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CISI > CISI > Flashcards

CISI Flashcards

1
Q

A term used to describe the TAKEOVER or BUYING of a company by another

A

ACQUISITION

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2
Q

Any item of ECONOMIC or FINANCIAL VALUE owned by someone or a company

A

ASSET

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3
Q

The UK’s CENTRAL BANK. IMPLEMENTS ECONOMIC POLICY decided by the Treasury and DETERMINES INTEREST RATES.

A

BANK OF ENGLAND

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4
Q

The SITUATION where an individual, company or other organization is UNABLE TO PAY its DEBTS.

A

BANKRUPTCY

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5
Q

INTEREST-BEARING SECURITIES which entitle holders to annual interest and repayment at maturity. Commonly issued by both companies and governments.

A

BONDS

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6
Q

CASH and ASSETS used to GENERATE INCOME or MAKE and INVESTMENT

A

CAPITAL

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7
Q

An INCREASE in the MARKET VALUE of a SECURITY (ie, the value of the asset > the price they were bought)

A

CAPITAL GAIN

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8
Q

Typically have responsibility for SETTING a NATION’S or a REGION’S short-term interest rate, controlling the money supply, acting as banker and lender of last resort to the banking system and managing the national debt.

A

CENTRAL BANK

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9
Q

The PRICE of a SECURITY, such as a share or bond, at the END OF THE DAY

A

CLOSING PRICE

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10
Q

A FUND RUN by a PROFESSIONAL MANAGER that ENABLES INVESTORS to POOL their MONEY. The manager selects the investments and the investors share in any increase (or decrease) in their value.

A

COLLECTIVE INVESTMENT SCHEME (CIS)

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11
Q

CHARGES for ACTING as AGENT or BROKER

A

COMMISSION

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12
Q

Amount of INTEREST PAID on a BOND

A

COUPON

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13
Q

An ASSESSMENT of a bond issuer’s ABILITY TO PAY the interest and repay the capital on bonds. The best rating is TRIPLE A (AAA).

A

CREDIT RATING

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14
Q

The likelihood of a borrower being UNABLE TO PAY the interest or repay the debt.

A

CREDIT RISK

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15
Q

ANY FORM OF MONEY that CIRCULATES in an economy as an ACCEPTED MEANS OF EXCHANGE for goods and service.

A

CURRENCY

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16
Q

GERMAN SHARES INDEX, comprising the largest companies (30 shares).

A

DAX

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17
Q

An individual or firm ACTING IN ORDER TO BUY OR SELL a security for its own account and risk.

A

DEALER

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18
Q

The SITUATION where a BORROWER has FAILED TO MEET THE REQUIREMENTS OF THEIR BORROWING, for example by failing to pay the interest due.

A

DEFAULT

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19
Q

SUM OF MONEY HELD at a financial institution ON BEHALF of an account holder for SAFEKEEPING.

A

DEPOSIT

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20
Q

Investment strategy of SPREADING RISK by investing in a range of investments.

A

DIVERSIFICATION

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21
Q

DISTRIBUTION OF PROFITS by a company.

A

DIVIDEND

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22
Q

Most recent dividend expressed s a PERCENTAGE OF CURRENT SHARE PRICE.

A

DIVIDEND YIELD

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23
Q

Major share index in the USA, based on the prices of 30 major company shares.

A

DOW JONES INDUSTRIAL AVERAGE INDEX (DJIA)

24
Q

The ANNUALIZED COMPOUND RATE of INTEREST applied to a DEPOSIT or LOAN. Also known as the ANNUAL EQUIVALENT RATE (AER)

A

EFFECTIVE ANNUAL RATE

25
Q

Another name for SHARES or STOCK. It can also be used to refer to the amount by which the value of a house exceeds any mortgage or borrowings secured on it.

A

EQUITY

26
Q

MARKETPLACE for TRADING

A

EXCHANGE

27
Q

Rate at which ONE CURRENCY can be EXCHANGED for ANOTHER.

A

EXCHANGE RATE

28
Q

Also known as the PAR or NOMINAL VALUE. This is the AMOUNT that NEEDS to be REPAID on a BOND. It is also the amount USED to CALCULATE the COUPON PAYMENT (Face Value * Coupon Percentage = Coupon Payment)

A

FACE VALUE

29
Q

A MARKET for the trading of FOREIGN CURRENCIES

A

FOREIGN EXCHANGE MARKET

30
Q

Main UK share index of 100 leading shares

A

FTSE 100 (‘FOOTSIE’)

31
Q

A COLLECTIVE INVESTMENT SCHEME where money is COMBINED and INVESTED in a PORTFOLIO of shares with a common investment purpose.

A

FUND

32
Q

A firm that INVESTS MONEY on BEHALF of CUSTOMERS

A

FUND MANAGER

33
Q

A STATISTICAL MEASURE of the CHANGES in a SELECTION of stocks REPRESENTING a PORTION of the overall market

A

INDEX

34
Q

INCREASE in the GENERAL LEVEL of PRICES

A

INFLATION

35
Q

A new issue of ordinary shares, whether made by an offer for sale, an offer for subscription or a placing. Also known as a new issue.

A

INITIAL PUBLIC OFFERING (IPO)

36
Q

Price paid for borrowing money

A

INTEREST

37
Q

A business that specializes in raising debt and equity for companies.

A

INVESTMENT BANK

38
Q

A measure of the extent to which a company finances itself from debt, relative to equity.

A

LEVERAGE

39
Q

The ease with which an item can be traded on the market.

A

LIQUIDITY

40
Q

Companies whose securities are listed on the LSE and available to be traded

A

LISTING

41
Q

A form of debt where a borrower receives a certain amount of money from a lender. The borrower agrees to pay a contracted rate of interest to the lender and also agrees a dat on which the loan will be repaid.

A

LOAN

42
Q

Main UK market for securities

A

LONDON STOCK EXCHANGE (LSE)

43
Q

Electronic or physical meeting places where assets are bought or sold

A

MARKET

44
Q

Price of a share as quoted on the exchange

A

MARKET PRICE

45
Q

Date when capital on a bond is repaid

A

MATURITY

46
Q

The combining of two or more companies into one new entity

A

MERGER

47
Q

Long-term loan used to finance the purchase of a real estate.

A

MORTGAGE

48
Q

US market specializing in the shares of technology companies

A

NASDAQ (National Association of Securities Dealers Automated Quotations)

49
Q

A government’s total outstanding borrowing resulting from financing successive budget deficits, mainly through the issue of government-backed securities.

A

NATIONAL DEBT

50
Q

Main Japanese share index, composed of shares in the largest 225 companies listed on the Japanese stock exchange.

A

NIKKEI 225

51
Q

The amount of a bond that will be paid on maturity. Also known as FACE or PAR VALUE

A

NOMINAL VALUE

52
Q

A form of borrowing form a bank where the lending bank can demand repayment at any time

A

OVERDRAFT

53
Q

Transactions that are undertaken away from an exchange

A

OVER-THE-COUNTER (OTC)

54
Q

A business that provides loans to individuals. They take an item of security (such as jewelry) in exchange to reclaim the items.

A

PAWNBROKER

55
Q

Very short-term loan that needs to be repaid on the borrower’s next payday, usually the end of the month. Such loans are often very expensive

A

PAYDAY LOAN

56
Q

A fund set up by a company or government to invest the pension contributions of members and employees to be paid out at retirement age.

A

PENSION FUND

57
Q

A loan taken out by an individual where the precise purpose for which the money will be used is not detailed in the loan agreement

A

PERSONAL LOAN

CISI (1 decks)

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