Child SIC Flashcards
1
Q
Does an adult have to have SIC to get Child SIC?
A
No, cover will default to SIC 1x with any adult Life product
2
Q
What is the range for sum assured for Child SIC?
A
£25k- £100k
3
Q
Can Child SIC be Optimised?
A
Yes
4
Q
Is there a limit to the number of kids on the cover?
A
No, but a maximum of 10 can access the Vitality programme
5
Q
What is the max benefit?
A
3 x the original benefit
6
Q
What is the maximum amount of times a child can claim on a plan?
A
1x - once
2x - twice
3x - three times
7
Q
During what time are children covered?
A
Birth - 23 (regardless of educational status)
8
Q
Do pregnancy complications reduce the pot?
A
No. You get £5k pay out, up to £20k
9
Q
What is the pay out rule for congenital conditions?
A
£5k per condition, up to £20k
