Commercial Chp 8

Question 1

Employers non ownership liability

Answer 1

an employers liability for its employees operations of their autos in the employers business

Question 2

garage keepers coverage

Answer 2

the coverage, included in the garage coverage form, for damage to customers autos in the named insureds care

Question 3

Zone rated vehicles

Answer 3

trucks in the medium and larger size classes that are operated beyond a 200 mile radius of the principal garaging-location and that are subject to zone rating which considers the territories in which insureds vehicles operate

Question 4

symbol 1- any auto

Answer 4

Coverage is provided for any auto including autos owned by the names insured , autos the named insured hires or borrows from others and other no owned autos used in the insured business

Question 5

Symbol 2- owned autos only

Answer 5

Coverage applies to all autoed owned by named insured, any coverage’s under BACF, when used to signal liability coverage it also includes trailers the named insured does not own while attached to power units owned by the insured

Question 6

Symbol 3- owned private passenger autos only

Answer 6

Coverage is provided for only private passenger autos owned by the names insured, can be used for signaling any coverage’s under BACF

Question 7

Symbol 4- owned autos other than private passenger autos only

Answer 7

Coverage provides for autos owned by the names insured except private passenger autos

Question 8

Symbol 5- owned autos subject to no fault

Answer 8

Only on the personal injury protection (PIP) or added PIP line of the declarations

Question 9

Symbol 6- Owned autos subject to compulsory uninsured motorist law

Answer 9

Used only for uninsured motorist coverage, indicated coverage is provided only for autos that are required by law to have it

Question 10

Symbol 7- specifically described autos

Answer 10

Coverage applies only to those autos specifically descried in the policy for which a premium is shown

Question 11

Symbol 8- hired autos only

Answer 11

Coverage for autos leased, hired, rented or borrowed by the named insured, does not included autos rented leased, borrowed by named insured’s employees or family

Question 12

symbol 9- non owned autos only

Answer 12

Only for signaling liability coverage, provided covered autos status for autos not owned, leased hired or borrows by the names insured while such autos are used in connection with the names insured business

Question 13

Symbol 19- mobile equipment subject to compulsory or financial responsibiiity or other motor vecichle insurance law only

Answer 13

Can be used for signaling any coverage under BACF