Federal Fair Housing and Hawaii Discrimination Law Flashcards
It is a violation of Hawaii’s discrimination law to:
A) Refuse to rent to a minor
B) Refuse to negotiate with a person because he is blind and uses a guide dog
C) Refuse to rent to a person in a branch of the armed services
D) Refuses to sell to a person because of his occupation
B) Refuse to negotiate with a person because he is blind and uses a guide dog
See 515-3-7
A bank decides not to make a real estate loan to the groups described below. Such refusal would be a violation of the Federal Fair Housing law to which of the following groups:
I. Multiple families seeking to live in the one residence
II. Three “hard rock” musicians, taking title as joint tenants
A) I Only
B) II Only
C) Both I and II
D) Neither I nor II
D) Neither I nor II
A Methodist order owned a condo for a non-profit purpose. The order would rent to a non-Methodist, but he would have to pay a surcharge. This is a violation of which of the following?
I. Federal Fair Housing
II. Truth in Renting Law
A) I Only
B) II Only
C) Both I and II
D) Neither I nor II
D) Neither I nor II
This is the religious preference exemption
If the Civil Rights Commission determine the seller has engaged in discriminatory practice, it may:
I. Order the respondent to sell the property to the complainant
II. Order the respondent to pay the complainant $500 for each violation unless greater damages are proven
A) I Only
B) II Only
C) Both I and II
D) Neither I nor II
C) Both I and III.
I. Order the respondent to sell the property to the complainant
II. Order the respondent to pay the complainant $500 for each violation unless greater damages are proven
Refusal to rent to which of the following would result in a violation of state law?
I. A pregnant woman
II. A violant alcoholic
A) I Only
B) II Only
C) Both I and II
D) Neither I nor II
A) I Only - A pregnant woman
A minority group is moving into an area immediately adjacent to Palace Estates. “X” Realty offers to list homes in Palace Estates at a lower than usual rate if the owners list within 45 days. There is no mention of race. Which of the following is true?
A) Broker’s license can be revoked
B) This is blockbusting
C) Such practice is not illegal
D) Brokers cannot lower their standard rate of commission
C) Such practice is not illegal
A renter complained to HUD about his landlord’s discriminatory practices in the building. In which situation would there be a violation of Federal Fair Housing?
I. The renter is two months behind in his rent
II. The landlord wants to get rid of the squealer
A) I Only
B) II Only
C) Both I and II
D) Neither I nor II
B) II Only - The landlord wants to get rid of the squealer
Retaliatory evictions are illegal
The Federal Anti-discriminatory Laws apply to:
I. Sales in Hawaii by a broker of a single-family house
II. Private housing in a private club for non-commercial purposes
A) I Only
B) II Only
C) Both I and II
D) Neither I nor II
A) I Only - Sales in Hawaii by a broker of a single-family house
In an effort to obtain more listings, a broker urges people in a certain neighborhood to sell because of the fact several “hippies” have recently moved in nearby and property values should decline. This is a violation of which law:
I. Federal Fair Housing law on blockbusting
II. Hawaii’s State Discrimination law
A) I Only
B) II Only
C) Both I and II
D) Neither I nor II
D) Neither I nor II
Which of the following is a violation of the Federal Fair Housing Law:
I. Denial of a loan by savings bank on the grounds the loan applicant intends to rent the subject property to members of a certain minority group
II. Only adverting property in Washington D.C. using white models
A) I Only
B) II Only
C) Both I and II
D) Neither I nor II
C) Both I and II
I. Denial of a loan by savings bank on the grounds the loan applicant intends to rent the subject property to members of a certain minority group
II. Only adverting property in Washington D.C. using white models
The lender’s decision was based on discriminatory grounds because loan applicant is renting only to certain members of minority group. See Q24
The Civil Rights Act of 1866 provides against discrimination in housing on the basis of:
I. Race
II. Religion
A) I Only
B) II Only
C) Both I and II
D) Neither I nor II
A) I Only - Race
It is a discriminatory practice under state law to refuse:
I. To submit an offer to a seller due to buyer’s national origin
II. A broker to be a member of the Hawaii Association of Realtors due to broker’s religion
A) I Only
B) II Only
C) Both I and II
D) Neither I nor II
C) Both I and II
I. To submit an offer to a seller due to buyer’s national origin
II. A broker to be a member of the Hawaii Association of Realtors due to broker’s religion
Under the Federal Fair Housing law it is discriminatory practice to deny a prospective buyer the services of which of the following if based on color:
I. Title insurance company
II. Escrow company
A) I Only
B) II Only
C) Both I and II
D) Neither I nor II
C) Both I and III.
I. Title insurance company
II. Escrow company
Can’t limit the extension of related real estate services and facilities
Hawaii Discrimination would not occur in the case where a landlord:
I. Refused to rent to a group of minor teenaged men
II. Refused to rent to a serviceman because of the fact that he is military
A) I Only
B) II Only
C) Both I and II
D) Neither I nor II
C) Both I and II.
I. Refused to rent to a group of minor teenaged men
II. Refused to rent to a serviceman because of the fact that he is military
Youths would not be of a legal age to transact business
The Federal Fair Housing laws:
I. Make it illegal for a lender to deny a loan to an applicant who is a member of a minority group
II. Exempt the owner of a private single-family residence if a real estate broker is not employed to sell the property
A) I Only
B) II Only
C) Both I and II
D) Neither I nor II
B) II Only - Exempt the owner of a private single-family residence if a real estate broker is not employed to sell the property
Only illegal if based on discriminatory ground; i.e.. suppose person is poor credit risk
