Chapter 8 Flashcards
Title III of the ADA requires access to what type of properties?
A. Private
B. Residential
C. Vacant land
D. Public
D. Public
The Americans with Disabilities Act oversees what with respect to commercial properties?
A. Screening tenants and hiring employees
B. Hiring employees
C. Rental deposits
D. Residential rental repairs
B. Hiring employees
If a property has the right to exclude families with children, which of the following parties would be allowed to reside in the property?
A. A 62 year-old retired doctor
B. A 52 year-old employed lawyer
C. A 50 year-old nurse
D. A 54 year-old minister
A. A 62 year-old retired doctor
According to the Equal Credit Opportunity Act, lenders must inform all credit applicants who are rejected of the reasons for denial within ___________ days.
A. 10
B. 20
C. 30
D. 60
C. 30
The first violation of the Federal Fair Housing Act would carry a fine of
A. $1,000
B. $3,000
C. $5,000
D. $16,000
D. $16,000
A person selling or leasing residential housing may NOT discriminate by solely race under which law?
A. Housing and Community Development Act of 1974
B. Civil Rights Act of 1866
C. Federal Fair Housing Amendment Act of 1988
D. State constitutions
B. Civil Rights Act of 1866
Families with children may be denied occupancy of rental units if all units in the building were reserved exclusively for those age ___________ or older.
A. 55
B. 60
C. 62
D. 65
C. 62
Which of the following is a protected class under the Equal Credit Opportunity Act but NOT under fair housing laws?
A. Race
B. Religion
C. Marital status
D. Sex
C. Marital status
What statement would MOST LIKELY relate to blockbusting?
A. “They’re moving in; better sell today!”
B. “ I’ll take you to an area where I think you’ll be better off.”
C. “I won’t initiate a loan in that area.”
D. “Only Catholics can live in that area.”
A. “They’re moving in; better sell today!”
If one believes he is being discriminated against by an employer due to his age, he should contact the
A. U.S. Department of Housing and Urban Development
B. U.S. Securities and Exchange Commission
C. Federal Reserve
D. U.S. Equal Employment Opportunity Commission
D. U.S. Equal Employment Opportunity Commission
A seller of a listed property instructs the broker not to show the property to a specific religious group. The broker should
A. Obey the instructions
B. Refuse and revoke the listing
C. Obey, but only if the client puts it in writing
D. Comply, provided that the religious group is not a corporation
B. Refuse and revoke the listing
A salesperson tells people in the neighborhood they better sell because a home for the handicapped is opening in the area. This would be an example of
A. Steering
B. Redlining
C. Antitrust
D. Blockbusting
D. Blockbusting
Federal fair housing complaints would be filed with which HUD entity?
A. FNMA
B. FHEO
C. GNMA
D. FHA
B. FHEO
A handicapped person moves into an apartment and wants grab bars installed in the shower. Under the law,
A. The tenant may install them at his expense
B. The landlord must install and pay for them
C. The landlord must install them before renting the unit
D. The landlord can refuse the alteration to the property
A. The tenant may install them at his expense
Which of the following would NOT be exempt under the Federal Fair Housing Act?
A. A room leased to an individual in a person’s home
B. A church leasing a commercial space
C. A For Sale by Owner selling their own home
D. A For Sale by Owner selling a five-plex
D. A For Sale by Owner selling a five-plex
