Commerce P-Platers Flashcards

1
Q

How much more likely is a P-plater to crash in their first 6 months?

A

33 times more likely than experienced drivers

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2
Q

What percentage of licence holders are 17-25 years old, and what percentage of road fatalities do they account for?

A

10-15% of drivers, but 18-25% of road fatalities.

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3
Q

Which state has the strictest driving age rules?

A

Victoria (VIC) – P1 licence starts at 18 (changing to 17 in 2025), Full licence at 22.

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4
Q

Which state has the lightest driving restrictions?

A

Northern Territory (NT) – P1 at 16.5, Full licence at 19.

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5
Q

What does NSW’s passenger restriction rule do for road safety?

A

Reduces crashes, casualties, and deaths by over 50%

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6
Q

What do insurance companies think of young drivers?

A

They consider them high-risk, leading to higher premiums.

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7
Q

NSW, QLD, and VIC all have identical passenger restriction rules.

A

❌ False - Each state has different rules, but all limit young drivers from carrying multiple passengers late at night.

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8
Q

The NT has no passenger restrictions for young drivers.

A

✅ True

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9
Q

NSW’s night passenger restriction has had no impact on accident rates.

A

❌ False – It reduced crashes by over 50%.

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10
Q

Which state has the earliest Learner’s Permit age?

A

ACT – Learner’s Permit at 15 years, 9 months.

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11
Q

What is the most common restriction on P1 drivers across Australia?

A

Limited number of passengers under 21 at night.

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12
Q

What percentage of all serious crashes in Australia involve drivers under 26?

A

About 30%.

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13
Q

What type of crash are young drivers most likely to be involved in?

A

Single-vehicle crashes, often from losing control.

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14
Q

Why do insurance companies charge higher premiums for young drivers?

A

Young drivers are high-risk, more likely to crash, and cause costly damages.

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15
Q

What do experts say about young driver restrictions?

A

They save lives by reducing risk factors like distractions and peer pressure.

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16
Q

What percentage of fatal crashes involving young drivers occur at night?

17
Q

How much does it cost Australian taxpayers each year due to young driver crashes?

A

Over $30 billion per year.

18
Q

How many P-plate drivers crash in their first month of solo driving?

19
Q

What percentage of young driver crashes are linked to distraction?

A

40% – includes phone use, passengers, and music.

20
Q

Why do young drivers have higher crash rates?

A

Risk-taking behavior and inexperience.

21
Q

What do experts suggest to reduce young driver crashes?

A

Increase supervised driving hours before getting a licence.

22
Q

Example of young victims

A

In 2023, 22-y P-plater Simon Mouait was driving over the speed limit in Beecroft, Sydney, when he ran a red light and crashed into another car, ending up hitting 2 pedestrians. Cindy Kang, 55, died instantly, while Zhen Liu, 54, suffered severe injuries. Mouait was sentenced to three years six months in prison for dangerous driving causing death and grievous bodily harm.

23
Q

What does the NRMA and AAMi do?

A

Car insurance, specific offerings and discounts for young drivers, safe driving = lower premiums. Involved in discussions about implementing point-to-point speed cameras in NSW to improve road safety. Policies for young drivers + provides discounts if maintaining a good driving record.

24
Q

Have the restrictions helped?

A

Estimated that restrictions reduced reported hospitalizations + fatalities by 58%

25
Q

Most in danger drivers

A

Crash = 33x more likely in first 6 months of getting their provisional licence than other drivers.