Dwelling HO Quiz

Question 1

How many families for Dwelling Eligibility?

Answer 1

1-4

Question 2

Coverage D of Dwelling Policy?

Answer 2

Fair Rental Value

Question 3

What Vehicles are Covered in Dwelling or Homeowners?

Answer 3

Used solely to service a residence or designed to assist handicapped

Question 4

What % of Coverage A do we get for Coverage B?

Answer 4

10%

Question 5

How much coverage for personal property World Wide?
Dwelling & Homeowners

Answer 5

Dwelling-10% of Coverage C
HO-100% of Coverage C

Question 6

What can the carrier cancel for in the first 60 days?

Answer 6

any reason

Question 7

Homeowners –amount of coverage for money

Answer 7

$200

Question 8

Theft of Jewelry

Answer 8

$1,500

Question 9

Theft of Guns

Answer 9

$2,500

Question 10

Amount for Business Personal Property on premises

Answer 10

$2,500

Question 11

Amount for Business Personal Property off premises

Answer 11

$1,500

Question 12

Homeowners –Fire Dept Service Charge?

Answer 12

$500

Question 13

Duties in the event of loss? PINES

Answer 13

Protect, Inventory, Notify, Exhibit, Submit Signed Proof of Loss

Question 14

If death –how long does coverage last for legal representative?

Answer 14

Longer of 180 days or end of policy period

Question 15

HO –4 is for who?

Answer 15

Tenant

Question 16

HO –6 is for who?

Answer 16

Condos

Question 17

HO –2 Perils –Dwelling
Personal Property

Answer 17

Named and named

Question 18

HO –3 Special Perils –Dwelling
Personal Property

Answer 18

Open & Named

Question 19

HO –5 Comprehensive Perils –Dwelling
Personal Property

Answer 19

Open and Open

Question 20

Cov A & B Get Replacement Cost if we meet

Answer 20

80% of RC

Question 21

Tree coverage

Answer 21

$1,000 total - $500 per tree