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Real Estate > Environmental Hazards > Flashcards

Environmental Hazards Flashcards

1
Q

Which of the following is an odorless, tasteless gas that causes lung cancer?
A: Radon
B: Formaldehyde
C: Asbestos
D: Methamphetamine

A

A: Radon

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2
Q

ЕРА

A

The Environmental Protection Agency, the U.S. agency that sets benchmarks for what is allowable and safe in a house.

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3
Q

radon

A

An odorless, colorless, radioactive gas that comes from the ground. Over long periods of exposure, it is the leading cause of lung cancer after smoking. In Utah, 1 in 3 homes test higher than EPA allowable levels of radon.

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4
Q

Which of the following is radioactive material caused by the natural break down of uranium?
A: Radon
B: Mold
C: Asbestos
D: Methamphetamine

A

A: Radon

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5
Q

Which of the following is a mineral made up of fibers that have fireproofing and insulating qualities and was banned from use in 1978?
A: Radon
B: Mold
C: Asbestos
D: Methamphetamine

A

C: Asbestos

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6
Q

pico Curies per Liter

A

The unit of measurement for radon (pCi/L).
The average outdoor level os 0.3 pCi/L.

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7
Q

How does radon get in?

A

Radon gas gets in through foundation cracks, floor slab cracks, sump pits, and gaps around pipes and electrical conduits. Newer homes are even more susceptible than older homes, since they are built
more efficiently insulated.

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8
Q

radon levels in a neighborhood

A

Radon levels can vary drastically from home to home, even within the same neighborhood, so
it is important to test each home individually.

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9
Q

acceptable radon levels

A

The EPA recommends that action be taken if radon levels reach 4 pCi/L or higher, since that level is agreed upon as an acceptable risk. The EPA encourages you to consider remediation for levels between 2 and 4. There is no “legal limit” for radon. Smokers have a higher risk of lung cancer from a combination of smoking and radon than each separately.

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10
Q

asbestos

A

A mineral made up of fibers that have fireproofing and insulating qualities and was banned from use in 1978.

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11
Q

formaldehyde in the home

A

Most people don’t have any health problems from small amounts of formaldehyde in their homes. As levels increase, some people have breathing problems or irritation of the eyes, nose, throat, or
skin from formaldehyde exposure in their homes. Formaldehyde can be found in some types of
insulating foam among other sources.

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12
Q

Short term tests for radon testing is:
A: Common For Screening
B: It Can Be Completed In A Couple Of Days
C: You Must Do It For Every House
D: Both A & B

A

D: Both A & B

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13
Q

radon testing

A

There are short-term and long-term tests that can
be used in order to verity radon levels in a home. Ordering them from the state website (radon.utah.gov) will better ensure that the kits Proressional testers a verify shee her a test Yas been tampered with and whether test conditions
are valid.

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14
Q

radon remediation

A

A radon remediation system should be marketed as a positive, proactive step, particularly in Utah where so many homes are affected by radon. It does not need to be a stigma. What the system does is divert where radon goes, such that it is not going into the house.

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15
Q

Which of the following is an organic substance that feeds on moisture?
A: Radon
B: Mold
C: Asbestos
D: Methamphetamine

A

B: Mold

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16
Q

Methamphetamine poses the greatest health risk when it is:
A: Cooked And Smoked
B: Used In Insulation
C: Found In Chipping Paint
D: Found In Basements

A

A: Cooked And Smoked

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17
Q

mold

A

An organic substance that feeds on moisture. A small amount of mold is found in any home, and it is not always dangerous. Healthy people are typically not affected by even moderate amounts of mold. However, it can cause symptoms in sensitive individuals.

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18
Q

discussing mold with clients

A

Try not to use the word “mold”, so as to avoid further liability beyond your role in the transaction as an agent. Leave specifics to inspectors and, instead, suggest “looking into” anything suspicious. Do not panic; your client is looking to you as a trusted adviser.

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19
Q

mildew

A

A type of mold that grows on plants. It is
mold, even if people insist otherwise.

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20
Q

toxigenic mold

A

Mold that produces toxins or poisons.

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21
Q

allergenic mold

A

Mold that can trigger allergic responses.
This is the most typical household mold.

