLS ID 224067
OFFICE ADDRESS
122 South Main Street Bel Air, MD 21014
OFFICE PHONE
443-417-2405
CELL PHONE
410-530-0434
EMAIL ADDRESS
LReese@firsthome.com
LICENSED IN
Maryland (224067), Pennsylvania (43252)
ABOUT LAURA
Laura Reese is committed to delivering the highest level of friendly, informative, and professional service. Nothing makes her happier than finding the right loan for her customers and being their partner every step of the way to a successful closing.
Laura has 21 years of experience as a Loan Originator. Her focus is to provide consumers with information and options available to help them qualify now or in the future. She also has experience in Conventional, FHA, VA, and USDA loans and will provide an educated and thorough determination of which program will best meet her client’s needs.
She loves the competitive nature of the business and working with clients to achieve the financial freedom which comes from owning a home. Laura is licensed in Maryland and Pennsylvania.
Stefano Doherty
(Stefano William Doherty)
Loan Officer
NMLS ID 2372353
OFFICE ADDRESS
8401 Connecticut Ave. Suite 1100 Chevy Chase, MD 20815
OFFICE PHONE
202-805-4667
EMAIL ADDRESS
SDoherty@firsthome.com
LICENSED IN
DC (MLO2372353), Maryland (2372353), Virginia (MLO-65791VA)
ABOUT STEFANO
Purchasing a home is the single most important financial decision anyone can make in their life. Understanding the magnitude of pursuing homeownership, Stefano works tirelessly to make the process seamless and comfortable.
Graduating from Virginia Tech with a primary major in Finance and a secondary major in Business Management, Stefano has a passion for all things business. Being a resident of Burke, Virginia for the majority of his life, Stefano is happy to call the D.C. metropolitan area home and is driven to help his clients call the area home as well.
Alex Waters
(Ryan Alexander Waters)
Loan Officer
NMLS ID 1153538
OFFICE ADDRESS
8401 Connecticut Ave. Suite 1100 Chevy Chase, MD 20815
OFFICE PHONE
202-448-0877
CELL PHONE
202-916-8854
EMAIL ADDRESS
TeamWaters@firsthome.com
LICENSED IN
DC (MLO1153538), Maryland (1153538), Virginia (MLO-42725VA)
ABOUT ALEX
The process of financing a home can be daunting. Alex removes the stress from this experience by providing expert guidance every step of the way. Known for his responsiveness and transparency, Alex is relentlessly committed to providing unparalleled customer service and spends extra time making sure his clients understand both the home buying process and their loans.
Every client is different, so Alex stays current on the numerous local loan programs so that he ensures his clients get into the best program. He offers a variety of loan programs including jumbo, conventional, Renovation Homestyle and 203k, FHA, and down payment assistance loans, among others.
Alex is a Maryland native who currently lives in DC’s U Street Corridor. He has an M.B.A. in Finance from the University of North Carolina, Chapel Hill, and a B.A. in Economics and History from Colgate University. Alex speaks Portuguese and Spanish and is always looking to brush up on his language skills over coffee or drinks. He is very friendly unless you sit down with him at a poker table. When Alex is not working, he enjoys exploring DC on the Capital Bike Share, pursuing his goal of seeing all 7 continents (currently at 5), and being overly competitive at board games.
RL Kyker
(Ronald L Kyker II)
Branch Sales Manager
NMLS ID 225433
OFFICE ADDRESS
2 Locust Lane Suites 208 A&B Westminster, MD 21157
CELL PHONE
443-340-6655
EMAIL ADDRESS
RKyker@firsthome.com
LICENSED IN
Maryland (225433)
ABOUT RL
RL has been serving his community’s mortgage financing needs for over 16 years, helping people create life changing experiences through mortgage lending, which leads to the dream of becoming a homeowner. He takes great pride in providing the most dependable, convenient, and positive experience to clients whether purchasing a home or refinancing an existing mortgage. What RL is known for is providing exceptional service and availability to his clients through clear and consistent communication. You can count on RL for a smooth and predictable mortgage process! They close on time, every time, with no last-minute surprises!
Buying a home is most likely the largest and most important purchase you will make. RL will help you make informed, responsible decisions while creating and managing the largest debt of your life. He takes this responsibility very seriously. Most people think this is the business of doing loans, but RL considers himself to be in the “relationship” business, and his goal is to be your Loan Officer for Life!
RL and his Team are local! They live and work in the communities they serve, so they will treat you like their neighbor! RL believes people deserve great service and straight forward advice. He strives to make sure clients are well informed and know all their options, whether they are a first-time homebuyer, purchasing a second home, or doing a cash-out refinance to consolidate high interest debt.
Ronetta Sykes
(Ronetta Worrell Sykes)
Loan Officer
NMLS ID 1490145
OFFICE ADDRESS
8401 Connecticut Ave. Suite 1100 Chevy Chase, MD 20815
OFFICE PHONE
757-422-1900
CELL PHONE
757-714-2125
EMAIL ADDRESS
RSykes@firsthome.com
LICENSED IN
DC (MLO1490145), Maryland (1490145), Virginia (MLO-29311VA)
ABOUT RONETTA
Ronetta Sykes was born and raised in Hampton Roads. She has always had a passion to empower people. She has a strong background and experience in diverse areas including banking, real estate, property management, and financial services. Ronetta has served as a Housing Counselor with Suffolk Redevelopment and Housing Authority, providing education and outreach to tenants and home buyers in preparation for homeownership. She has offered debt and financial management counseling and assisted with mortgage default resolution.
