Chpt 27

Question 1

What system was effective in reducing expenditures for hospital care but overall costs continued to rise because it wasn’t included for outpatient care?

Answer 1

Diagnosis-related group

Question 2

Which form of managed care is the most stringent because the organization has a financial incentive to preserve the health of its members?

Answer 2

Health maintenance organization

Question 3

In the late 1980s, the legislature of which state undertook a plan to spread its resources over a larger number of people by limiting the services for which it would pay?

Answer 3

Oregon

Question 4

True/False The United States spends far more on medical care per person than any other country in the world.

Answer 4

True

Question 5

True/False The United States spends far more on medical care per person than any other country in the world.

Answer 5

Fasle

Question 6

True/False Aging of a country’s population tends to raise medical costs because of the increased need for services and the more expensive nature of services for older adults.

Answer 6

True

Question 7

True/False Newer technologies tend to better diagnose problems, and, thus, save lives but at a much higher cost and with higher demand.

Answer 7

True

Question 8

True/False The American healthcare system wastes considerable amounts of money in areas such as failure of care delivery and failure of care coordination.

Answer 8

true

Question 9

True/False It is rare to see someone sue a doctor or a hospital for malpractice outside the American system.

Answer 9

ture

Question 10

True/False The American legal climate tends to put doctors at ease and leads to less defensive medicine than other countries.

Answer 10

false

Question 11

True/False A health maintenance organization acts as both insurer and provider.

Answer 11

true

Question 12

In ________________________, patients are required to seek care from participating providers who have agreed to provide services at lower rates.

Answer 12

Preferred Provider Organizations

Question 13

When ____________________ was the norm, hospitals could charge higher rates to insured patients to cover the costs of treating the uninsured.

Answer 13

Fee-for-service

Question 14

Popular among political conservatives and was encouraged during the Bush administration

Answer 14

Consumer-directed health plans

Question 15

Insurance payments do not kick in until after individuals themselves have paid for a significant amount of services

Answer 15

deductibles

Question 16

Individuals set aside funds tax-free to be used for paying medical expenses

Answer 16

Health saving accounts

Question 17

Aimed at addressing many of the problems with the American medical care system

Answer 17

Healthcare reform law

Question 18

A joint federal-state program which never worked as well as it was expected to, but now covers many more Americans

Answer 18

Medicaid

Question 19

Prohibited denial of medical coverage due to pre-existing conditions

Answer 19

Affordable care act

Question 20

Passed in the 1990s and decreased the percentage of uninsured children to less than 10 percent

Answer 20

Children’s Health Insurance Program

Question 21

Obamacare

Answer 21

Aimed at addressing many of the problems with American medical care system