Crime

Question 1

Burglary

Answer 1

Taking of property from inside the premise (or vault) by entering or leaving the premise unlawfully as evidenced by marks of forcible entry or exit. Occurs after hours

Question 2

Robbery

Answer 2

Taking of property from a person by causing or threatening to cause that person bodily harm or by committing an obviously unlawful act.

Question 3

Theft

Answer 3

Any act of stealing, including robbery, burglary, embezzlement, forgery, etc.

Question 4

Mysterious Disappearance

Answer 4

Disappearance of property without any possibility of determining the cause of disappearance.

Question 5

Messenger

Answer 5

Is the insured, or any employees or family members while having care and custody of property OUTSIDE the premise

Question 6

Custodian

Answer 6

Is the insured, while having care and custody of property INSIDE the premise except for a person while acting as a watch-person

Question 7

Guard/Watch-person

Answer 7

Person hired specifically to have care and custody of property INSIDE the premise and who has no other duties

Question 8

Crime Coverage

Answer 8

Written as apart of the CPP or separately. Covers employee theft, forgery alteration, theft of money inside premise, robbery inside premise, computer fraud, and counterfeit paper currency.

Question 9

Employee Theft

Answer 9

Insuring agreement covers loss of or damage to money, securities and other property resulting from theft committed by an employee.

Question 10

Name Schedule

Answer 10

Coverage applies to employees named in Dec Page.

Question 11

Position Schedule

Answer 11

Applies to certain job positions specified in the Dec Page. Covers losses caused by employees written in the Dec Page.