Fair Housing Flashcards
Title VIII of the Civil Rights Act of 1968 is also known as
Fair Housing Act
The Fair Housing Act
a federal law that prohibits discrimination in housing
Fair Housing Amendment Act of 1988
his Act amended the Fair Housing Act to add disability and family status to the protected classes.
HUD’s Equal Access Rule
may not discriminate on the basis of:
sexual orientation
gender identity
marital status
Of the below, who is protected by the Fair Housing Act?
- Alicia on account of being single
- Joe on the acount of being a veteran.
- Darrel on the acount of being a minor
- Leon on the acount of having custody of a 5 year old grandson
- Leon on the acount of having custody of a 5 year old grandson
Only Leon would be covered, on account of familial status. Occupation, a
Mrs. Muprhy exemption
Mrs. Muprhy exemption, Renting a one-to-four (4) family dwelling is exempt, provided that the owner occupies one of the units;
no discriminatory advertising is used;
and the owner is not a broker, associate, salesperson, or any person in the business of selling or renting dwellings
FHA - Religious organizations - are exempt from Fair Housing Act by renting to residential and business purposes
TRUE or FALSE
False
Religious organizations which rent to tenants for residential purposes (not commercial!) are exempt from the Fair Housing Act.
What are 7 protected classes of the Fair Housing Act
Famly Crave Resorts Not Small Damp Rooms
Color
Race
National Origin
Sex
Disability
Religion
What categories are not protected under Fair Housing Act of 1968
Age
Criminal Status
Marital Status
To name a few
Blockbusting
illegal practice of causing owners to sell their homes by creating fear that members of a protected class are moving into the area.
redlining
is the illegal act of a lender refusing to issue mortgages in a specific area.
Panic peddling
Also known as blockbusting making it appear as neighborhood is going to shit when in fact it’s not so someone will sell their house
Qualifications Exemption of fair Housing Act for Older Persons
- Must be 62 years or older living there
- 80% of the people living there are 55 or older
- State or Federal programs providing assistance to elderly
Fair Housing and Equal Opportunity Office (FHEO)
implements and enforces the Fair Housing Act and other civil rights laws, manages the Fair Housing Assistance Program (FHAP
HUD requires that a complaint be filed within what time frame? and if its a Civil Lawsuit, what is time frame?
one year ; two years