Chapter 7 Federal and state laws pertaining to real estate

Question 1

Which legislation first prohibited discriminatory housing practices on the basis of race only?

Answer 1

Civil rights act of 1866

Question 2

Which legislation added protection from housing discrimination based on color religion sex or national origin?

Answer 2

Civil rights act of 1968

Question 3

Which of the following is an example of the illegal practice referred to as blockbusting?

Answer 3

Obtaining a listing by convincing the owner that the neighborhood is changing due to an influx of minorities and that the property values might fall as a result

Question 4

What is steering or channeling?

Answer 4

Directing or encouraging a buyer or renter toward or away from a neighborhood on the basis of race, color, religion, sex, or origin nationality

Question 5

Which of the following refers to the refusal of a lender to approve a mortgage loan on the basis of the location or age of the property, the income level of the residence of the neighborhood, or the racial composition of the area?

Answer 5

Redlining

Question 6

Discrimination based on which protected class was ruled as strictly prohibited, without exception, by the Jones V. Mayor supreme court case?

Answer 6

Race

Question 7

Which legislation expanded on previous civil rights act to prohibit discrimination based on certain handicaps or family status?

Answer 7

The 1988 fair housing amendment

Question 8

The Americans With Disabilities Act ADA addresses all of the following, except:

Answer 8

Mandatory modifications to non-compliant existing property without regard to difficulty or cost

Question 9

All of the following dwellings are exempt from the age discrimination prohibitions under the Florida fair housing act, except:

Answer 9

A home in a community that has no accommodations for children and is designed to attract mature adults and retirees is NOT exempt from the age discrimination prohibitions under the Florida fair housing act

Question 10

All of the following statements about the protections for persons with HIV or AIDS are accurate, except:

Answer 10

Any person who discriminates against a person with HIV aids is subject to court action and may suffer liquidate challenges of $1000 or actual damages which ever is greater

Question 11

All of the following are responsibilities of a landlord under the Florida landlord and tenant act, except:

Answer 11

To pay interest to the tenant on any money that is held as a deposit, not true
The deposit may be held in a non-interest-bearing account in which case not required to pay interest.

Question 12

All of the following are options that are available to a landlord for handling security deposit money in advance rent, except:

Answer 12

Hold the total amount in an interest-bearing account, possibly commingled with other funds of the landlord.
If the funds are held in an interest-bearing account funds must NOT be commingled.

Question 13

If the landlord has no intention of making a claim for damages, when must the landlord return the tenants security deposit?

Answer 13

If a landlord has no intention of making claim for damages, here she must return the tenant security deposit within 15 days after the tenant vacates the premises

Question 14

All of the following are obligations of a tenant in the maintenance of the dwelling unit, except:

Answer 14

Make repairs as necessary

is not tenants obligation

Question 15

All of the following are within the landlords right of access to a dwelling unit, except:

Answer 15

Entry for the purpose of demanding overdue rent is NOT within the landlords right of access

Question 16

What may a landlord do if a tenant fails to pay rent when it is due?

Answer 16

Deliver a written demand for payment

Question 17

All of the following statements about telephone solicitation laws are accurate, except:

Answer 17

A licensee may call a person who is on the federal “do not call” list to solicit a listing on a for sale by owner property, not true
Prohibited to call federal “do not call” list ok for Florida

Question 18

All of the following statements about “do not call” list are accurate, except:

Answer 18

A licensee may call an owner whose name appears on the do not call list when representing a buyer interested in buying the property but may not use showing in an attempt to obtain listing

Question 19

What responsibility does a real estate licensee have regarding a property that was the size of a homicide, suicide, or death?

Answer 19

The licensee has no responsibility to disclose that information in a real estate transaction

Question 20

Key terms

Answer 20

Accessibility
 Americans with disability act
blockbusting
civil rights act
color
discrimination
fair housing act
familial status
Florida residential landlord and tenant act
handicap status
HUD poster
national origin
protected classes
public accommodation
race
redlining
religion
sex
steering