Ronetta was an Agent and Property Manager with Rose & Womble Realty, assisting clients in locating, negotiating, and purchasing a new home and also managing a diverse portfolio of residential properties in Hampton Roads.
In her current career as a loan originator with First Home Mortgage Corporation, Ronetta proudly works with buyers to secure financing to purchase a home, as well as homeowners offering, refinance options. She is a dedicated and committed member of the community and serves as a board member and treasurer for Virginia Housing and Community Development Corporation. She is also a qualified trainer with VHDA where she seeks opportunities to educate the public about homeownership and home financing.
Rob Schurr
(Robert E Schurr Jr)
VP/Branch Manager
NMLS ID 202183
OFFICE ADDRESS
900 Bestgate Road Suite 310 Annapolis, MD 21401
OFFICE PHONE
410-571-2041
CELL PHONE
410-703-2651
EMAIL ADDRESS
rschurr@firsthome.com
LICENSED IN
Delaware (MLO-202183), Florida (LO78880), Maryland (202183), Virginia (MLO-584VA)
ABOUT ROB
Rob Schurr has been helping homeowners in Maryland for over 25 years. He has been with First Home Mortgage for 21 years, helping the company achieve the status of Maryland’s largest independently owned direct lender. He is a member of the Chairman’s Club for top producers. His clients benefit from his extensive knowledge in all programs for first time buyers to seasoned homeowners or investors. As manager of the Annapolis branch, he oversees a highly motivated and professional staff of loan officers and processors. He is a graduate of the University of Maryland.
Cathy Zhou
(Jia Zhou)
Loan Officer
NMLS ID 215743
OFFICE ADDRESS
5021 Wilson Lane Bethesda, MD 20814
OFFICE PHONE
(240) 479-7657 x 3203
CELL PHONE
(240) 899-2877
EMAIL ADDRESS
CZhou@firsthome.com
LICENSED IN
DC (MLO215743), Maryland (215743), Virginia (MLO-1346VA)
ABOUT CATHY
Dedicated to providing exceptional customer service, Cathy’s mission is to be your trusted partner throughout the home financing process. She offers updated market information and a diverse range of lending programs tailored to meet your individual needs.
Cathy is committed to transparency and communication, keeping you informed at every step of the loan process. She is here to answer your questions, explain your options, and alleviate any concerns or worries you may have along the way.
As a part of the First Home Mortgage team, Cathy brings the experience necessary to expertly handle your home financing journey—from pre-qualification to closing and beyond. Our client-centric approach involves taking the time to truly listen to each client, ensuring that we understand your unique needs and goals. This enables us to present you with the very best loan options and strategies.
When you choose to work with Cathy, you can trust that your financing is in capable hands. She is dedicated to ensuring a smooth and professional transaction, going above and beyond to not just meet but exceed your expectations. Your satisfaction is Cathy’s priority, and she is committed to delivering a home financing experience that is both seamless and exceptional.
Robbie Budd
(Robert Alan Budd)
Loan Officer
NMLS ID 2308039
OFFICE ADDRESS
800 East Main Street Salisbury, MD 21804
OFFICE PHONE
410-543-9185
CELL PHONE
410-543-9058
EMAIL ADDRESS
RBudd@firsthome.com
LICENSED IN
Delaware (MLO-2308039), Virginia (MLO-66175VA), Pennsylvania (101772), Florida (LO113689), Maryland (2308039)
ABOUT ROBBIE
As a mortgage professional, Robbie’s drive is to assist clients in responsibly purchasing a home that suits their financial needs. His main values when working with a client consist of excellent customer service, honest communication, and integrity. He prides himself on never being complacent and always being eager to learn and better himself in ways that benefit those he has the privilege of working with.
Robbie was born on the Eastern Shore, growing up in Delmar, DE and attending Delmar High School. He then attended Salisbury University where he graduated in 2018 while being a part of the men’s soccer team for 4 years. From living in Delmar, Salisbury, and Ocean City, MD, Robbie has developed many relationships over the years in the community and he is excited to make new connections through his professional career. In his free time, he enjoys playing soccer, golf, and spending time with family and friends.
Cathy Ocharzak
(Cathy Sue Ocharzak)
Branch Manager
NMLS ID 140850
OFFICE ADDRESS
1825 Howell Road Suite #3 Hagerstown, MD 21740
OFFICE PHONE
240-420-5300
CELL PHONE
301-491-1187
EMAIL ADDRESS
cocharzak@firsthome.com
LICENSED IN
Maryland (140850), Pennsylvania (25257), West Virginia (LO-24758)
ABOUT CATHY
Cathy has over 30 years of mortgage originating experience. Over the years, she has been recognized by Maryland CDA as a top originator of MD CDA loans for first time buyers, Leaders Club for First Home Mortgage, Affiliate of the Year awards with Pen Mar Regional Association of Realtors, and served on the board of Directors for Pen Mar Regional Association of Realtors and the education committee.
Her hobbies include showing quarter horses in the cutting and reining disciplines. She is also a supporter of the local Washington County SPCA.
Andrew Domshick
(Andrew R Domshick)
Senior Loan Officer
NMLS ID 269780
OFFICE ADDRESS
8638 Veterans Highway Suite 300 Millersville, MD 21108
OFFICE PHONE
410-729-1025
CELL PHONE
410-446-1796
EMAIL ADDRESS
adomshick@firsthome.com
LICENSED IN
Florida (LO120083), Maryland (269780), South Carolina (MLO - 269780), Tennessee (269780), West Virginia (LO-269780)
ABOUT ANDREW
Andrew has been originating loans since 1993 as a full time, dedicated professional. He prides himself on working for the finest companies and First Home Mortgage meets that criteria. The staff and support are first rate and it makes the home buying or refinancing process a breeze for borrowers.
