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My RMLO Prep > ECOA Concen > Flashcards

ECOA Concen Flashcards

1
Q

Which are prohibited bases under ECOA?

Race
Immigration Status
Sex
Marital Status
Gender
A

Race
National Origin
Sex
Marital (must ask married, unmarried, separated)

NOT: Immigration status or Gender

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2
Q

Lender must retain credit application records for…?

A

25 months

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3
Q

ECOA Prohibited inquiries:

A

Alimony or child support income, child bearing status

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My RMLO Prep (5 decks)

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