Commercial Vehicle endorsements

Question 1

Adding Coverage

4a

Answer 1

permission to carry explosives

Question 2

Adding Coverage

4b

Answer 2

permission to carry radioactive materials

adds 3rd party liability

Question 3

Adding Coverage

6b

Answer 3

School bus

removes exclusion

Question 4

Adding Coverage

6d

Answer 4

public passenger veh

ie bus or taxi. removes exclusion

Question 5

Adding Coverage

22

Answer 5

damager to property of others

for taxies, bus or ambulance

Question 6

Adding Coverage

36

Answer 6

commercial auto used exclusively for pleasure

applies pleasure rating

Question 7

Adding Coverage

76

Answer 7

additional insured

includes SEF 4

Question 8

SEF 30

Answer 8

excluding operations of attached equipment
excludes section A and B liability for ownership/use of attached machinery + equipment while at job site
is covered by the CGL anyway

Question 9

SEF 30a

Answer 9

excluding attached machinery

used when purchasing commercial property policy or equipment floater

Question 10

SEF 31

Answer 10

Non-owned equipment

attached leased equipment ie wood chipper trailer

Question 11

SEF 4- Garage policy Endorsement

70

Answer 11

named chauffer

restricts coverage as drivers/occupants to named person(s)

Question 12

SEF 4- Garage policy Endorsement

71

Answer 12

excluding owned vehicles

mandatory if insured not car dealer

Question 13

SEF 4- Garage policy Endorsement

72

Answer 13

Multiple alterations

to make amendments to SEF 4

Question 14

SEF 4- Garage policy Endorsement

73

Answer 14

excluding financed auto used by dealer

removes section C coverages for autos held for sale on finance plan

Question 15

SEF 4- Garage policy Endorsement

74 & 75

Answer 15

open lot pilferage

owned and customer vehicles

Question 16

SEF 4- Garage policy Endorsement

77

Answer 16

legal liability for comprehensive damage to cust veh

changes section E specified perils coverage to comp

Question 17

SEF 4- Garage policy Endorsement

78

Answer 17

reduction of coverage as respects operation by named persons
its like 28

Question 18

SEF 4- Garage policy Endorsement

79

Answer 18

fire and theft ded

Question 19

SEF 4- Garage policy Endorsement

80

Answer 19

specified owned auto physical damage

Adds coll, comp and SP to specific autos owned by insured

Question 20

SEF 4- Garage policy Endorsement

81

Answer 20

garage family protection

like 44

Question 21

SEF 6- non-owned vehicles

90

Answer 21

limits operations of auto by partners, officers and employees are covered.

Question 22

SEF 6- non-owned vehicles

91

Answer 22

limitation to operations of auto by named person

Question 23

SEF 6- non-owned vehicles

92

Answer 23

limitations to hired auto and auto operated under contact

Question 24

SEF 6- non-owned vehicles

93

Answer 24

limitation to auto owned by named person

Question 25

SEF 6- non-owned vehicles

95

Answer 25

limitation to business conducted at specific locations

Question 26

SEF 6- non-owned vehicles

96

Answer 26

contractual liability

Question 27

SEF 6- non-owned vehicles

97

Answer 27

operations by named insured

Question 28

SEF 6- non-owned vehicles

98

Answer 28

excluding auto personally driven by named person

Question 29

SEF 6- non-owned vehicles

99

Answer 29

excluding long term leased veh

Question 30

SEF 7- excess policy

101

Answer 30

Public passenger vehicles