He has open and direct access to the President of the company. The people here really care about YOU, the clients.
Andrew is a life-long Maryland resident and a regular on the mountain bike and running trails.
Bill McGuire
(William Dixon McGuire)
Loan Officer
NMLS ID 205511
OFFICE ADDRESS
111 North West St. Suite C Easton, MD 21601
OFFICE PHONE
410-820-5200
CELL PHONE
410-924-2327
EMAIL ADDRESS
bmcguire@firsthome.com
LICENSED IN:
Delaware (MLO-205511), Florida (LO94489), Maryland (205511), Virginia (MLO-44585VA)
ABOUT BILL
Bill McGuire, a native Eastern Shoreman, began helping homeowners realize their dreams of homeownership in 1997. Bill works diligently to find the very best loan solutions that fit his individual client’s needs. His depth of knowledge and dedication to his industry has equipped him to work well with every level of home purchasing.
Bill believes that the home financing process should be stress-free and as enjoyable as possible. The most gratifying part of his job is to see his client shake hands and exchange keys to their new home. You will feel his enthusiasm, knowledge, and dedication to your transaction from your first conversation with Bill.
Glen Lazovick
(Glen Marshall Lazovick)
Branch Sales Manager
NMLS ID 721448
OFFICE ADDRESS
9711 Washingtonian Blvd Suite 100 Gaithersburg, MD 20878
OFFICE PHONE
240-907-2881
CELL PHONE
301-520-7241
EMAIL ADDRESS
GLazovick@firsthome.com
LICENSED IN
DC (MLO721448), Maryland (721448), Virginia (MLO-16084VA)
ABOUT GLEN
Glen Lazovick is a Sr. Mortgage Banker and Branch Sales Manager at First Home Mortgage. Glen holds the Certified Mortgage Planning Specialist (CMPS) designation and brings more than thirty-four years of mortgage and lending experience to First Home Mortgage.
Lazovick is a member of the Mortgage Banker Association of Metropolitan Washington. He served on the Association’s Board of Governors from 2002 to 2004. He also served three terms as Chairman of the group’s Fall Conference Committee, from 2002-2004. He previously served on the Board of Directors for, Integrated Living Opportunities (ILO), CSAAC (Community Services for Autistic Adults and Children), Arts on The Block, The Menare Foundation and CAFÉ Montgomery County (Coalition for the Advancement of Financial Education). Glen also was active on the Community Service/Philanthropy Involvement Committee of Leadership Montgomery and was Chairman of the Membership Committee for the Rockville Chamber of Commerce. Glen is a Graduate of Leadership Montgomery, class of 2011.
Glen and his wife, Debbie, live in Rockville, Maryland and are the proud parents of three adult sons, a wonderful daughter-in-law and are the even prouder grandparents of two amazing granddaughters.
Brad Guinn
(Bradley M Guinn)
Branch Manager
NMLS ID 160295
OFFICE ADDRESS
1016 Dolly Parton Parkway Suite 1 Sevierville, TN 37862
OFFICE PHONE
865-346-5771
CELL PHONE
865-607-5681
EMAIL ADDRESS
BGuinn@firsthome.com
LICENSED IN
Tennessee (160295)
ABOUT BRAD
Brad Guinn joined First Home in 2023 and brings with him 30 years of experience in the financial services industry. Brad holds an undergraduate degree in accounting, a master’s degree in finance, and has also taught corporate finance as an adjunct professor at his alma mater, King University. Brad has also held his securities licenses, both the series 7 and series 66, which allowed him to sell stocks, bonds, and prepare financial plans for families.
During Brad’s 30 year career he has led sales teams, specialized in construction financing, led seminars and trainings for home buyers, and worked within the communities he has served, educating the importance of home ownership. Brad’s belief is through home ownership we build stronger families and better communities.
When Brad is not working, he enjoys devoting time to a sports ministry he and his wife, Amy, created, called Screaming Eagles Sports. The goal of the ministry is to teach our youth the importance of faith and use sports as a base to do so. Brad also enjoys spending time with his family and has two active boys who are involved in multiple sports.
Brad is humbled and excited to build a strong business and team in the East Tennessee market. Brad will put to use his vast knowledge and experience of the industry to work for his clients to ensure they receive top notch customer service and that the goal of their financial needs are being met.
Joshua Pomles
Loan Officer
NMLS ID 142287
OFFICE ADDRESS
375 West Padonia Road Suite 201 Timonium, MD 21093
OFFICE PHONE
443-332-6617 x2257
CELL PHONE
410-241-5555
EMAIL ADDRESS
JPomles@firsthome.com
LICENSED IN
DC (MLO142287), Delaware (MLO-142287), Florida (LO102223), Georgia (142287), Indiana (59275), Maryland (142287), Massachusetts (MLO142287), Michigan (142287), New Jersey (142287), North Carolina (I-211077), Pennsylvania (91475), South Carolina (MLO-142287), Tennessee (142287), Virginia (MLO-56162VA)
ABOUT JOSH
Josh has been serving his community’s mortgage financing needs for over 24 years, helping people create life changing experiences through mortgage lending, which leads to the dream of becoming a homeowner. He takes great pride in providing the most dependable, convenient, and positive experience to clients whether purchasing a home or refinancing an existing mortgage. What Josh is known for is providing exceptional service and availability to his clients through clear and consistent communication. You can count on Josh for a smooth and predictable mortgage process! They close on time, every time, with no last-minute surprises!
