Fair Housing Laws Flashcards
1
Q
What does the Federal Fair Housing Act prohibit?
A
prohibits discrimination in the sale or rental of housing
2
Q
Blockbusting
A
persuading owners to sell by telling them that persons of a protected class are moving into the neighborhood
3
Q
Steering
A
Channeling homebuyers toward or away from homes in certain neighborhoods in order to preserve or alter the makeup of that neighborhood
4
Q
Redlining
A
Restricting the number of loans in certain areas of a community because of its racial or ethnic makeup
5
Q
ECOA
A
Equal Credit Opportunity Act
6
Q
Equal Credit Opportunity Act
A
prohibits lenders from discriminating against applicants on the basis of race
7
Q
‘Disparate Impact’ in defining certain policies:
A
policies that are considered to be discriminatory