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22
Q

pathogenic mold

A

Mold that can cause diseases.

23
Q

Stachybotrys

A

Also known as “black mold”, even though it is not always black (it requires a lab test to confirm). It is considered to be a particularly potent toxic mold. Media attention is typically overhyped, as it typically only affects sensitive individuals. It is the mold most likely to grow in homes, and it requires a constant moisture source. Thus, the bigger problem is the
continuous water source that feeds it.

24
Q

mold testing

A

Mold testing is typically done in a lab with an air sample, and an outdoor source is also tested for comparison, to ensure that mold is not a result of open windows.

25
Q

methamphetamine

A

A crystal compound that becomes airborne when heated. The vapor clings to surfaces and takes a very long time to break down on its own. Over time it will off gas to the environment, contaminating the air. People can become exposed through off gassing contaminates, ingestion, or skin absorption.

26
Q

meth testing in real estate

A

There is no typical “meth house”, and homes that one might least suspect may be contaminated. The elderly are a rising demographic for meth usage. Do not assume that there is no meth problem with a home based on the prior occupants. Do not assume that new construction will not have a meth problem, as construction workers may have used methamphetamines on site during construction. Lab tests can be ordered from the state.

27
Q

government regulations on meth
contamination

A

Once the state health department is aware of a contaminated, it typically loses its occupancy permit and requires that anything in the home be be disposed of. decontamination It is the house typically costs $10-20,000, but it cạn be done. It is the homeowner’s responsibility (the seller’s, in the case of a real estate transaction) to pay for this remediation.

28
Q

“Lead from paint, including lead-contaminated dust, is one of the most common causes of lead poisoning”
A: True
B: False
C: Depends On The House
D: Depends On The Neighborhood

A

A: True

29
Q

lead-based paint

A

Lead-pigmented paint was used in the 20th century. Only 24% of homes between 1960 - 1978 contained lead-based paint, whereas it was much more common in homes built prior to 1960. Utah has lower-than-average levels of lead in paint due to the climate.

30
Q

concerns of lead-based paint

A

Lead because of their oddy size especial at nutrients. The body can mistake lead for calcium or iron and assimilate it. Although lead-based paint chips could be eaten by children, dust coming off of lead-based paint that is sanded off can also cause problems.

31
Q

RRP laws

A

RRP laws (renovate, repair, and paint): Federal law that if you do any work on a home built before 1978, you are required to hire an RRP EPA certifier unless it is your own home.

32
Q

testing for lead- based paint

A

Inspectors use swabs to screen for lead in paint. However, to meet EPA guidelines for lead testing, lead testers must use an x-ray fluorescence gun in a very involved process.

33
Q

disclosure of lead

A

The year in which the manufacture of lead-based paint was banned in the United States was 1978, so homes of that age or older may contain lead-based paint. However, it is also possible that homes built around 1979may have included lead-based paint as well. This is because, at that time, non-lead paint was inferior in quality, which in turn led people to
stockpile lead-based paint before it was banned.

34
Q

The EPA requires that Lead Based Paint be disclosed to all potential buyers when the home was built before:
A: 1970
B: 1976
C: 1978
D: 1980

A

C: 1978

35
Q

The Lead Based Paint Disclosure:
A: Needs To Be Signed By The Buyer
B: Needs To Be Signed By The Seller
C: Needs To Be Signed By Buyer And Seller
D: Needs To Be Signed By Buyer, Seller, And Both Agents

A

D: Needs To Be Signed By Buyer, Seller, And Both Agents

36
Q

The pamphlet “Protect Your Family from Lead in Your Home” is given to:
A: Buyers
B: Renter
C: Buyers And Renters
D: None Of The Above

A

C: Buyers And Renters

37
Q

lead-based paint disclosure and
acknowledgment

A

A form required when selling a property built in 1978 or earlier, disclosing that it may contain lead paint. Knowledge of any use of lead-based paint or lead-based hazards is listed in this form.

38
Q

lead-based paint disclosure and
acknowledgment

A

The seller may not accept an offer from a buyer until this disclosure has been made and an EPA-approved lead hazard information pamphlet has been given to the buyer.

