Fair Housing

Question 1

Prohibits any type of discrimination based on race.

Answer 1

Civil Rights Act of 1866

Question 2

Banned discrimination in all federal departments

Answer 2

Executive Order 11063

Question 3

Prohibited discrimination in public accommodations, facilities, and education

Answer 3

Civil Rights Act of 1964

Question 4

Prohibited discrimination in the sale, rental, and financing of housing, and in the provision of brokerage services on the basis of race, color, religion or nationality

Answer 4

Fair Housing Act of 1968

Question 5

Added sex as a protected class

Answer 5

1974 Amendment to the Fair Housing Act

Question 6

Added familial status and handicapped as protected classes.

Answer 6

1988 Amendment to the Fair Housing Act

Question 7

Defined as one or more individuals who have not reached the age of 18 being domiciled with a parent or person seeking legal custody; includes a parent who is pregnant

Answer 7

Familial Status

Question 8

A physical or mental impairment or having a history of such impairment that substantially limits one or more of a person’s life activities; does NOT include drug addicts; DOES include alcoholics and persons with AIDS.

Answer 8

Handicap

Question 9

Housing occupied by persons 62 or older, or housing occupied by at least one person 55 or older per unit, is exempt from familial status protection

Answer 9

Housing for the elderly

Question 10

Inducing panic selling for financial gain by insinuating that a minority group is moving into the area .

Answer 10

Blockbusting

Question 11

Channeling home seekers to, or away from, particular areas, based on race, color, religion, sex, or nationality .

Answer 11

Steering

Question 12

Refusing to make loans or issue insurance policies within certain areas that are considered bad risk areas, regardless of the borrower’s ability to repay

Answer 12

Redlining

Question 13

Exemptions

Answer 13

1. Sale or rental of single family homes when owner does not own more than 3 homes at one time and an agent is not used, and discriminatory advertising is not used.
2. Rental of rooms or units in an owner occupied 1 to 4 family dwelling
3. Units owned by religious organizations if membership is not restricted on the basis of race, color, national origin, handicap, or familial status
4. Lodgings in private clubs not open to the public, not operated commercially and when membership is not discriminatory.

Question 14

Civil penalties up to $10,000 for first offense, $25,000 for another offense within 5 years; $50,000 for 2 or more within the past 7 years; may include actual damages

Answer 14

Remedies