Dwelling Flashcards by stephanie joseph

Q

May be owner occupied or tenant occupied

A

Dwelling Policy

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Q

mobile homes including in which policy

A

DP1

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Q

Up to ___ dwelling units

A

4

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Q

no more than ___ roomers/boarders

A

5

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Q

Incidental businesses included

A

do not involve retail

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Q

Example of incidental businesses

A

Professional offices, studios, beauty shop

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Q

True or false: Farm dwellings are eligible

A

False

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Q

True or False: Covers tenants personal property

A

True

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Q

DP1

A

Basic

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Q

DP2

A

Broad

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Q

DP3

A

Special

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Q

Coverage A

A

Dwelling

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Q

Coverage B

A

Other Structures

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Q

Coverage C

A

Personal Property

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Q

Coverage D

A

Fair Rental Value

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Q

Coverage E

A

Additional Living Expense

Q

True or False: Dwelling policy covers liability

A

False

Q

Coverage A DP1

A

ACV & covers basic perils

Q

Coverage B DP1

A

10% of coverage A & basic perils

Q

Coverage C DP1

A

ACV & Basic Peril

Q

Coverage D DP1

A

30% of coverage A

Q

Coverage E DP1

A

Shared bucket with D

Q

DP1 covers which perils

A

named perils (fire, lightning, & explosion)

Q

DP2 covers which perils

A

Named Perils

Q

Extended coverage perils

A

WHARVVES vandalism not included

Q

DP3 covers which perils

A

open perils

Q

Limited Theft coverage is for

A

tenant occupied dwelling