DR - Of Mice and Mutual Funds & From Fruition to Tuition Flashcards

1
Q

Does not mean you’re stupid if you make __________ investments

A

Simple

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2
Q

Never invest purely for ______________

A

Tax-savings

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3
Q

Never invest using ___________ money

A

Borrowed

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4
Q

Diversification: to _________ ___________; never have it one thing

A

Spread around

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5
Q

Diversification ___________ risk

A

Lowers

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6
Q

As the __________ goes up you should make a better __________.

A

Risk

Return

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7
Q

Liquidity means _____________

A

Availability

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8
Q

CD is a certificate of _________

A

Deposit

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9
Q

Single stock investing carries an extremely _________ degree of risk

A

High

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10
Q

When you buy stock you are buying a piece of ________________

A

Ownership

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11
Q

Your return comes as the company increases in _________ or pays you, its owner, some of the profits (called ___________)

A

Value

Dividends

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12
Q

Investors pool their ___________ to invest.

A

Money

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13
Q

Professional portfolio managers manage the pool or _________.

A

Fund

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14
Q

Your __________ comes as the ________ of the fund is increased.

A

Return

Value

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15
Q

Mutual funds are good ______ term investments

A

Long

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16
Q

Least _______ consumer investment

A

Liquid

17
Q

You should have a lot of _________ before using real estate as an investment

A

Cash

18
Q

List the horrible investments

A

Gold
Commodities and futures
Day trading
Viaticals

19
Q

Baby Step 4 - ________ of your household income into Roth IRAs and pre-tax retirement plans

A

15%

20
Q

Always save long-term with tax-__________ dollars

A

Favored

21
Q

The Roth IRA is an __________-tax IRA that grows tax-_______

A

After

Free

22
Q
Why the Roth IRA?
More \_\_\_\_\_\_\_
Higher \_\_\_\_\_\_\_ at retirement 
More \_\_\_\_\_\_\_\_\_\_\_\_
More \_\_\_\_\_\_\_\_\_\_\_
A

Choices
Bracket
Invested
Flexibility

23
Q

You should _______ roll all retirement plans to an IRA when you ______ the company

A

Always

Leave

24
Q

Keep it _________ ___________

A

Simple stupid