Chapter 8 Review: Fair Housing

Question 1

The Civil Rights Act of 1866 gives to all citizens the same rights as enjoyed by white citizens to inherit, purchase, lease, sell, hold and convey

Answer 1

real and personal property

Question 2

Fair Housing laws regulate the sale or lease of __________ properties, not commercial properties.

Answer 2

residential

Question 3

Under Federal Fair Housing law, the following classes are protected:

Answer 3

Race
Color
Religion
Sex
National origin
Disability
Familial status

Question 4

A physical or mental impairment which substantially limits a person’s major life activity, or a past record of having an impairment, is called a

Answer 4

disability

Question 5

R___________ a___________ is a change in rules, policies, practices or services so that a person with a disability may use and enjoy a dwelling unit

Answer 5

Reasonable accommodation

Question 6

When a licensee directs a prospective buyer toward or away from a neighborhood based on protected class, it is called

Answer 6

steering

Question 7

A licensee tries to persuade owners in Oak Grove subdivision to sell their homes because a group home for mentally challenged adults is opening in the neighborhood. This is an example of

Answer 7

blockbusting

Question 8

A lender refuses to loan money to buyers purchasing property in the two blocks between 23 Avenue and Pine St. because too many immigrants live there. This is an example of

Answer 8

redlining

Question 9

It is illegal to discriminate because of _____ in any transaction due to the Civil Rights Act of 1866.

Answer 9

race

Question 10

An exemption from Federal Fair Housing law allows properties intended for older persons to require that at least 80% of the units be occupied by at least one person who is

Answer 10

55 or older

Question 11

Natasha owns a 3 unit dwelling. She occupies the second floor. When choosing tenants for the other two units, Natasha is exempt from Fair Housing law due to the

Answer 11

Mrs. Murphy exemption

Question 12

The Fair Housing Act does not prohibit discrimination against a person who has been convicted of the ______ manufacture and/or distribution of a controlled substance.

Answer 12

illegal

Question 13

The fine for a first offense under Fair Housing law is up to

Answer 13

$16,000

Question 14

ECOA requires _______ to not discriminate based on race, religion, sex, age, color, marital status, or if source of income is public assistance

Answer 14

lenders

Question 15

ECOA stands for

Answer 15

Equal Credit Opportunity Act

Question 16

The owner of a building that is a place of public accommodation must make __________ ___________ for people with disabilities

Answer 16

reasonable accommodation

Question 17

According to the ADA, an elevator is not required in a place of public accommodation if the building is less than 3 _________ or has less than ______ square feet per floor. (Note: There are many exceptions to this rule but, for purposes of this course, assume this is the rule.)

Answer 17

stories

3000