Competency 15 Section 3 Flashcards
- The Older Americans Act Program is the largest government source of long-term care funding
False. Medicaid and Medicare are the two largest long-term care funding sources. Medicaid is the largest long-term care funding government program. (LO 15-3-1)
- Medicare was designed to handle the long-term care expenditures of enrolled U.S. citizens over the age of 55.
False. Medicare was designed for people over the age of 65 and was not designed to be a significant financing vehicle for long-term care. (LO 15-3-1)
- If someone qualifies for Medicare post-acute skilled nursing care, the first 20 days are 100% covered by Medicare
True. (LO 15-3-1)
- Medicare eligible post-acute skilled nursing care services include housing in a private room and care from private duty nurses for up to 100 days.
False. Medicare qualified and covered post-acute skilled nursing care includes stay in a semi-private room and nursing services. However, Medicare does not cover private duty nurses. (LO 15-3-1)
- Medicare eligibility for post-acute skilled nursing care services no longer requires that the individual’s health is maintaining or improving
True. In 2012, Medicare decided the focus would remain on the need for care and not on whether the individual’s health is improving. (LO 15-3-1)
- The Deficit Reduction Act of 2006 extended the look-back rules for Medicaid eligibility from 36 to 60 months
True. (LO 15-3-1)
- Veterans Administration benefits for long-term care can include adult day care, housing, and domiciliary care.
True. (LO 15-3-1)
- Some Veterans Administration benefits are only available to eligible veterans with service related injuries
True. (LO 15-3-1)
- Medicaid is federally funded but state operated, requiring all states to enforce the same Medicaid qualification tests
False. Medicaid is a joint funded program, however, states can and do apply different qualification tests. (LO 15-3-2)
10.State Medicaid income qualification tests are solely based on Supplemental Security Income Benefit standards.
False. While many states base the income qualification test on SSI benefits, other states set the requirements based on the Federal Poverty level. (LO 15-3-2)
11.SSI benefits can be reduced if an individual’s food and shelter is being provided by a third party.
True. SSI benefits are reduced by 1/3 if someone else is providing your food and shelter. (LO 15-3-2)
12.Under Medicaid, the community spouse is the individual receiving long-term care services funded by the government
False. The community spouse is the healthy spouse still living in the home or in the community. (LO 15-3-2)
13.Under Medicaid spousal impoverishment provisions, a certain amount of a couple’s combined resources are protected for the community spouse
True. (LO 15-3-2)
14.The federal government sets a minimum monthly needs allowance for community spouses.
True. The range was from $1,838 to $2,841 in 2012. (LO 15-3-2)
15.SSI and Medicaid benefits can both have asset resource eligibility requirements.
True. $2,000 individual/$3,000 with community spouse. (LO 15-3-2)
16.A primary residence, automobile, and personal belongings, such as clothing and jewelry, are considered exempt assets and not countable for purposes of Medicaid’s asset resource eligibility requirements
True. (LO 15-3-2)
17.Income-cap states require Medicaid applicants to provide for their own cost of care until they spend down their assets below the income cap amount
False. This statement correctly describes a spend-down state, not an income cap state. In an income cap state, if the income is $1 over the cap, you do not qualify for Medicaid. (LO 15-3-2)
18.The Deficit Reduction Act of 2006’s “look back” provision prohibits all property transfers within 60 months of the date of application to Medicaid
False. The DRA does not prohibit the transfers, instead it only requires Medicaid to examine transfers below market value in the previous 60 months prior to the application for Medicaid. (LO 15-3-2)
19.An invalid or below market transfer could result in a Medicaid applicant becoming ineligible for up to five years.
True. (LO 15-3-2)
20.Purchase of a qualified annuity does not violate the Deficit Reduction Act of 2006’s look-back requirements.
True. (LO 15-3-2)
21.A Medicaid applicant can transfer his or her assets into exempt assets for the purposes of qualifying for Medicaid without violating the Deficit Reduction Act of 2006’s look-back provisions
True. (LO 15-3-2)
22.States can recover assets paid under Medicaid from a beneficiary’s estate.
True. (LO 15-3-2)
23.The Older American Act Programs provide long-term care services in the form of Alzheimer’s Disease services
True. (LO 15-3-3)
24.The Own Your Future Awareness Campaign offers a variety of State and Federal funded long-term care living facilities
False. The Own Your Future Awareness Campaign was designed to help individuals plan for long-term care and disseminate free planning information. (LO 15-3-3)