39
Q

The Lead Based Paint Addendum must be used:
A: With Every Real Estate Purchase Contract On Every Home Built Prior To 1978
B: When Item 3(D)(I) On The Disclosure And Acknowledgement Regarding Lead-Based Paint Is Initialed By The Buyer
C: When Item 3(D)(I) On The Disclosure And Acknowledgement Regarding Lead-Based Paint Is Initialed By The Seller
D: Only If The Seller Is Aware Of Lead Based Paint On The Property

A

B: When Item 3(D)(I) On The Disclosure And Acknowledgement Regarding Lead-Based Paint Is Initialed By The Buyer

40
Q

A Buyer would like to have testing and inspection on a home they are under contract to purchase. This testing and inspection must be paid for by:
A: The Seller
B: The Buyer
C: The Listing Agent
D: The Selling Agent

A

B: The Buyer

41
Q

lead-based paint addendum

A

If the buyer initials box 3(d)(i) on the disclosure form, giving them a 10-day opportunity to conduct risk assessment or inspection for the presence of lead-based paint, that triggers the use of this
addendum.

It states that the buyer pays for any assessment done, and the seller must cooperate. If the results are not acceptable to the buyer, the buyer may provide written objections (resolved between the buyer and seller) or cancel the real estate purchase
contract.

42
Q

pre-listing inspection

A

An inspection completed before a home is listed. This is valuable for helping the seller to avoid surprises along the way.

43
Q

real estate professional at a home inspection

A

If a real estate agent is present at a home inspection, it can be helpful for him or her to buffer the conversation between client and inspector. However, it is possible that an agent could be in the way if he or she steps past the agent’s area of expertise.

44
Q

Buyers have up to _______ days to conduct a risk assessment or inspection for the presence of lead based paint hazards.
A: 5 Days
B: 8 Days
C: 10 Days
D: 15 Days

A

C: 10 Days

45
Q

If the Seller is aware of environmental issues in the property they are selling, they are bound by law to disclose the existence of:
A: Radon
B: Mold
C: Methamphetamine
D: All Of The Above

A

D: All Of The Above

46
Q

A specific separate written disclosure exists for the Seller to disclose the existence of:
A: Lead-Based Paint
B: Radon
C: Mold
D: Asbestos

A

A: Lead-Based Paint

47
Q

All of the following statements about lead-based paint are true EXCEPT:
A: Testing Is Required By Law On All Homes Built Prior To 1978
B: Disclosure Is Required By Law Regarding Lead-Based Paint In All Homes Built Prior To 1978
C: A Home Sold At Foreclosure Is Exempt From Disclosure
D: Homes Being Rented For Fewer Than 100 Days Are Exempt From Disclosure When No Renewal Is Allowed

A

A: Testing Is Required By Law On All Homes Built Prior To 1978

48
Q

The health hazard most likely to be found in a bathroom shower is:
A: Radon
B: Mold
C: Asbestos
D: Methamphetamine

A

B: Mold

49
Q

The health hazard most likely to be found in a basement with little ventilation is:
A: Radon
B: Mold
C: Asbestos
D: Brownfield

A

A: Radon

50
Q

Which government agencies that are responsible for overseeing environmental protection:
A: HUD And CFPB
B: CFPB And HUD
C: HUD And EPA
D: FHA And HUD

A

C: HUD And EPA

51
Q

Formaldehyde can be found in residential properties in which of the following:
A: Appliances
B: Lead-Based Paint
C: Insulating Foam
D: Shower And Bathtubs

A

C: Insulating Foam

52
Q

Realtor Roger is showing his buyer clients older homes. They have several young children. Their biggest concern might be:
A: The Age Of The Appliances
B: The Existence Of Lead-Based Paint
C: That The Home Is In A Flood Plain
D: That Any Asbestos Found On The Property Will Not Be Covered By Title Insurance

A

B: The Existence Of Lead-Based Paint

53
Q

Radon is:
A: Not Found In Newer Homes
B: Not Found In Older Homes
C: A Known Cause Of Cancer
D: Not Common In The Western States

A

C: A Known Cause Of Cancer

Real Estate (52 decks)

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