Fair Housing Flashcards

1
Q

Title VIII of the Civil Rights Act of 1968 is also known as

A

Fair Housing Act

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2
Q

The Fair Housing Act

A

a federal law that prohibits discrimination in housing

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3
Q

Fair Housing Amendment Act of 1988

A

his Act amended the Fair Housing Act to add disability and family status to the protected classes.

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4
Q

HUD’s Equal Access Rule

A

may not discriminate on the basis of:

sexual orientation
gender identity
marital status

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5
Q

Of the below, who is protected by the Fair Housing Act?

  1. Alicia on account of being single
  2. Joe on the acount of being a veteran.
  3. Darrel on the acount of being a minor
  4. Leon on the acount of having custody of a 5 year old grandson
A
  1. Leon on the acount of having custody of a 5 year old grandson

Only Leon would be covered, on account of familial status. Occupation, a

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6
Q

Mrs. Muprhy exemption

A

Mrs. Muprhy exemption, Renting a one-to-four (4) family dwelling is exempt, provided that the owner occupies one of the units;

no discriminatory advertising is used;

and the owner is not a broker, associate, salesperson, or any person in the business of selling or renting dwellings

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7
Q

FHA - Religious organizations - are exempt from Fair Housing Act by renting to residential and business purposes

TRUE or FALSE

A

False

Religious organizations which rent to tenants for residential purposes (not commercial!) are exempt from the Fair Housing Act.

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8
Q

What are 7 protected classes of the Fair Housing Act

A

Famly Crave Resorts Not Small Damp Rooms
Color
Race
National Origin
Sex
Disability
Religion

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9
Q

What categories are not protected under Fair Housing Act of 1968

A

Age
Criminal Status
Marital Status
To name a few

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10
Q

Blockbusting

A

illegal practice of causing owners to sell their homes by creating fear that members of a protected class are moving into the area.

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11
Q

redlining

A

is the illegal act of a lender refusing to issue mortgages in a specific area.

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12
Q

Panic peddling

A

Also known as blockbusting making it appear as neighborhood is going to shit when in fact it’s not so someone will sell their house

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13
Q

Qualifications Exemption of fair Housing Act for Older Persons

A
  1. Must be 62 years or older living there
  2. 80% of the people living there are 55 or older
  3. State or Federal programs providing assistance to elderly
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14
Q

Fair Housing and Equal Opportunity Office (FHEO)

A

implements and enforces the Fair Housing Act and other civil rights laws, manages the Fair Housing Assistance Program (FHAP

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15
Q

HUD requires that a complaint be filed within what time frame? and if its a Civil Lawsuit, what is time frame?

A

one year ; two years

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16
Q

HUD notifies everyone involved within how many day of complaint received? and… how long do you have to reply?

A

10 days

17
Q

Conciliation

A

is an attempt to resolve the issues raised by a complaint or an investigation through informal negotiations.

Conciliation is also known as voluntary compliance

18
Q

injunction

A

is a court order that either stops an individual or entity from doing something,

19
Q

Who enforces the Florida Fair Housing Act?

A

The Florida Commission of Human Relations

20
Q

accommodation vs modification

A

is an alteration to policy, while a modification is an alteration to property.

21
Q

Under the Fair Housing Act, how many units of newly constructed multi-family dwellings after March 13, 1991 are required for residential buildings to be accessible?

A

four or more units

22
Q

The ADA requires that public accommodations and commercial facilities that are newly constructed be accessible. What does “newly constructed” in this case mean?

A

Built after 1993

23
Q

How many employees must a business have to be affected by the ADA (American Disabilities Act)

A

15 employees or more

24
Q

Why do most brokerages fall within the scope of the ADA, and, therefore, must be extra careful about accessibility?

A

Because of their LOCATION
-or-
because they have 15 employees or more

25
Q

What are the “cooling-off” period for a land purchase to cancel purchase

A

7 days and if the seller does not include property report before buyer signs contract then it is 2 years

26
Q

How many lots of land are required for a developer to include a property Report before you sign a purchase agreement.

A

25

27
Q

Driving prospective customers around a subdivision in cars equipped with radios playing a running commentary on the lots is an example of

A

Abusive treatment and high pressure sales tactics

28
Q

amount of days tenant has to pay up rent if late?

how many days for tenant or landlord to fix something not rent related?

A

3 days

7 days for non rent violations

three rhymes with fee

29
Q

The Florida Residential Landlord and Tenant Act has some specific rules about treatment of service members (military) how soon must you reply to an application for rent ?

A

7 days or you will have to rent to them

30
Q

Who enforces the Fair Housing Act ?

A

HUD
Housing Urban Development

31
Q

American Disabilities Act of 1990

A
32
Q

2 things that Interstate Land and Disclosures Act requieres

A

Register Lots over 100
Provide property Reports over 25

33
Q
A