Exam 1 Flashcards
Consumer Health (Definition)
- anything that relates to “this product might enhance our health”
- Encompasses all aspects of the marketplace related to the purchase of health services and products. (vitamins, meds, exercise equipment, doctor, dentist, insurance)
Blinded Studies (Definition)
- studies that are performed in which the groups (test subjects) do not know if they are receiving the drug or placebo.
- double blinded studies: when neither the person doing the study or the study subjects know who is receiving what.
Deductibles (Definition)
the amount of money a policy holder/beneficiary pays each year before the health insurance company begins paying for covered services
Health Exclusions (Definition)
a specified health condition that is excluded from coverage
Obamacare (Definition)
- The affordable care act
- increase the quality and affordability of health insurance, lower the uninsured rate by expanding public and private insurance coverage, reduce the costs of health care for individuals and the government.
Bias (Definition)
prejudice in favor of or against one thing, person or group compared with another, usually in a way considered to be unfair.
Peer-review (Definition)
a process in which work is reviewed by others who usually have equivalent or superior knowledge.
Fixed Indemnity (Definition)
maximum amount an insurer will pay for a certain service.
Placebo (Definition)
substance used in medical treatment that has no pharmaceutical effect on the problem it is being used to treat
Quackery (Definition)
promotion of health practices or remedies that have no compelling scientific basis
Co-Payment (Definition)
the flat fee that an insured person has to pay for each use of the health care system
Randomization (Definition)
employ random selection or sampling in an experiment or procedure
Health Fraud (Definition)
services or articles of unproven effectiveness that are promoted to improve health, well being or appearance.
Premium (Definition)
- the amount a person and/or employer pays for insurance coverage.
- regular periodic payments
Affordable Care Act (Obamacare)
Main Feature: to increase the quality and affordability of health insurance, lower the uninsured rate and reduce the cost of healthcare for individuals and the government
Year Enacted: 2010