DR - Of Mice and Mutual Funds & From Fruition to Tuition Flashcards
Does not mean you’re stupid if you make __________ investments
Simple
Never invest purely for ______________
Tax-savings
Never invest using ___________ money
Borrowed
Diversification: to _________ ___________; never have it one thing
Spread around
Diversification ___________ risk
Lowers
As the __________ goes up you should make a better __________.
Risk
Return
Liquidity means _____________
Availability
CD is a certificate of _________
Deposit
Single stock investing carries an extremely _________ degree of risk
High
When you buy stock you are buying a piece of ________________
Ownership
Your return comes as the company increases in _________ or pays you, its owner, some of the profits (called ___________)
Value
Dividends
Investors pool their ___________ to invest.
Money
Professional portfolio managers manage the pool or _________.
Fund
Your __________ comes as the ________ of the fund is increased.
Return
Value
Mutual funds are good ______ term investments
Long
Least _______ consumer investment
Liquid
You should have a lot of _________ before using real estate as an investment
Cash
List the horrible investments
Gold
Commodities and futures
Day trading
Viaticals
Baby Step 4 - ________ of your household income into Roth IRAs and pre-tax retirement plans
15%
Always save long-term with tax-__________ dollars
Favored
The Roth IRA is an __________-tax IRA that grows tax-_______
After
Free
Why the Roth IRA? More \_\_\_\_\_\_\_ Higher \_\_\_\_\_\_\_ at retirement More \_\_\_\_\_\_\_\_\_\_\_\_ More \_\_\_\_\_\_\_\_\_\_\_
Choices
Bracket
Invested
Flexibility
You should _______ roll all retirement plans to an IRA when you ______ the company
Always
Leave
Keep it _________ ___________
Simple stupid