Buying a home is most likely the largest and most important purchase you will make. Josh will help you make informed, responsible decisions while creating and managing the largest debt of your life. He takes this responsibility very seriously. Most people think this is the business of doing loans, but Josh considers himself to be in the “relationship” business, and his goal is to be your Loan Officer for Life!
Even though they live and work in MD, they serve everyone just like they were your neighbor! Josh believes people deserve great service and straight forward advice. He strives to make sure clients are well informed and know all their options, whether they are a first-time homebuyer, purchasing a second home, or doing a cash-out refinance to consolidate high interest debt.
Josh is honored and grateful for the opportunity to serve, while helping you achieve the dream of homeownership!
Danny Prince
(Daniel Taylor Prince)
Loan Officer
NMLS ID 2181869
OFFICE ADDRESS
230 Merrimac Court #86 Prince Frederick, MD 20678
OFFICE PHONE
443-968-9256
CELL PHONE
410-474-8083
EMAIL ADDRESS
DPrince@firsthome.com
LICENSED IN
Maryland (2181869), Virginia( MLO-63378VA)
ABOUT DANNY
Danny Prince graduated college from East Carolina in Fall of 2019 with a degree in business and an associate’s degree in criminal justice. He started working with First Home mortgage in December of 2019 as an assistant loan officer out of the Hollywood and Prince Frederick branches. Danny has lived in Calvert County for 21 years and enjoys the Chesapeake Bay lifestyle this area provides. Danny loves working with homebuyers, sharing his experiences, and helping them achieve homeownership.
Jodi White
(Jodi Rae White)
Loan Officer
NMLS ID 415658
OFFICE ADDRESS
9697 Main Street Suite B Fairfax, VA 22031
CELL PHONE
703-470-0301
EMAIL ADDRESS
JWhite@firsthome.com
LICENSED IN
DC (MLO415658), Maryland (415658), Virginia (MLO-18087VA), West Virginia (LO-415658)
ABOUT JODI
Jodi has been in mortgage lending for 27 years. Her vast knowledge of the mortgage industry and ability to connect with clients has contributed to her success. She began her career as a Loan Originator in 1996 and has won multiple top producer awards. Jodi has held positions in management and branch operations.
Throughout her career, Jodi has built an extended network of referral partners. She knows that having the right mortgage lender makes a real difference in increasing the chance of getting a contract accepted. Jodi cares for every individual she assists and works diligently to exceed their expectations. She believes that open and honest communication, combined with mutual respect, develops a trusting relationship that benefits all parties.
She served on the Prince William Association of Realtors Board of Directors from 2016-2020. Jodi holds a Master of Business Administration degree from Averett University.
Experience: Residential Mortgage, First Time Home Buyer, VA Loans, FHA Loans, Mortgage Financing, Home Loans
Stefanie Krivonak
Loan Officer
NMLS ID 503703
OFFICE ADDRESS
5021 Wilson Lane Bethesda, MD 20814
OFFICE PHONE
(240) 479-7657 x 3202
CELL PHONE
(301) 758-4286
EMAIL ADDRESS
SKrivonak@firsthome.com
LICENSED IN
DC (MLO503703), Maryland (503703), Virginia (MLO-46556VA)
ABOUT STEFANIE
As a seasoned mortgage loan officer, Stefanie brings a wealth of expertise to the table having navigated the intricate landscape of home financing for numerous clients over the past 20 years. With a strong commitment to delivering exceptional service, her approach revolves around providing customized solutions that align with the unique financial goals and circumstances of each borrower.
Throughout her career she has consistently demonstrated a deep understanding of the mortgage industry staying abreast of market trends and utilizing this knowledge to empower clients in making well informed decisions. Whether guiding first time home buyers through the intricacies of the process or assisting seasoned investors in optimizing their mortgage strategies, her goal is to create a seamless and transparent experience.
Her dedication to open communication and client education sets her apart and has earned her a reputation for reliability and integrity within the real estate community as well as industry publications, having been recognized as a Scotsman Guide and Mortgage Executive Magazine Top Originator the last two years. She was also named a 2022 and 2023 Top Mortgage Professional by The Washingtonian.
Stefanie thrives on challenges, utilizing problem solving skills to overcome hurdles, and secure favorable outcomes for her clients. She is not merely a mortgage loan officer, she is a partner in your journey to home ownership dedicated to turning your aspirations into reality through expert guidance, personalized strategies, and unwavering support.
Sean Pierpont
(Sean Steven Pierpont)
Loan Officer
NMLS ID 141727
OFFICE ADDRESS
2810 Laurian Lane Suite 100 Dunkirk, MD 20754
OFFICE PHONE
301-327-5801
CELL PHONE
240-508-2635
EMAIL ADDRESS
spierpont@firsthome.com
LICENSED IN
DC (MLO141727), Delaware (MLO-141727), Florida (LO66078), Maryland (141727), Virginia (MLO-5665VA)
ABOUT SEAN
Sean’s mortgage career started in July 1998; he joined First Home Mortgage in May 2000 and has personally handled over 2,000 transactions. Sean has a Bachelor of Science Degree in Finance from Old Dominion University (class of 1995). He is also a member of the Mortgage Bankers Association as well as many other organizations. More recently Sean has been designated as a Certified Mortgage Planning Specialist; helping borrowers improve their lives through the proper use of various mortgage strategies:
Mortgage and Real Estate Taxation
Financial and Housing Markets
Cash Flow Planning for homeowners and buyers
Cash Flow planning for Real Estate Investors
Team Mission Statement
The mission of the Pierpont Team is to manage, serve, and promote successful home ownership. The mortgage process should not be difficult or intrusive, but rather flow from start to finish with little interruption into the lives of the customer. The mortgage will be actively managed during the process and after the closing, making sure it always fits within the short and long term financial objectives of our customer.
