Definizione generali e doveri nell’uso delle strada Flashcards
What is the minimum car insurance required by law in Italy?
Third Party Liability Insurance (Responsabilità Civile Auto).
True or False: You can drive in Italy without any car insurance.
False.
Fill in the blank: The Italian term for car insurance is __________.
assicurazione auto.
What does ‘RC Auto’ stand for?
Responsabilità Civile Auto.
What is the purpose of Third Party Liability Insurance in Italy?
To cover damages caused to other people or property in an accident.
Which insurance covers damages to your own vehicle in Italy?
Comprehensive Insurance (Furto e Incendio).
What is the penalty for driving without car insurance in Italy?
Fines, confiscation of the vehicle, and possible legal consequences.
True or False: All drivers in Italy must provide proof of insurance when stopped by police.
True.
What factors influence car insurance premiums in Italy?
Driver’s age, driving history, type of vehicle, and location.
What is a no-claims bonus?
A discount on insurance premiums for not making any claims during a policy period.
Multiple Choice: Which of the following is NOT a type of car insurance in Italy? A) Third Party Liability B) Comprehensive C) Theft D) Life Insurance
D) Life Insurance.
What is the typical duration of a car insurance policy in Italy?
One year.
When can you cancel your car insurance policy in Italy?
At the end of the policy term or under specific conditions outlined in the contract.
What should you do if you are involved in an accident in Italy?
Exchange information with the other party and notify your insurance company.
Fill in the blank: In Italy, insurance companies must provide a __________ to policyholders.
policy document.
What is the ‘green card’ in the context of car insurance?
An international insurance document that proves you have valid car insurance.
True or False: You can buy car insurance online in Italy.
True.
Which document is required to obtain car insurance in Italy?
A valid driver’s license and vehicle registration.
What is the significance of the vehicle’s ‘classe di merito’?
It determines the risk level and premium cost for insurance.
Multiple Choice: Which of the following can help reduce your insurance premium? A) Adding a second driver B) Taking a defensive driving course C) Increasing coverage D) All of the above
B) Taking a defensive driving course.
What is the role of an insurance broker in Italy?
To help clients find and compare different insurance policies.
True or False: It is mandatory to have car insurance for rental vehicles in Italy.
True.
How can you pay for car insurance in Italy?
Monthly, quarterly, or annually.
What should you do if you want to switch insurance providers?
Inform your current provider and choose a new policy before canceling.
What is the importance of reading the insurance policy terms?
To understand coverage limits, exclusions, and conditions.
