CVPM WORKBOOK (Laws and Regulations)

Question 1

Affordable Care Act (ACT), 2010

Answer 1

U.S. Federal statute mainly designed to expand access to healthcare insurance, decreased rising costs, and focus on prevention and wellness.

Question 2

Age Discrimination in Employment Act (ADEA), 1967

Answer 2

Federal law that protects employees over 40 years of age from age-related discrimination and employment practices.

Question 3

Americans with Disabilities Act (ADA), 1990

Answer 3

Federal law that prohibits discrimination and employment practices based on employee’s disability. May also require accommodations for disabilities.

Question 4

Consolidated Omnibus Budget Reconciliation Act (COBRA), 1985

Answer 4

Allows for limited continuation of group health benefits to covered employees who leave their employment under certain circumstances.

Question 5

Consumer Credit Protection Act (CCPA), 1968

Answer 5

Protects employees from discharge by their employers because their wages have been garnished for any one debt. It also limits amounts that may be garnished in any one week.

Question 6

Employee Retirement Income Security Act (ERISA), 1974

Answer 6

Sets minimum standards for most voluntarily established pensions and health plans in private industry to provide protection for individuals in these plans.

Question 7

Equal Pay Act (EPA), 1963

Answer 7

A federal law amending the Fair Labor Standards Act, aimed at abolishing wage disparity based on sex.

Question 8

Fair and Accurate Credit Transactions Act (FACTA), 2003

Answer 8

The ACT allows consumers to request and obtain a free credit report once every 12 months. Its primary purpose is to reduce identity theft.

Question 9

Fair Labor Standards Act (FLSA), 1938

Answer 9

Federal law that establishes minimum wage, overtime pay, record keeping, and child labor standards affecting full- time and part-time workers.

Question 10

Family and Medical Leave Act (FMLA), 1993

Answer 10

Federal law that allows certain employees to take up to 12 weeks of unpaid, job protected leave each year for birth\ adoption\fostering of a child, serious health condition of the employee or child, parent, spouse or next of kin military service member.

Question 11

Federal Insurance Contributions Act (FICA), 1935

Answer 11

Federal payroll (or employment) tax imposed on both employees and employers to fund Social Security and Medicare - Federal programs that provide benefits for retirees, the disabled, and children of deceased workers. The tax also provides funds to the healthcare system for institutions that provide health care for workers that do not have health insurance and cannot afford healthcare treatment. Social Security benefits include old-age, survivors, and disability insurance (OASDI); Medicare provides hospital insurance benefits for the elderly.

Question 12

Health Insurance Portability and Accountability Act (HIPAA), 1996

Answer 12

Protects workers’ health insurance coverage when they change jobs, limits exclusions for pre-existing conditions, and prohibits discrimination in enrollment or premiums charged based on employees’ or dependents’ health status.

Question 13

Immigration Reform and Control Act (IRCA), 1986

Answer 13

Intended to prevent illegal aliens from obtaining employment in the U.S. by requiring employers to take steps to verify that a newly hired employee is eligible for employment in the U.S.

Question 14

National Labor Relations Act (NLRA), 1935

Answer 14

Federal law that guarantees employers the right to organize and bargain collectively with their employer. The most common means is through a labor union.

Question 15

Occupational Safety and Health Act (OSHA), 1970

Answer 15

Its main goal is to ensure the safety and health of workers by setting and enforcing standards, provide training, and understanding of workplace hazards and continually striving for improvement.

Question 16

TITLE VII - Provision of Civil Rights Act of 1964

Answer 16

Federal law that prohibits employers from discriminating against employees on the basis of sex, race, color, national origin, and religion.

Question 17

Uniform Guidelines on Employee Selection Procedures (UGESP), 1978

Answer 17

Created to establish uniform standards for employers for the use of selection procedures and to address adverse impact, validation, and record keeping requirements. The guidelines outlined their requirements necessary for employers to legally defend the employment decision selection process and procedures.

Question 18

Uniformed Service Employment and Re-employment Rights Act (USERRA), 1994

Answer 18

Law that is intended to minimize the disadvantages to an individual that occur when that person needs to be absent from his or her civilian employment to serve in this country’s uniform services.

Question 19

Animal and Plant Health Inspection Service (APHIS)

Answer 19

Regulates veterinary biologics such as vaccines and bacterins, to ensure biologics available in veterinary medicine are pure, safe, potent, and effective.

Question 20

Drug Enforcement Agency (DEA)

Answer 20

Enforces the Controlled Substances Act of 1970; a major Federal law regulating the manufacturer distribution, dispensing, and delivery of certain drugs or substances with potential for abuse.

Question 21

Environmental Protection Agency (EPA)

Answer 21

Government agency which was created for the purpose of protecting human health and the environment by writing and enforcing regulations based on laws passed by Congress.

Question 22

Equal Employment opportunity Commission (EEOC)

Answer 22

Responsible for enforcing the laws regarding discrimination of employees and job applicants.

Question 23

Federal Deposit Insurance Corporation (FDIC)

Answer 23

An independent Federal agency that preserves the public confidence in the U.S. banking system by ensuring deposits into that system.

Question 24

Federal Trade Commission (FTC)

Answer 24

An independent agency of the U.S. government created to protect consumers from unfair methods of competition.

Question 25

Food and Drug Administration (FDA)

Answer 25

Government agency whose primary function is to review results of clinical testing performed by companies to determine if the product they intend to market is safe and effective for consumers.

Question 26

United States Department of Agriculture (USDA)

Answer 26

Is the U.S. federal executive department responsible for developing and executing Federal policy on agriculture, farming, forestry, and food.

Question 27

United States Department of Labor (DOL)

Answer 27

Department of the U.S. federal government with a large umbrella of influence including wage and hour laws, occupational safety, unemployment benefits, and re-employment services.