Complimentary products Flashcards

1
Q

Name the 7 complimentary products to Momentum Health

A
  1. Multiply
  2. Healthreturns
  3. Healthsaver
  4. Healthwaiver
  5. Gapcover
  6. Hello Doctor
  7. Momentum App
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2
Q

What is Multiply?

A

Multiply is a wellness and rewards Programme that helps you make the right choices so that you can live a better, healthier life, and also gives you the money to help you afford it.

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3
Q

What can the Multiply Visa Card be used to purchase using the healthsaver funds?

A
  1. Healthcare providers
  2. Pharmacies
  3. Vets
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4
Q

Where do Multiply cash backs accumulate?

A

In your Multiply Visa Card in Momentum Money account

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5
Q

What are the fees on the Multiply Visa Card

A

There no fees

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6
Q

Do you earn interest on the funds in Multiply Money Accounts in your Multiply Visa Card?

A

Yes

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7
Q

How many points must you get on Multiply to reach Silver status as:

  1. A single member
  2. A family
A

Single - 250

Family - 500

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8
Q

How many points must you get to reach Gold status on Multiply as a:

  1. Single member?
  2. Family?
A

Single - 500

Family - 1000

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9
Q

How many points must you get to reach Platinum status on Multiply as a:

  1. Single member?
  2. Family?
A

Single - 650

Family - 1300

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10
Q

How many points must you get to reach Private club status on Multiply as a:

  1. Single member?
  2. Family?
A

Single - 750

Family - 1500

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11
Q

How long must you have been a member of Multiply before you can qualify for private club status?

A

Two years

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12
Q

What is the subscription fee for Multiply premier in 2018 for a single member?

A

R219 per month

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13
Q

What is the subscription fee for Multiply premier in 2018 for a family of two?

A

R269pm

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14
Q

What is the subscription fee for Multiply premier in 2018 for a Family of three or more?

A

R299pm

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15
Q

Healthreturns are not available to members of which Momentum Health options?

A

Ingwe
Access
Impact

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16
Q

What is the maximum a family can earn in Healthreturns?

A

R2500

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17
Q

What four things determine how much you can earn in health returns?

A
  1. Healthy Heart Score
  2. Activity level
  3. Multiply status
  4. Momentum health contribution
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18
Q

Where can you go for your annual health assessment?

A

DISCHEM
Clicks
Pick’n Pay Pharmacy Clinic
An approved independent Pharmacy

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19
Q

What does the health assessment measure?

A
  1. Blood pressure
  2. Total cholesterol
  3. Glucose
  4. Height, weight and waist circumference to calculate body fat percentage using age and gender
    5 smoker status (no test - just declaration)
20
Q

What does a green healthy heart score indicate?

A

You’re doing great - all your cardiovascular disease factors are under control for now

21
Q

What does a amber healthy heart score indicate?

A

You should take action to reduce your cardiovascular disease factors

22
Q

What does a red healthy heart score indicate?

A

You should take strong action to reduce your cardiovascular disease factors

23
Q

Name five ways to earn active days on Multiply:

A
  1. Burn 300 calories in any session of physical activity
  2. Visit a gym (Virgin active, Planet fitness, curves, Go Health, any Multiply affiliated Gym)
  3. Move 10000 steps in a day measure by using an approved app or device
  4. Participate in a qualifying event registered on entry time.
  5. Get a fitness assessment done at a BASA biokineticist.
24
Q

What is the monthly cost for gap cover in 2018 where the principal member is under 42 years of age

A

R249 per month

25
Q

What is the monthly cost for gap cover where the principal member is over 42 but under 65 years of age?

A

R349 pm

26
Q

What is the monthly cost for gap cover where the principal member is over 65 years of age

A

R449pm

27
Q

Which four benefits accumulate to the R150000 limit?

A
  1. Benefit for shortfalls in medical practitioner costs
  2. Co-payments
  3. Oncology co-payments
  4. Casualty benefit
  5. Internal prosthesis shortfall benefit
28
Q

Which three additional gap cover benefits to not aggregate to the R150000 cap?

A
  1. Lump sum cancer benefit
  2. Accidental death and disability benefit
  3. Trauma counseling
29
Q

What waiting periods apply to gap cover?

A
  1. Three month waiting period for all claims
  2. Nine month waiting period for pre-existing conditions
  3. Twelve month waiting period for claims relating to pregnancy, birth and cancer
30
Q

How big a group of gap cover applicants be to qualify for a discounted rate?

A

Twenty or more

31
Q

Can gap cover be used as an alternative to a medical scheme

A

No - it only supplements a medical scheme

32
Q

Is gap cover a medical scheme or an insurance scheme?

A

Insurance scheme

33
Q

What does Hello Doctor offer?

A
  1. Doctor access: Speak to a doctor over the phone or chat via text message
  2. Health education : daily and monthly health tips and advice by free subscription
  3. Symptom checker: enter your symptoms and see a list of possible conditions
34
Q

What does Hello Doctor cost?

A

Free to Momentum Health Members

35
Q

How do you access doctors on Hello Doctor?

A

Via your mobile phone, tablet or computer

36
Q

How do health members get their Hello Doctor login details?

A

They are emailed/SMS’s upon becoming a health member

37
Q

What does the Momentum app offer?

A
  1. Access to all your Momentum products in one place
  2. See Healthreturns balance
  3. Submit and track health claims
  4. Pre-nothing for Health Platform benefits.
38
Q

How does one get the health app?

A

Download on play store for Android or App Store for iPhones

39
Q

What is the purpose of the Healthsaver?

A

To save for additional healthcare expenses

40
Q

What kind of expenses can be covered by the healthsaver?

A

Any medical expense that has a valid NAPPI code and/or tariff code.

Examples: co-payments, cosmetic surgery, refractive eye-surgery, vitamins

41
Q

How does one access the funds in the healthsaver to pay for services?

A
  1. Pay with own funds and submit claim to Momentum Health
  2. Swipe the Multiply Visa card
  3. Service provider may claim from Momentum Health directly
42
Q

What is the maximum credit that one can obtain on the Healthsaver account?

A

R25000, subject to NCA credit scoring criteria.

43
Q

What insured events does Healthwaiver cover?

A

Death, critical illness and functional impairment

44
Q

What does Healthwaiver do?

A

Pays the Momentum Health contribution should an insured event occur.

45
Q

What four factors determine the cost of the Healthwaiver benefit?

A
  1. Age
  2. Smoker status
  3. Momentum Health Option
  4. Benefit term (Either 5 or 10 years)