Ethical Pracices & Fair Housing

Question 1

Ethics

Answer 1

A system of moral principles, rules and standards of conduct that guide a persons actions. The fundamental rule of professional ethics is “above all do no harm.”

Question 2

Code of Ethics

Answer 2

A written system of standards for conduct.

Question 3

Civil Rights Act of 1866

Answer 3

The federal government’s first effort to guarantee equal housing opportunities, this law prohibits any type of discrimination based on race stating:

“all citizens of the United States shall have the same right in every state and territory as is enjoyed by white citizens thereof to inherit, purchase, lease, sell, hold and convert real and personal property.”

Question 4

Jones vs. Mayer

Answer 4

The 1968 decision that affirmed racial discrimination is prohibited in the public or private sale or rental of property. Where race is involved, no exceptions apply.

Question 5

Title VII Civil Rights of Act of 1968 (Original)

Answer 5

Codified protection of additional classes to prevent housing discrimination based on:

1) RACE
2) COLOR
3) RELIGION
4) NATIONAL ORIGIN
5) SEX

Question 6

Fair Housing Amendment Act (1988)

Answer 6

Expanded federal civil rights protections to include:

1) Race
2) Color
3) Religion
4) National origin
5) Sex
6) FAMILIAL STATUS
7) DISABILITY/HANDICAP

Question 7

Housing for Older Persons (1995)

Answer 7

Repealed requirement that 55-and-older housing have “significant facilities and services” designed for senior citizens. The Act requires at least 80% of occupied units have one person aged 55 or older living in them.

Question 8

Familial Status

Answer 8

One or more individuals younger than age 18 living with a parent or guardian.

Question 9

Disability

Answer 9

A physical or mental impairment.

Question 10

What are the federal exemptions to the Fair Housing Act?

Answer 10

1) Owner-occupied buildings
2) Single-family housing (unlicensed sale or rental)
3) Housing operated by organizations for their membership

Question 11

PA Human Relations Act (PHRA)

Answer 11

The state’s expanded set of protections covering both housing and commercial property.

It expands federal civil rights protections to include:

1) Race
2) Color
3) Religion
4) National origin
5) Sex
6) Familial Status
7) Disability
8) RELIGIOUS CREED
9) ANCESTRY
10) AGE (over 40 years old)

Question 12

Philadelphia Human Relations Act (1968)

Answer 12

The City’s expanded set of protections covering both housing and commercial property.

It expands federal and state civil rights protections to include:

1) Race
2) Color
3) Religion
4) National origin
5) Sex
6) Familial Status
7) Disability
8) Religious Creed
9) Ancestry
10) Age
11) SEXUAL ORIENTATION
12) SOURCE OF INCOME

Question 13

Blockbusting

Answer 13

The unlawful act of encouraging people to sell or rent their homes by claiming that the entry or prospective entry of a protected class of people into the neighborhood will have some sort of negative impact on property values.

Question 14

Steering

Answer 14

An illegal attempt to limit a purchaser’s or renter’s options by channeling home seekers to particular neighborhoods or discouraging them from considering certain areas.

Question 15

Redlining

Answer 15

The practice of refusing to make mortgage loans or issue insurance policies in specific areas for reasons other than the economic qualifications .geographic

Question 16

How long does a person have to file a discrimination complaint at HUD?

Answer 16

Within one year of the alleged illegal act.

Question 17

Advertising

Answer 17

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