dwellings

Question 1

what coverages are included in DP1?

Answer 1

A- dwellings
B-Other structures
C-personal property
D-Rental Value
not E

Question 2

what perils are included in DP1?

Answer 2

only fire, lightning and internal explosion

Question 3

what coverage are included in DP2?

Answer 3

A,B, C, D- rental value, and E additional living expenses

Question 4

what perils are included in DP2?

Answer 4

same as DP-1 + ec perils, VMM and big effect

Question 5

what coverages are included in DP3?

Answer 5

A, B, C, D, E

Question 6

what perils are included for DP3?

Answer 6

open peril coverage a and B broad form coverage C

Question 7

how many days is there removal coverage for DP1?

Answer 7

5 days

Question 8

how many days is there removal coverage for DP2 and DP3?

Answer 8

30 days

Question 9

what percent of coverage A is coverage B covered by?

Answer 9

10%

Question 10

what percent of coverage C is covered in the dwelling?

Answer 10

10%

Question 11

what percent of coverage A is coverage D covered?

Answer 11

20%

Question 12

what basis is DP2 and DP3 written on?

Answer 12

replacement cost

Question 13

what can be added as an endorsement on DP1?

Answer 13

EC perils and VMM

Question 14

what is automatic removal coverage?

Answer 14

allows property moved from one location to the next for 30 days

Question 15

ec perils are

Answer 15

windstorm or hail, explosion, riot or civil commotion, aircraft, vehicles, smoke, volcanic eruption

Question 16

when is hail or windstorm not covered on the interior of the building?

Answer 16

when the damage is done when the insured left a window open

Question 17

when are vehicles not covered?

Answer 17

when there is damage is done by the insured and always not to femces driveways and walks

Question 18

when is smoke damage not covered?

Answer 18

when it is from fireplaces, agricultural smudging or industrial operationa

Question 19

what is not covered by v and mm?

Answer 19

damage to glass parts, loss by theft, damage to a building that has been vacant for more than 30 days

Question 20

personal property to dp2 and dps is covered on what basis?

Answer 20

actual cash value

Question 21

which DP’s cover trees plants and shrubs?

Answer 21

DP 2 and DP3

Question 22

general exclusions DP1 and 2 and 3

Answer 22

cost of repair for ordinance of law, earth movement, water damage, neglect, war or nuclear

Question 23

under flood damage what is the deductible for mudslides?

Answer 23

$750

Question 24

what is the waiting period for flood insurance?

Answer 24

30 days