Federal Fair Housing Laws

Question 1

FRESHCORN

Fair housing laws prohibit discrimination in sale, rental, advertising, and financing of housing based on: FRESHCORN
**When exam asks anything about protected class…FRESHCORN is the protected class
Familial status
Race
Equal
Sex
Handicap (disability)
Color
Opportunity
Religion (creed)
National origin

Question 2

7 Protected Classes

Fair Housing Act of 1968

Race

Color

Religion

National Origin

Sex was added 1974

Handicapped Status (Disability) was added 1988

Familial Status was added 1988

Question 3

The federal law that prohibits discrimination based on race or color without exception is

a. Fair Housing Act of 1968
b. Civil Rights Act of 1866

Answer 3

B

Question 4

Federal Fair Housing Act of 1968

EXEMPTIONS

• FSBO (doesn’t own more than 3 properties)

NO RE Broker used AND

NO Discriminatory Ads used

• 1-4 family owner-occupied rental
• Religious Organizations
• Private Clubs

Question 5

Which of the following is a protected class under the Equal Credit Opportunity Act but not under fair housing laws

a. race
b. religion
c. marital status
d. sex

Answer 5

C.

Question 6

Families with children may be denied occupancy of rental units if all units in the building were reserved exclusively for those of what age or older

a. 55
b. 60
c. 62
d. 65

Answer 6

C. 62

Question 7

If a property has the right to exclude families w/ children, which of the following parties listed below would be allowed to reside in the property

a. 62 yr old retired doctor
b. 52 yr old employed lawyer
c. 50 yr old nurse
d. 54 yr old nurse

Answer 7

A.

remember its 62 and older

Question 8

The Fair Housing Act covers the

a. sale of single family residences by an owner who does not own more than three
b. rental of rooms in an owner occupied, four family dwelling
c. ownership of commercial property by a corporation
d. sale of a single family residence handled by a broker

Answer 8

D.

Question 9

Under the 1968 Civil Rights Act, how long after a discriminatory housing practice has occurred may an individual file a complain w/ HUD

a. 30 days
b. 90 days
c. 180 days
d. one year

Answer 9

D.

Question 10

Familial status, as defined in the Fair Housing Amendment Act of 1988 does not prohibit housing discrimination against

a. parents or a legal guardian w/ dependent children
b. families w/ children under the age of 18
c. a household unit where at least one member is over age 55
d. children living w/ their grandparents

Answer 10

C.