Troy Swiger
(Troy Ray Swiger Jr)
Loan Officer
NMLS ID 476437
OFFICE ADDRESS
375 West Padonia Road Suite 201 Timonium, MD 21093
OFFICE PHONE
443-725-0061
CELL PHONE
410-852-0192
EMAIL ADDRESS
tswiger@firsthome.com
LICENSED IN
Maryland (476437)
ABOUT TROY
Having worked in the mortgage industry since 1993, Troy Swiger has amassed a wealth of knowledge as a mortgage professional. His experience includes all types of residential mortgages loans, including the various Maryland and specific county grants available to first time homebuyers. He provides a full line of mortgage products to meet every client’s needs.
Troy truly enjoys working with first time homebuyers, educating and guiding them through the mortgage process. Use of the State mortgage program is much more detailed than in years past, which makes his relationship with the buyers all the more important. He can offer first time buyers the assurances they need to make the process as smooth as possible for all involved.
While Troy can lend anywhere in the State of Maryland, the primary market he serves is the greater Baltimore Metropolitan area. Born and raised in Baltimore County, he has always lived and made his home here with the exception of two years in Salisbury, Maryland. He has a personal and working knowledge of the area you simply cannot get anywhere else.
Troy’s best advice to potential homebuyers is to choose a local lender who is familiar with the best loan programs and any potential local incentives. He makes myself available seven days a week to better meet his buyer’s needs. He also offers refinancing services when it’s in the client’s best interest.
Troy looks forward to working with each and every potential home buyer. His office is conveniently located in the White Marsh area, and his corporate headquarters is right next door. Give Troy a call today, and get started on making the goal of homeownership a reality.
Kris Shenton
(Kristopher Matthew Shenton Sr)
Loan Officer
NMLS ID 276141
OFFICE ADDRESS
8638 Veterans Highway Suite 300 Millersville, MD 21108
OFFICE PHONE
410-729-1025
CELL PHONE
202-400-1533
EMAIL ADDRESS
KShenton@firsthome.com
LICENSED IN
DC (MLO276141), Florida (LO45283), Maryland (276141), Virginia (MLO-8012VA)
ABOUT KRIS
Kris Shenton began his mortgage career in 1998 while still in college. Over the past 21 years, he has helped over 1000 families purchase their homes. Buying a home and financing it is a huge life moment, and Kris believes each client deserves to have the important conversations needed to ensure they are pursuing the best plan for their overall financial goals. A home is not only where you live, but an integral part of wealth building. It’s important to really examine the different options buyers have, to choose down payment carefully, and to make sure the home, debt, and equity are well managed as part of client’s wealth plan. Time can change plans and goals; as they do, Kris is there each step of the way to discuss the new and current changes and how to foster the new goals.
Kris is married and has 3 children. When not helping homebuyers, Kris likes to spend time with his family and is active in youth coaching and his church.
Dedin Witherspoon
(Dedin L Witherspoon)
Loan Officer
NMLS ID 652352
OFFICE ADDRESS
122 South Main Street Bel Air, MD 21014
OFFICE PHONE
443-417-2885
CELL PHONE
410-688-9663
EMAIL ADDRESS
DWitherspoon@firsthome.com
LICENSED IN
DC (MLO652352), Delaware (MLO-652352), Maryland (652352), Pennsylvania (104967), Virginia (MLO-33453VA)
ABOUT DEDIN
Dedin Witherspoon is an accomplished senior mortgage originator with a remarkable track record in the industry. With extensive experience and expertise, he has assisted countless individuals and families in achieving their homeownership aspirations. As a seasoned professional, Dedin possesses a deep understanding of mortgage lending, regulations, and market dynamics. His comprehensive knowledge allows him to provide tailored solutions that meet the unique needs of each client.
Throughout his 28-year career, Dedin has built a reputation for delivering exceptional service. His dedication to client satisfaction, combined with his ability to simplify complex mortgage processes, sets him apart. He takes pride in guiding clients through every step of the mortgage journey, ensuring transparency and clear communication. Dedin has successfully assisted both individuals and families with diverse needs, including first-time homebuyers, experienced investors, and those seeking refinancing options. His expertise in analyzing financial situations and identifying the most suitable mortgage solution is unmatched. Dedin’s greatest satisfaction is forming lifetime friendships and partnerships with his clients, realtors, and industry partners.
Dedin remains committed to staying updated on the latest industry trends and changes. This commitment allows him to provide clients with the most relevant and up-to-date advice, ensuring they make informed decisions regarding their mortgage needs.
Paul Valle
(Paul Anthony Valle III)
Loan Officer
NMLS ID 2463917
OFFICE ADDRESS
122 South Main Street Bel Air, MD 21014
CELL PHONE
443-616-9479
EMAIL ADDRESS
PValle@firsthome.com
LICENSED IN:
Maryland (2463917), Pennsylvania (103852)
ABOUT PAUL
Paul was born and raised in Maryland, attending Fallston High School before earning a degree in Journalism and New Media from Towson University. During that time he gained 20 years of experience in the service industry, finding great joy in meeting people from all different walks of life.
