Day 1 Readings Flashcards

1
Q

NCCI

A

National Council on Compensation Insurance

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2
Q

Workers Comp Premiums

A

Insures place type of work and calculate losses based on loss experiences. Workers comp is the amounts paid for the insurance for companies. Higher the risk of work, higher the premiums

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3
Q

Manual Premium Calc

A

Payroll/100 x rate

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4
Q

Experience Modifier

A

Based on the claims activity of their specific business. Starts at one and then goes up or down as the claims activity of the business changes

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5
Q

Standard Premium Calc

A

= Manual Premium x Experience Modifier

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6
Q

Retrospective Rating

A

Companies with strong safety programs can request this and the premium is adjusted to reflect the insureds own losses in the current policy rather than the experienced in the industry

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7
Q

Injury and illness recording (29 CFR 1904)

A

Recording any injury and illness is required by law and the info is maintained on OSHA forms 300, 300A, & 301

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8
Q

Employers with 11 or more employees

A

Are required by OSHA to record keeping

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9
Q

Employers with less than 10 or less employees

A

Are expempt from record keeping unless selected by the Bureau of Labor Statistics to participate in the annual survey of Occupational injuries and illness

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10
Q

OSHA 300 log

A

Log of work related injuries and illnesses

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11
Q

OSHA 300A

A

Summary of Work Related injuries and illnesses

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12
Q

OSHA 301

A

Injury and Illness Incident Report

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13
Q

Recordable Occupational Injuries and illnesses

A

The employer must enter each recordable injury or illness on the osha logs within 7 calendar days of receiving info that it occurred

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14
Q

Any work related injuries and illnesses that result in one or more of the following must be recorded

A
Death
Days away from work
Restricted work
Transfer to another job
Medical treatment beyond first aid
Loss of consciousness
Diagnosis of a significant injury or illness
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15
Q

In-patient hospitalization, amputation, or eye loss must be reported….

A

Within 24 hours

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16
Q

A case does not need to be reported if

A

It is considered to only be first aid

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17
Q

Visits to a physician or other licensed health care solely for observation or counseling

A

Does not need to be recorded

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18
Q

Privacy concern case

A

Employer protects the privacy of the injured or ill employee. (Employee independently and voluntarily requests his name not be entered)

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19
Q

4 Leading Hazards

A

Falls from elevations
Struck by
Caught in-between
Electrical shock

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20
Q

What is the minimum height between lower and upper level until fall protection is needed

A

6 feet

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21
Q

OSHA requires that almost all PPE be provided by the employer except:

A

steel toe boots / prescription safety glasses

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22
Q

Stairways or ladders are needed whenever there is a break in elevation of

A

19 inches

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23
Q

Two or more ladders needed if

A

25 or more employees on site

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24
Q

OSHA estimates that there are more than 3 dozens deaths a year due too

A

Falls from stairways or ladders

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25
Q

One who is capable of identifying existing and predictable hazards in the surroundings or working conditions which or hazardous, or dangerous to employees and who has authority to eliminate them

A

Competent person

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26
Q

Standard guardrail systems required at working heights of

A

10 feet or more

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27
Q

Minimum overlap of platforms

A

12 inches (unless the platforms are nailed together)

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28
Q

Scaffold Conditions can be found in

A

1926 subpart L - Scaffolds

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29
Q

Low Voltage

A

600 volts or less

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30
Q

High Voltage

A

600 volts or greater

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31
Q

Rapid, ineffective heartbeat due to electrical shock

A

Ventricular fibrillation

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32
Q

OSHA requires protection via sloping or shoring for trenches at a depth of

A

5 feet deep

33
Q

Osha requires that vehicles are not parked closer the _ of a trench

A

2 feet

34
Q

Spoil pile of a trench be placed how far

A

2 feet

35
Q

If the trench is deeper than 2 feet what distance?

A

Equal distance to depth of trenched maintained for a max of 5 feet

36
Q

OSHA requires a means of egrets in the form of ladders, steps, ramps for any trench at what depth

A

4 or more feet, and needs to be places within 25 feet of travel for any worker

37
Q

Who is covered by OSHA

A

All employers and employees in the U.S and its territories

38
Q

Who is not covered by OSHA

A

Any state or local government entity
THe self employed
Farms that employ only family members
Work places already covered by other federal agencies (MSHA)

39
Q

1910 OSHA Standards

A

General

40
Q

1926 OSHA Standards

A

Construction

41
Q

1910.9 (b)

A

Employer must train and offer training programs

42
Q

1910.22 (a)

A

Places of employment must stay clean, organizes, clear of hazards

43
Q

1926.1053 (b) (1)

A

Ladder Upper must extend 3’

44
Q

1926.251 (a) (1)

A

All rigging equipment inspected prior to use

45
Q

1926.701 (b)

A

All protruded steel will be guarded ( Rebar Cap)

46
Q

1926.350 (a) (5)

A

Any gas cylinder cap shall not be used for lifting

47
Q

1926.601(b)(4)

A

If view is obstructed while in equipment must use a spotter or have back up alarm.

48
Q

1926.95(b)

A

PPE use is the responsibility of the employer

49
Q

1926.21(b) (2)

A

Employers employees need to recognize and avoid unsafe conditions or hazards

50
Q

1926.20 (b) (2)

A

Competent persons to frequently inspect job sites, material, equipment

51
Q

1926.28(a)

A

Employer responsible for requiring correct PPE

52
Q

1903.6(c)

A

Any person that gives notice to an employer of future inspections shall be either fines, jail, or both.

53
Q

Horizontal Standard

A

Regulatory standard that applies to entire workforce (PPE) is

54
Q

Vertical Standard

A

Standard that applies to specific industries ( SCUBA ) (CONSTRUCITON)

55
Q

Section 11 C

A

= antiretalation = whistle blower protection

56
Q

Medical expenses, Physical therapy, Repair Fees, Compensatory damages

A

Direct Costs

57
Q

Time lost from work, loss of earning power, lost time by fellow workers, damage to tools and equipment

A

Indirect cost example

58
Q

Costs that are directly associated with a specific event, easily identified and counted, paid by insurance

A

Direct Cost

59
Q

What % of injuries are done due to behavioral reasons

A

85 - 90%

60
Q

Motivation comes from

A

Within

61
Q

Inspire comes from

A

The outside

62
Q

The employer who actually creates the hazard

A

Creating employer

63
Q

Employers whose employees are exposed to hazards

A

Exposing employer

64
Q

The employer who has the responsibility for actually correcting the hazard

A

Correcting employer

65
Q

Employer who is responsible by contract or through actual practice . Employer who has the authority for ensuring the hazard condition is corrected

A

Controlling employer

66
Q

1 Hazard

A

Fire

67
Q

1 Killer

A

Falls

68
Q

Qualified person

A

Designs

69
Q

Excavations greater than 20’ deep

A

Has to be designed by RPE

70
Q

Any unplanned event that results in personal injury or property damage

A

Accident

71
Q

Near Miss

A

Incident

72
Q

Probability x severity

A

Risk

73
Q

3 or more hospitalizations due to the same incident

A

Castastrohpy

74
Q

Industrial Truck operators should be evaluated every

A

3 years

75
Q

Competent person to inspect slings and fasteners

A

Each day before every use

76
Q

Fire extinguishers inspected every

A

Month

77
Q

Fatal 4

A

Falls, struck by, caught by, electrical

78
Q

Evaluation of _ and _ is a serious mistake companies can make

A

Production & Safety