Day 5

Question 1

C fund

Answer 1

Common Stock index
buys stocks of large to medium size companies
Standard and Poor’s 500 stock index

Question 2

S Fund

Answer 2

Small capitalization Stock Index Investment Fund
Invests in stocks of small to medium-sized US companies.
Dow Jones U.S. Completion TSM index

Question 3

I Fund

Answer 3

International Stock investment Fund
International stocks from more than 20 developed countries
MSCI EAFE stock index

Question 4

F Fund

Answer 4

Fixed Income Index Investment Fund

Invests in government bonds
Bloomberg Barclays U.S. aggregate Bond Index

Question 5

G Fund

Answer 5

Government securities Investment Fund

Consistent but low investment return

Question 6

Lifecycle funds

Answer 6

a mix of C,S,I,F,G funds depending on where you are relative to retirement.

Question 7

Leaving the military TSP options

Answer 7

Leave funds in TSP
Transfer them to an IRA
Contribute via transfer
Withdraw funds

Question 8

Withdrawals without a 10% penalty

Answer 8

59 1/2

Question 9

Required minimal distributions

Answer 9

70 1/2

Question 10

What is a TLO Matrix

Answer 10

Terminal learning objective

It shows you when you are supposed to learn things about our finances

Question 11

What is vesting?

Answer 11

Ownership

Question 12

Serving before Dec 31, 2017

Answer 12

Opted into BRS
1% matching immediately
Matching vesting immediately

Question 13

Serving after Jan 1, 2018

Answer 13

Automatically enrolled into BRS
1% after 60 days
Matching starts at 2 years and you are vested
Vested after serving 2 years

Question 14

4 components of BRS

Answer 14

TSP contribution and match
Continuation Pay (mid-career incentive )
Defined Benefit (pension)
Lump-Sum option(advanced military pension