With a passion for problem solving and helping people, it was only a matter of time before Paul found his way to First Home Mortgage to maximize his reach in the community. What sets Paul apart is his ability to understand each client’s circumstances and devise a specific plan to meet their needs. To achieve this, he provides full transparency by taking the time to educate his clients throughout the entire loan process. With an extensive background in sports, his competitive nature and strong will to be the best has translated nicely to the mortgage industry. Paul is a full-service loan originator in Maryland and Pennsylvania, and when he isn’t helping his clients obtain their dream home, he enjoys spending time with his wife and their awesome dog, Bruce Wayne, or you can find him on the golf course, the baseball field, or in the gym. He even still hosts a couple of weekly baseball shows on the side!
Elizabeth Oviedo
Loan Officer
NMLS ID 1691512
OFFICE ADDRESS
183 Central Avenue Seekonk, MA 02771
OFFICE PHONE
508-915-6014
CELL PHONE
401-263-0558
EMAIL ADDRESS
EOviedo@firsthome.com
LICENSED IN
Rhode Island (1691512)
ABOUT ELIZABETH
Liz has been in the mortgage industry for the last five years, and she works tirelessly to ensure that her clients get the best rates and the best programs to meet their unique financial needs. Whether it is a current homeowner refinancing their home or a first-time homebuyer looking to purchase their first home, Liz offers exceptional service every time. She offers workshops to help teach prospective homeowners what they need to do in order to qualify for a mortgage loan. Additionally, Liz provides potential first-time homeowners with an improvement plan to increase their credit score and build up savings to help make their dreams of becoming a homeowner a reality in the not-so-distant future.
Before becoming a mortgage officer, Liz served as an English instructor to ensure that professionals have the verbal fluency and confidence needed to engage in conversational English. In both of her careers, Liz has worked with immigrant members of our community to propel them into achieving their goal of the American Dream, whether through home ownership or through effectively communicating in the English language within their places of employment and communities.
However, Liz considers her greatest accomplishment being the mother of two children, in whom she has instilled the drive to engage with and better their communities through acts of service, volunteering, and self-improvement.
Jenna Ryan
Loan Officer
NMLS ID 2446788
OFFICE ADDRESS
40 Court Street Plymouth, MA 02360
OFFICE PHONE
781-236-0366
CELL PHONE
978-979-6117
EMAIL ADDRESS
JRyan@firsthome.com
LICENSED IN
Florida (LO125853), Maine (2446788), Massachusetts (MLO2446788), New Hampshire (2446788)
ABOUT JENNA
Jenna Ryan transitioned into the mortgage industry following a successful career in asset management. Driven by a deep passion for helping individuals realize their dreams of home ownership, Jenna is a dedicated Mortgage Loan Originator committed to delivering personalized and comprehensive financing solutions. Leveraging her solid financial background, she is here to expertly navigate you through the home buying process with confidence and simplicity.
Whether you’re in the market for your first home, contemplating a refinance, or exploring investment opportunities, Jenna is poised to support you in reaching your home ownership objectives. She keeps abreast of the latest industry trends and guidelines, ensuring her clients benefit from well-informed advice and a range of financing options. Your contentment is her utmost priority. Jenna takes the time to grasp your unique financial circumstances and tailors mortgage solutions that align perfectly with your needs. Throughout the entire process, you will be well-informed, providing peace of mind, and Jenna diligently works to swiftly close loans. She eagerly anticipates the opportunity to be your trusted partner on this journey.
Matt Cox
(Matthew Thomas Cox)
Loan Officer
NMLS ID 2285992
OFFICE ADDRESS
9711 Washingtonian Blvd Suite 100 Gaithersburg, MD 20878
CELL PHONE
240-678-5875
EMAIL ADDRESS
MCox@firsthome.com
LICENSED IN
DC (MLO2285992), Maryland (2285992), Pennsylvania (106093),Virginia (MLO-63154VA), West Virginia (LO-2285992)
ABOUT MATT
With years of experience in the mortgage industry, Matt is committed to providing a stress-free experience for all of his clients, while building trust through communication, professionalism and transparency. The homebuying process can be intimidating, but Matt’s expert knowledge and guidance ensures his clients are well informed and comfortable with their decisions every step of the way.
Matt is a Montgomery County native who is involved in many local associations. He is an active member of the Greater Bethesda Chamber of Commerce, and sits as the membership chair for the NextExecs Committee, helping members network to grow their business and give back to our local community. Matt was honored with the 2022 “Rising Star” award from the Maryland Mortgage Bankers and Brokers Association, given to new and rising industry professionals for their commitment to the organization and the mortgage industry as a whole.
When he’s not in the office, Matt enjoys playing golf and softball, attending Washington Nationals games, or trying out a local brewery.
Charles Logan
(Charles Allan Walter Logan Jr)
Loan Officer
NMLS ID 2466393
OFFICE ADDRESS
8401 Connecticut Ave. Suite 1100 Chevy Chase, MD 20815
OFFICE PHONE
240-479-2303
CELL PHONE
919-215-1542
EMAIL ADDRESS
CLogan@firsthome.com
LICENSED IN
DC (MLO2466393), Maryland (2466393), Virginia (MLO-67950VA)
ABOUT CHARLES
Charles is a local loan officer operating out of the Chevy Chase, MD office. With a commitment to providing exceptional service to his clients, Charles leverages his knowledge of the industry to help homebuyers navigate the mortgage process with confidence.
