Credit Card Fraud/Cheque Fraud Investigation

Question 1

Types of credit card and cheque offences

Answer 1

• Stolen cheques or cards
• Counterfeit cards
• Using a document
• Dishonoured cheques

Question 2

Interviewing Informant

Answer 2

• interview informant/complainant
• find out ID used by offender
• obtain description of offender/property/vehicle

Question 3

LIST THE INFORMATION YOU MUST OBTAIN FROM THE BANK ACCOUNTS MANAGER

Answer 3

• full details of account holder
• date account was opened
• account history
• serial number of any missing cheques
• details of any dishonoured and returned cheques

Question 4

WHEN INVESTIGATING CHEQUE FRAUD USING FICTITIOUS DETAILS, WHAT 4 ENQUIRIES SHOULD BE MADE WITH THE BANK?

Answer 4

• account number and date opened
• details used when account opened
• nature and amount of first deposit
• details of other deposits

Question 5

What to obtain from the suspect when interviewing?

Answer 5

A sample of the suspect’s handwriting from bank documents.

Question 6

What to find out when interviewing regarding possible area canvass

Answer 6

Find out whether the offender was photographed or their image captured on CCTV at the bank or retail outlet and obtain the images.

Question 7

When must the Serious Fraud Office be notified of an investigation?

Answer 7

All fraud complaints:

• with an actual or potential loss in excess of $2,000,000
• where the facts, law or evidence is of great complexity
• of great interest or concern

The office will determine whether the complaint involves serious or complex fraud

Question 8

SFO notification procedure

Answer 8

Notifications must be made by Police employees who have been authorised to notify the SFO by the District Commander.

Question 9

ARRESTS ON BEHALF OF SFO

Answer 9

Serious Fraud Office investigators do not have the power of arrest. Consequently, there are occasions when Police will be asked to arrest a suspect.