Deposit Products Flashcards
Out of Network ATM usage: Access checking
$3/withdrawal
$2/inquiry
Account Alerts (4)
Transaction Amount
Balance threshold
Deposit
Available Balance
Associated Bank Digital Solutions
Zelle
Online Banking
Mobile Deposit
Account Alerts
Bill Pay
Estatements
Instant Balance
Bank At Work
Community program that promotes financial education programs. Builds bonds between AB and local buisnesses and their emloyees.
BillPay
Free service through OLB
Autopay, Alerts, E-Bills available
Same Day BillPay $9.95
Overnight BillPay $15.95
Checks Available: Access Checking
No
Checks available: Balanced Checking
Yes
Checks Available: MoneyMarket
Yes
Checks Available: Choice checking
Yes
Complimentary Checks Available
$10 discount on other designs
Choice checking Benefits
Complementary checks
$10 of select check designs
Free cashiers checks and money orders
Free gift cards
Earns interest
Funds Availability
4 linked accounts
2 refunds on out of network ATM curcharges
Choice Platinum Benefits
Higher Interest Rates
$100 overdraft grace zone
Unlimited ut of network ATM usage
Annual Financial Wellness Review
Debit Card: Money Market
ATM Card Available for withdrawals and transfers
Debit Card Type: Access Checking
Platinum
Debit Card type: Associated Savings
ATM Card Available for withdrawals and transfers
Debit Card Type: Balanced Checking
Platinum
Debit Card Type: Choice Checking
World Debit Card
Debit Card Type: Relationship Savings
ATM Card Available for withdrawals and transfers
Funds Availability: New Accounts
Cash - Immediate
On-Us checks - Immediate
Not On-Us-checks - $100 Day 1, Rest after 5 business days
Official checks - $300 Day 1, $5,325 Day 2, Rest after 5 business days
How to Unlock Choice Platinum Benefits
$50,000.00 Monthly relationship balance
Interest Earning Account: Associated Savings
yes
Interest Earning Account: Money Market
Yes
Interest Earning Account: Relationship Savings
Yes
Minimum Deposit: Access checking
$25
Minimum Deposit: Associated Savings
$25
Minimum Deposit: Balanced checking
$100
Minimum Deposit: Choice Checking
$100
Minimum Deposit: Money Market
$1,000.00
Minimum Deposit: Relationship Savings
$25,000.00 New Money
Mobile Deposit
Max Limit: $10,000.00 / Daily
Reviewed from 6 AM - 6 M
Funds Availability applies
Monthly Maintenance Fee: Associated Savings
$5
Monthly Maintenance Fee: Balanced Checking
$9
Waived first 2 STM cycles
Monthly Maintenance Fee: Choice checking
$25
Waived first 2 STM cycles
Monthly Maintenance Fee: Money Market
$16
Monthly Maintenance Fee: Relationship Savings
$20
Monthly Maintenance Free: Access Checking
0
Out of Network ATM: Associated Savings
$3/withdrawal
$2/inquiry
2 Fees waived per STM cycle
Out of Network ATM: Choice Checking
$3/withdrawal
$2/ balance inquiry
2 withdrawal fees waived per STM cycle
Out of Network ATM: Money Market
$3/withdrawal
$2/inquiry
2 Fee waived per STM cycle
Out of Network ATM: Relationship Savings
0
Out of Network: Balanced checking
$3/withdrawal
$2/inquiry
Overdraft: Access Checking
$5 Grace Zone
$32/$64 Daily
MARCH 1ST 2023 $50 grace Zone
Overdraft: Balanced Checking
$5 Grace Zone
$32/$64 max daily
MARCH 1ST 2023: $50
Overdraft: Choice Checking
$50 Grace Zone
$32/$64 Daily
Paper STM Fee: Access Checking
$4/Month
Waived through OLB
Paper STM Fee: Balanced Checking
$4/Month
Waived through OLB
Paper STM Fee: Choice Checking
No
Quoting Rates
“As of (todays date) the Annual Percentage Yield is (WX.YZ%) based on an Interest Rate of (WX.YZ%)”
Waive Maintenance Fee: Money Market
$1,000 Daily balance
Waive Maintenance Fee: Balanced checking
$1,000 daily balance
$500 remote/direct deposit
$2,500 relationship balance
Waive Maintenance Fee: Choice checking
$10,000.00 relationship Balance
HSA or AIS account
Waive Maintenance Fee: Relationship Savings
$10,000.00 daily balance
Waive Maintenance Fee: Associated Savings
$300 Daly Balance
$25 auto transfers or deposits
Minor Account
What is MoneyPass
30,000+ ATM network free to use for AB cardholders
Withdrawal Limits and Fees: Relationship Savings
6/STM cycle
$6 per item after 6/ STM cycle
Withdrawal Limits and Fees: Associated Savings
6/STM cycle
$6 per item after 6/ STM cycle
Withdrawal limits and fees: Money Market
6/STM cycle
$6 per item after 6/ STM cycle
World Debit Cards Benefits
Boingo
ID theft
Phone protection Plan - 2 Bill Name Rule