As a recent first-time homebuyer himself, Charles understands the importance of being an expert and attentive resource. He is dedicated to building lasting relationships and helping his clients make informed decisions that align with their unique needs and goals. Charles is a graduate of Washington College and currently resides in Washington, D.C.
Whether you’re a first-time homebuyer or a seasoned homeowner, Charles is here to guide you through the process and help you achieve your homeownership dreams.
Zachary Bill
(Zachary Dean Bill)
Loan Officer
NMLS ID 2400807
OFFICE ADDRESS
2700 Lighthouse Point East Suite 340 Baltimore, MD 21224
OFFICE PHONE
443-261-2130
CELL PHONE
443-440-7860
EMAIL ADDRESS
ZBill@firsthome.com
LICENSED IN
Maryland (2400807)
ABOUT ZACH
Zach, a native of Anne Arundel County, joined First Home Mortgage with a deep passion for real estate and a strong desire to help his clients fulfill their dream of homeownership. Drawing from his extensive experience in professional sales across various industries, Zach is dedicated to simplifying the process and minimizing stress for his clients. His diverse background enables him to approach each client’s needs with a consultative mindset, providing them with the necessary information to make informed financing decisions that align with their unique situations. Zach sets himself apart through his unwavering commitment to exceptional customer service and meticulous attention to detail, ensuring that his clients receive the highest quality of assistance. Whether you are a first-time homebuyer, a seasoned investor with multiple properties, or someone seeking to refinance your existing loan, Zach will collaborate closely with you to deliver the best possible mortgage solutions.
Tim Whittier
(Timothy Leckrone Whittier Jr)
Branch Manager
NMLS ID 187429
OFFICE ADDRESS
8401 Connecticut Ave. Suite 1100 Chevy Chase, MD 20815
OFFICE PHONE
301-656-4388
CELL PHONE
301-440-2051
EMAIL ADDRESS
twhittier@firsthome.com
LICENSED IN
DC (MLO187429), Florida (LO80066), Maryland (187429), North Carolina (I-161600), Virginia (MLO-7079VA)
ABOUT TIM
Tim started his mortgage banking career in 1992 directly out of the University of Maryland. What initially was just a job where a friend worked has become a life-time career. Over the years, he has worked as an assistant, loan officer, builder manager, branch manager, and regional manager. Currently, he manages offices in the Washington DC area and still enjoys originating loans and working directly with customers.
Tim is a lifetime MD resident, dedicated University of Maryland sports fan, and enjoys golf and tennis. He lives in Silver Spring with his wife Shelby, children Max, Charlotte, and Charlie, and dog Maggie.
Michael Grossblatt
(Michael Neal Grossblatt)
Branch Manager
NMLS ID 1006548
OFFICE ADDRESS
375 West Padonia Road Suite 201 Timonium, MD 21093
OFFICE PHONE
443-332-6622
CELL PHONE
410-365-7848
EMAIL ADDRESS
MGrossblatt@firsthome.com
LICENSED IN
Maryland (1006548)
ABOUT MICHAEL
Michael Grossblatt has been dedicated to the real estate industry for virtually his entire professional life. He is led by a strong moral compass and a drive to help people build wealth through assisting them in achieving the goal of home ownership. Having been a licensed real estate agent in the past, a homebuyer himself, and now as a license mortgage loan officer, Mike is well qualified in all aspects of the homebuying and ownership process, and is ready to help any homebuyer with their home financing needs. He is specializes in purchases, first-time homebuyers, FHA 203k, investment properties, USDA, VA, VA rehab and conventional rehab.
In his free time, Mike enjoys spending quality time with his family and being a part of the community they live in. He is involved in several local organizations including community associations, the police community relationship council, and golden retriever rescue organizations; he is also a former president of his lodge.
Mary Beth Virnelson
Loan Officer
NMLS ID 2000637
OFFICE ADDRESS
2700 Lighthouse Point East Suite 340 Baltimore, MD 21224
OFFICE PHONE
443-258-2023, Ext 2623
CELL PHONE
301-814-9050
EMAIL ADDRESS
MVirnelson@firsthome.com
LICENSED IN
Maryland (2000637), Pennsylvania (105352), Virginia (MLO-68499VA)
ABOUT MARY BETH
Mary Beth grew up in Rockville, MD and moved to the city in 2002. She loves Baltimore and is very familiar with the neighborhoods, local restaurants, and events around town. She’s not only your loan officer, but your “Julie Cruise Director”. Before entering the mortgage industry, she worked for Merritt Clubs for 14 years as a Membership Advisor. She has a passion for helping people and wants to see everyone achieve their dreams of homeownership. She is very patient and responsive.
When she is not at work, you will find her cooking, taking the dog for walks, and hanging out with friends and family.
Tim Hand
(John Timothy Hand)
Loan Officer
NMLS ID 2399625
OFFICE ADDRESS
2810 Laurian Lane Suite 100 Dunkirk, MD 20754
OFFICE PHONE
301-656-7821 ext. 4321
CELL PHONE
410-610-9205
EMAIL ADDRESS
THand@firsthome.com
LICENSED IN
DC (MLO2399625), Florida (LO116173), Maryland (2399625), North Carolina (I-216130), Pennsylvania (102947), Virginia (MLO-67182VA )
ABOUT TIM
With over 3 years’ experience in the mortgage industry, Tim is currently a loan officer at First Home’s Dunkirk branch and has dedicated himself to helping prospective homeowners find their dream homes! Born and raised in Southern Maryland, Tim’s roots run deep in the community he serves. He is particularly passionate about finding the best loan options and customizing a plan to his client’s exact needs, whether they are purchasing or refinancing.
