Fair Housing Flashcards
Title VIII of the Civil Rights Act of 1968 is also known as
Fair Housing Act
The Fair Housing Act
a federal law that prohibits discrimination in housing
Fair Housing Amendment Act of 1988
his Act amended the Fair Housing Act to add disability and family status to the protected classes.
HUD’s Equal Access Rule
may not discriminate on the basis of:
sexual orientation
gender identity
marital status
Of the below, who is protected by the Fair Housing Act?
- Alicia on account of being single
- Joe on the acount of being a veteran.
- Darrel on the acount of being a minor
- Leon on the acount of having custody of a 5 year old grandson
- Leon on the acount of having custody of a 5 year old grandson
Only Leon would be covered, on account of familial status. Occupation, a
Mrs. Muprhy exemption
Mrs. Muprhy exemption, Renting a one-to-four (4) family dwelling is exempt, provided that the owner occupies one of the units;
no discriminatory advertising is used;
and the owner is not a broker, associate, salesperson, or any person in the business of selling or renting dwellings
FHA - Religious organizations - are exempt from Fair Housing Act by renting to residential and business purposes
TRUE or FALSE
False
Religious organizations which rent to tenants for residential purposes (not commercial!) are exempt from the Fair Housing Act.
What are 7 protected classes of the Fair Housing Act
Famly Crave Resorts Not Small Damp Rooms
Color
Race
National Origin
Sex
Disability
Religion
What categories are not protected under Fair Housing Act of 1968
Age
Criminal Status
Marital Status
To name a few
Blockbusting
illegal practice of causing owners to sell their homes by creating fear that members of a protected class are moving into the area.
redlining
is the illegal act of a lender refusing to issue mortgages in a specific area.
Panic peddling
Also known as blockbusting making it appear as neighborhood is going to shit when in fact it’s not so someone will sell their house
Qualifications Exemption of fair Housing Act for Older Persons
- Must be 62 years or older living there
- 80% of the people living there are 55 or older
- State or Federal programs providing assistance to elderly
Fair Housing and Equal Opportunity Office (FHEO)
implements and enforces the Fair Housing Act and other civil rights laws, manages the Fair Housing Assistance Program (FHAP
HUD requires that a complaint be filed within what time frame? and if its a Civil Lawsuit, what is time frame?
one year ; two years
HUD notifies everyone involved within how many day of complaint received? and… how long do you have to reply?
10 days
Conciliation
is an attempt to resolve the issues raised by a complaint or an investigation through informal negotiations.
Conciliation is also known as voluntary compliance
injunction
is a court order that either stops an individual or entity from doing something,
Who enforces the Florida Fair Housing Act?
The Florida Commission of Human Relations
accommodation vs modification
is an alteration to policy, while a modification is an alteration to property.
Under the Fair Housing Act, how many units of newly constructed multi-family dwellings after March 13, 1991 are required for residential buildings to be accessible?
four or more units
The ADA requires that public accommodations and commercial facilities that are newly constructed be accessible. What does “newly constructed” in this case mean?
Built after 1993
How many employees must a business have to be affected by the ADA (American Disabilities Act)
15 employees or more
Why do most brokerages fall within the scope of the ADA, and, therefore, must be extra careful about accessibility?
Because of their LOCATION
-or-
because they have 15 employees or more
What are the “cooling-off” period for a land purchase to cancel purchase
7 days and if the seller does not include property report before buyer signs contract then it is 2 years
How many lots of land are required for a developer to include a property Report before you sign a purchase agreement.
25
Driving prospective customers around a subdivision in cars equipped with radios playing a running commentary on the lots is an example of
Abusive treatment and high pressure sales tactics
amount of days tenant has to pay up rent if late?
how many days for tenant or landlord to fix something not rent related?
3 days
7 days for non rent violations
three rhymes with fee
The Florida Residential Landlord and Tenant Act has some specific rules about treatment of service members (military) how soon must you reply to an application for rent ?
7 days or you will have to rent to them
Who enforces the Fair Housing Act ?
HUD
Housing Urban Development
American Disabilities Act of 1990
2 things that Interstate Land and Disclosures Act requieres
Register Lots over 100
Provide property Reports over 25