Exam1 Flashcards
(56 cards)
Primary wellness
reduce risk factors before pathology
secondary wellness
reduce duration of illness or impairment
tertiary wellness
limit degrees of disability in person with chronic disease
primary care
-first contact
secondary care
ER, hospitals
Tertiary care
academic med center, transplant, burn, cancer
ambulatory care
outpatient
restorative care
home, IRF, sub-acute, LTAC
continuing care
assisted living, long term, hospice
primary prevention
before it happens
secondary prevention
reduce duration
tertiary prevention
limit disability with chronic disease
Commercial health insurance
access: everything
cost: most expensive. fee for service
quality: best money can buy
Managed care: access
-payer limits access to the menu of services
PPO, HMO, co-pays
PPO - preferred provider organization
-choice of providers (in and out of network)
HMO - health maintenance organization
closed panel or out-of-network
Managed care: Cost
- employer: purchase plan and pay premium
- employee: pay portion of premium, deductible, coinsurance, and co-payment
- Health saving account (HSA)
Managed care: quality
- affected by the providers on the preferred list
- providers need to balance cost of service with discounted fee schedule
- patient may not get what they need if insurance denies
Tax-funded health care
Social security act. Established medicare (Title 18) and medicaid (title 19) and state children health insurance program (SCHIP)
*made govt largest provider of health care
Tax-funded health care: access
- limited to armed services, disabled, kids, low income, or people over 65
- providers must approve for medicare and medicaid
- access to services when deemed necessary by govt
Medicare: covers who?
> 64 y/o
administered by centers for medicare and medicaid services (CMS)
Medicare A:
- hospital services
- hospital, skilled nursing, home health, hospice
- no premium. annual deductible with daily coinsurance after first 20 days of hospital stay
Under med A: hospitals are reimbursed by
diagnostic related groups. DRGs
under med A: SNF is reimbursed by:
RUGs