Complimentary products Flashcards
Name the 7 complimentary products to Momentum Health
- Multiply
- Healthreturns
- Healthsaver
- Healthwaiver
- Gapcover
- Hello Doctor
- Momentum App
What is Multiply?
Multiply is a wellness and rewards Programme that helps you make the right choices so that you can live a better, healthier life, and also gives you the money to help you afford it.
What can the Multiply Visa Card be used to purchase using the healthsaver funds?
- Healthcare providers
- Pharmacies
- Vets
Where do Multiply cash backs accumulate?
In your Multiply Visa Card in Momentum Money account
What are the fees on the Multiply Visa Card
There no fees
Do you earn interest on the funds in Multiply Money Accounts in your Multiply Visa Card?
Yes
How many points must you get on Multiply to reach Silver status as:
- A single member
- A family
Single - 250
Family - 500
How many points must you get to reach Gold status on Multiply as a:
- Single member?
- Family?
Single - 500
Family - 1000
How many points must you get to reach Platinum status on Multiply as a:
- Single member?
- Family?
Single - 650
Family - 1300
How many points must you get to reach Private club status on Multiply as a:
- Single member?
- Family?
Single - 750
Family - 1500
How long must you have been a member of Multiply before you can qualify for private club status?
Two years
What is the subscription fee for Multiply premier in 2018 for a single member?
R219 per month
What is the subscription fee for Multiply premier in 2018 for a family of two?
R269pm
What is the subscription fee for Multiply premier in 2018 for a Family of three or more?
R299pm
Healthreturns are not available to members of which Momentum Health options?
Ingwe
Access
Impact
What is the maximum a family can earn in Healthreturns?
R2500
What four things determine how much you can earn in health returns?
- Healthy Heart Score
- Activity level
- Multiply status
- Momentum health contribution
Where can you go for your annual health assessment?
DISCHEM
Clicks
Pick’n Pay Pharmacy Clinic
An approved independent Pharmacy
What does the health assessment measure?
- Blood pressure
- Total cholesterol
- Glucose
- Height, weight and waist circumference to calculate body fat percentage using age and gender
5 smoker status (no test - just declaration)
What does a green healthy heart score indicate?
You’re doing great - all your cardiovascular disease factors are under control for now
What does a amber healthy heart score indicate?
You should take action to reduce your cardiovascular disease factors
What does a red healthy heart score indicate?
You should take strong action to reduce your cardiovascular disease factors
Name five ways to earn active days on Multiply:
- Burn 300 calories in any session of physical activity
- Visit a gym (Virgin active, Planet fitness, curves, Go Health, any Multiply affiliated Gym)
- Move 10000 steps in a day measure by using an approved app or device
- Participate in a qualifying event registered on entry time.
- Get a fitness assessment done at a BASA biokineticist.
What is the monthly cost for gap cover in 2018 where the principal member is under 42 years of age
R249 per month
What is the monthly cost for gap cover where the principal member is over 42 but under 65 years of age?
R349 pm
What is the monthly cost for gap cover where the principal member is over 65 years of age
R449pm
Which four benefits accumulate to the R150000 limit?
- Benefit for shortfalls in medical practitioner costs
- Co-payments
- Oncology co-payments
- Casualty benefit
- Internal prosthesis shortfall benefit
Which three additional gap cover benefits to not aggregate to the R150000 cap?
- Lump sum cancer benefit
- Accidental death and disability benefit
- Trauma counseling
What waiting periods apply to gap cover?
- Three month waiting period for all claims
- Nine month waiting period for pre-existing conditions
- Twelve month waiting period for claims relating to pregnancy, birth and cancer
How big a group of gap cover applicants be to qualify for a discounted rate?
Twenty or more
Can gap cover be used as an alternative to a medical scheme
No - it only supplements a medical scheme
Is gap cover a medical scheme or an insurance scheme?
Insurance scheme
What does Hello Doctor offer?
- Doctor access: Speak to a doctor over the phone or chat via text message
- Health education : daily and monthly health tips and advice by free subscription
- Symptom checker: enter your symptoms and see a list of possible conditions
What does Hello Doctor cost?
Free to Momentum Health Members
How do you access doctors on Hello Doctor?
Via your mobile phone, tablet or computer
How do health members get their Hello Doctor login details?
They are emailed/SMS’s upon becoming a health member
What does the Momentum app offer?
- Access to all your Momentum products in one place
- See Healthreturns balance
- Submit and track health claims
- Pre-nothing for Health Platform benefits.
How does one get the health app?
Download on play store for Android or App Store for iPhones
What is the purpose of the Healthsaver?
To save for additional healthcare expenses
What kind of expenses can be covered by the healthsaver?
Any medical expense that has a valid NAPPI code and/or tariff code.
Examples: co-payments, cosmetic surgery, refractive eye-surgery, vitamins
How does one access the funds in the healthsaver to pay for services?
- Pay with own funds and submit claim to Momentum Health
- Swipe the Multiply Visa card
- Service provider may claim from Momentum Health directly
What is the maximum credit that one can obtain on the Healthsaver account?
R25000, subject to NCA credit scoring criteria.
What insured events does Healthwaiver cover?
Death, critical illness and functional impairment
What does Healthwaiver do?
Pays the Momentum Health contribution should an insured event occur.
What four factors determine the cost of the Healthwaiver benefit?
- Age
- Smoker status
- Momentum Health Option
- Benefit term (Either 5 or 10 years)
