Fair Housing / ADA Flashcards
Federal civic rights act 1866
The first of three major pieces of legislation that affects their housing and prohibits any discrimination including housing when that discrimination is based on race
Blockbusting
The practice of attempting to influence one to sell or rent with threats that persons of a particular protected class entering the neighborhood
Federal fair housing act 1968
Federal law known as title VIII that address is discrimination in matters of housing including protected classes prohibited practices new construction financing providing brokerage services and appraisal reports
Massachusetts Fair housing( MGL c 151b)
Massachusetts state law that addresses discrimination in matters of housing. Covers similar areas as federal title VIII but goes much further and who is protected on the law. More protected classes
Protected class
Hey group of people under fair housing legislation that has been identified as receiving protection under the law . Usually because they have specifically experienced discrimination
Redlining
The practice of a lending institution identifying a certain geographical area to receive different lending practices than other geographical areas. Identified with discrimination because this is often done in minority neighborhoods
Steering
The attempt of influence buys by showing members of a protected class property in neighborhoods made up predominately of the same protected class while not showing properties in other neighborhoods