Chapter 5

Question 1

3 Goals of the ACA

What were the three goals of signing the act?

Answer 1

1. Increase access to healthcare
2. Control healthcare costs
3. Improve quality of care delivery

Question 2

What were the ways to obtain healthcare insurance coverage after the ACA?

(there are 5 listed in the table in the book)

*explain each of them

Answer 2

Employer - Most large companies offer health benefits as they did previously, but SHOP offers insurance for buisnesses with up to 100 emplyees.

Direct Enrollment - Consumers buy coverage directly from private insurers with new consumer protections.

Parents - Young adults can remain on their parents’ health plan until age 26.

Marketplace - Consumers shop for private plans with different cost sharing through a State-Based Marketplace. Based on income, consumers can also apply for Medicaid or CHIP.

Medicaid - Coverage expanded in 38 states and Washington D.C.

Question 3

What three parts of the ACA were modified due to Supreme Court Rullings?

(they were contested by lower courts)

Answer 3

1. Expanding Medicaid became optional for individual states.
2. Premium subsides were allowed for indivduals enrolling through a Federally Facillitated Marketplace.
3. Contraceptive coverage was exempted for female employees of reliiously affiliated, closely affilated coroporations, or employers with moral or religious opposition to contraceptives.

Question 4

Those living in the South had less access to health care and insurance because..

What did the southern states opt out of?

Answer 4

Many southern states opted out of Medicaid expansion

Question 5

Federally Qualified Health Centers

Answer 5

designed to serve low-income individuals

Question 6

Hospital Readmission Reduction Program

Answer 6

If you go back to the hospital for the same thing in a short amount of time, they reduce the fee or costs

Question 7

ACA required that all states expand Medicaid to include nonpregnant adults younger than 65 and…

Answer 7

with incomes 138% of the federal poverty level.

Question 8

Parts of the ACA started in ____, and all parts were completed in _______.

*2 years

Answer 8

2010 and 2018

Question 9

The individual mandate was removed with what?

Answer 9

Tax Cuts and Jobs Act of 2017