Tim’s journey to his current role was shaped by his education at St. Mary’s College of Maryland, where he not only pursued excellence as a student athlete, but showcased his determination and teamwork skills. He views the home purchasing process as a complete team effort where communication is key. Combining his local expertise, commitment to service, and a personal touch, Tim endeavors to make the home buying experience as seamless and fulfilling as possible for his clients.
In his free time, Tim enjoys watching his favorite sports teams, outdoor activities, trying new local restaurants, and taking his dog Maple for walks.
John Troiani
(John Patrick Troiani)
Loan Officer
NMLS ID 1533824
OFFICE ADDRESS
122 South Main Street Bel Air, MD 21014
OFFICE PHONE
443.417.2392
CELL PHONE
443-528-1419
EMAIL ADDRESS
JTroiani@firsthome.com
LICENSED IN
Delaware (MLO-1533824), Maryland (1533824), Pennsylvania (108351)
ABOUT JOHN
John Troiani is a seasoned mortgage professional, dedicated to facilitating a seamless process from start to finish. With over 8 years of experience, John is an expert navigator of the complex and nuanced home loan process. John is committed to demystifying this process and empowering his clients with the knowledge and confidence needed to make informed decisions about their financial future.
As a trusted advisor, John prioritizes transparency, integrity, and exceptional service in every interaction. He understands that each client’s journey is unique, and he takes the time to listen to his client’s needs, concerns, and aspirations, ensuring that he finds the best possible solution that aligns with his client’s long-term financial goals.
Recognized for his comprehensive knowledge of the market and dedication to staying on top of industry trends, John empowers clients and partners alike with the insights needed to navigate today’s dynamic real estate environment.
With extensive experience working with first-time home buyers, veteran families, and real estate investors, John brings a unique perspective to his role as a mortgage advisor. His background as a real estate agent has further honed his understanding of the home buying process, enabling him to provide comprehensive support and tailored solutions to clients at every stage of their journey.
When he is not assisting families with their homeownership goals, John is most likely on the golf course, crafting a new recipe, planning his next snowboarding trip, or heading out to a ball game to root on the Ravens or Orioles!
Alex Uruburo
(Edgar Alexander Uruburo)
Loan Officer
NMLS ID 2131931
OFFICE ADDRESS
2200 Defense Highway Suite 400 Crofton, MD 21114
OFFICE PHONE
phone icon
443.332.6620
EMAIL ADDRESS
AUruburo@firsthome.com
LICENSED IN
Licensed in Maryland (2131931) ,DC (MLO2131931) , Virginia (MLO-64279VA)
ABOUT ALEX
Alex Uruburo entered the Mortgage Banking industry because he is passionate about helping others enhance their lives through the acquisition of real estate. A mortgage can truly be an instrument that allows folks to create wealth. Alex loves that this career allows him to make a positive impact on the people in his community while also affording him the opportunity to create his own success by the actions he chooses to take each day. Unlike most loan officers who are eager to sell you debt, his vision is to help homebuyers build wealth by evaluating your dreams and goals now, and in the future, and designing a customized mortgage financing solution to help you achieve them!
There are so many people that simply do not own because they fear home buying is difficult or unreachable, they are unable to or simply do not know how to get started with the process. It is easy for any potential homebuyer to feel insecure about the possibility of obtaining real estate financing. The process of purchasing does not have to be overwhelming; Alex is dedicated to making your mortgage financing experience as smooth and stress-free as possible. He not only helps his clients from pre-approval to closing; after their purchase, Alex continues to provide real estate wealth building education that supports their goals.
Alex is dedicated and committed to transparent and strong communication between homebuyer(s), real estate professionals, and himself, as your lender. This approach creates a system where informed decisions are made, with an individualized approach, making the homebuying process simple and enjoyable for all homebuyers. In addition, by making it a priority to become educated on the latest guidelines and programs in mortgage lending, Alex has become a vital resource for his homebuyers and realtor partners alike.
Alex currently lives in Columbia, Maryland, and loves to spend time with family. In his spare time, he enjoys working out, walking his dog Ruby, and reading. In addition, providing valuable solutions has always been in his blood; in fact, Alex is also the proud inventor of a product that sells nationally in the dental industry!
Abby Chester
(Abigail Marie Chester)
Loan Officer
NMLS ID 1247652
OFFICE ADDRESS
5021 Wilson Lane Bethesda, MD 20814
OFFICE PHONE
240-479-7669
CELL PHONE
317-691-6949
EMAIL ADDRESS
AChester@firsthome.com
LICENSED IN
DC (MLO1247652), Florida (LO124449), Indiana (66560), Maryland (1247652), Virginia (MLO-22009VA)
ABOUT ABBY
Abby has been a licensed mortgage loan originator since 2014, helping hundreds of families with home purchases or refinances. Providing an attention to detail and a comprehensive understanding of the mortgage industry, the goal of each mortgage transaction is to provide a seamless process from origination to closing. Abby strives to help each client achieve their financial goals from beginning to end. With a complex understanding of each client’s mortgage situation, Abby is able to utilize her skillset to find the right solution to each client’s scenario-specific situation. Please reach out for a comprehensive mortgage review today!
