Dental

Question 1

An important feature of a dental insurance plan, which is typically not found in a medical expense insurance plan, is the inclusion of diagnostic and preventive care. Most dental plans provide coverage for routine preventive procedures such as periodic teeth cleaning and fluoride treatments. An increasing number of dental plans require periodic examinations as a condition for continued coverage.

Answer 1

Diagnostic and Preventive

Question 2

treatments, which restore functional use to natural teeth such as fillings or crowns.

Answer 2

Restorative

Question 3

operative treatment of the mouth such as extractions of teeth and related surgical treatment.

Answer 3

Oral Surgery

Question 4

treatment of the dental pulp within natural teeth, such as a root canal.

Answer 4

Endodontics

Question 5

treatment of the surrounding and supporting tissue of the teeth such as treatment for gum disease.

Answer 5

Periodontics

Question 6

the replacement of missing teeth with artificial devices like bridgework or dentures.

Answer 6

Prosthodontics

Question 7

3 Types of Indemnity Plans

Answer 7

Scheduled or basic plan;
Comprehensive or nonscheduled plan;
Combination of both basic and comprehensive plans.

Question 8

benefits paid without any deductibles or copays to satisfy

Answer 8

First-dollar benefits

Question 9

a principle which states that an insured cannot profit from reimbursement for a loss

Answer 9

indemnity

Question 10

also known as comprehensive; benefits are paid on a reasonable and customary basis and are subject to deductibles and coinsurance

Answer 10

Nonscheduled plan

Question 11

also known as basic; pays benefits from a list of procedures up to the amount shown in the schedule

Answer 11

Scheduled plan