Economy & Finance

Question 1

digit

Answer 1

1. a written symbol of any of the numbers 0 to 9
2. a finger or a toe (手/足)趾

e.g. Money is digits.
A three-digit number like 507

Question 2

bullion

Answer 2

bars of gold or silver,
uncoiled gold or silver in bars or ingots

• gold bullion

Question 3

ingot

Answer 3

A solid piece of metal that has been formed into a particular shape(e.g. brick) so that it is easy to store or transport. 鑄塊/錠

-a small ingot of silver

Question 4

working

Answer 4

1. the manner of functioning or operating(usually plural)
2. of or relating to one’s job
3. adequate to permit work to be done
   
   • The Government has a working majority.
4. being in use or operation
   
   • a working farm

n/a: 和工作有關的/運作,運轉/
足夠～使運作,足以發揮作用

Question 5

deposit

Answer 5

1. to place especially for safekeeping:
   a) money deposited in a bank
   b) money given as a pledge or down payment
2. to put or leave Sth or Sb in a particular place
3. matter deposited by a natural process

v/n: 存款/押金訂金/自然沈積/放置放下

Question 6

down payment

Answer 6

1. the first payment that you make when you buy
   something with an agreement to pay the rest later
   -She made a 10% down payment on the car.
2. broadly: the first step in a process

n.: 分期付款之頭款/預付訂金

Question 7

pledge

Answer 7

1. a serious promise or agreement
2. a promise to give money
3. something that you leave with another
   person as a way to show that you will keep
   your promise.
   -The company has made a pledge of over $3000.

n/v: (鄭重的,甚至白紙黑字)發誓/保證/抵押擔保

Question 8

Differences between a pledge and a donation?

Answer 8

A donation is an outright gift.
Donors can make their decision to arrange at any time or pay indefinitely.

A PLEDGE is a promise to pay a specified amount over a set period of time. For example, the donor might pledge $2,400 to be paid over 4 years, by installments of $50 per month.
Pledges can be “conditional”, meaning payment comes due only when a condition is met or “unconditional” where there are no strings attached.

Question 9

installment

Answer 9

1. one of the parts into which a debt is divided
   when payment is made at intervals.
2. one of several parts (as of a publication)
   presented at intervals.
   -The last installment will be split into two movies.

n: 分期付款/交付/分期連載/分冊

Question 10

redeem

Answer 10

1. to buy back (such as stock or bond)
   /to get or win back
2. to exchange (such as a coupon or a lottery ticket) for money, an award etc.
   -You can redeem this coupon at any store.
3. to make Sth (that is bad or unpleasant etc.) better or more acceptable.
   -He wants to redeem his reputation.