Chapter 7

Question 1

In which conceptualization of poverty is more government assistance seen as going to the middle and upper classes than to the poor?

Answer 1

poverty as exploitation by the ruling class

Question 2

In which conceptualization of poverty is poverty viewed as a form of institutional discrimination?

Answer 2

poverty as structure

Question 3

Relative poverty can be measured as:

Answer 3

the number of households with income below some fixed official standard

Question 4

When determining the identity of America’s poor, four factors predominate in affecting poverty demographics. What are 3 of those factors?

Answer 4

overall performance of the economy, composition of households with the nation and their access to the economic systems, and levels of expenditure of social programs

Question 5

The most extensive insurance program in the United States is:

Answer 5

old age and survivors disability insurance

Question 6

Which piece of federal social welfare legislation ended welfare as we knew it?

Answer 6

Personal Responsibility and Work Opportunity Reconciliation Act

Question 7

Which former federal social welfare entitlement program was replaced by the Temporary Assistance to Needy Families (TANF) block grant program?

Answer 7

Aid to Families with Dependent Children (AFDC) program

Question 8

Which perspective holds that individual problems are the result of bad choices, personal dysfunction, and a culture of poverty?

Answer 8

individualist

Question 9

Under the Temporary Assistance to Needy Families (TANF) program, the federal lifetime limit for benefit receipt is:

Answer 9

5 years

Question 10

Three times the amount of money needed in a given location for fair market rent established by the U.S. Department of Housing and Urban Development (HUD) is equivalent to:

Answer 10

a living wage

Question 11

Examples of social insurance programs in the United States

Answer 11

Old Age and Survivors Disability Insurance, Unemployment compensation, and workers’ compensation

Question 12

The fastest growing segment of the homeless population in the U.S. today is:

Answer 12

families with children

Question 13

The classic stereotype of the homeless individual in America is:

Answer 13

a white male alcoholic who has lost his job and his family to his addiction and is forced to live on the streets

Question 14

The biggest criticism of the Stewart B. McKinney Homeless Assistance Act is:

Answer 14

the act focuses on emergency assistance and not underlying causes of homelessness

Question 15

Factors responsible for the growth in the homeless population in the United States in the past 15 to 20 years:

Answer 15

lack of jobs that pay a living wage; lack of affordable housing; and increases in poverty