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Real Estate > Chapter 4 Review Questions > Flashcards

Chapter 4 Review Questions Flashcards

1
Q 
All of the following are methods of title assurance except:
A. Color of the title
B. Title insurance
C. Covenant of title in the deed
D. Title examination by an attorney
A

A. Color of the title

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2
Q

Voluntary alienation during life occurs only in which of the following ways.

A

A. Will
B. Foreclosure sale
C. Deed delivery
D. Devise

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3
Q 
Essential elements of a valid deed include all of the following Except:
A. Acknowledgment 
B. Writing
C. Competent grantor
D. Executor by grantor
A

A. Acknowledgment

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4
Q 
The purpose of a deed being acknowledged is to 
A. Mark the deed valid
B. Make the deed eligible for delivery
C. Make the deed eligible for recording
D. Identify the grantee with certainty
A

C. Make the deed eligible for recording

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5
Q 
Which of the following is the type of notice provided by recording?
A. Actual 
B. Reasonable 
C. Protective
D. Constructive
A

D. Constructive

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6
Q 
Of the following types of deed which provides the grantee with the greatest assurance of title?
A. Special warranty
B. Deed of confirmation
C. Grant deed
D. General warranty
A

D. General warranty

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7
Q 
Which of the following covenants assures the grantee that the grantor has the legal capacity to transfer the title? 
A. Covenant of quiet enjoyment
B. Covenant of right to convey
C. Covenant of seisin
D. Covenant of warranty
A

B. Covenant of right to convey

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8
Q 
Which of the following types of deeds is typically used where one is releasing any interest he/she may have in a parcel of real estate?
A. Quit claim deed
B. Special warranty deed
C. Grant deed
D general warranty deeds
A

A. Quit claim deed

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9
Q 
A general warranty deed and a quitclaim deed are equally suitable for which of the following?
A. Judicial deed
B. Deed of confirmation
C. Official deed
D. Deed of gift
A

D. Deed of gift

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10
Q

A grantor left a deed for the grantee to find after the grantors death. The result was to
A. Convey the title during the grantors life
B. Convey the title during the grantors life
C. Have the title automatically escheat to the state
D. None of the above

A

D. None of the above

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11
Q 
The type of deed used to remove a mortgage lien when a debt is satisfied is a:
A. Deed of surrender
B. Grant deed
C. Deed of release
D. Special warranty deed
A

C. Deed of release

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12
Q

If the covenant in a general warranty deed are broken, the grantee’s remedy is to:
I Sue the grantor for damages in the amount of the loss up to the amount of the purchase price
II require the grantor to execute a deed of confirmation
A. I only
B. II only
C. Both I and II
D. Neither I nor II

A

A. I only

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13
Q 
A claim of title by adverse possession may be defeated by the property owner by which of the following?
A. Permission
B. Confirmation
C. Will 
D. Condemnation
A

A. Permission

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14
Q 
The type of deed that guarantees the title only against defects that were created during the grantors ownership is which of the following?
A. General warranty
B Special warranty
C. Surrender
D. Release
A

B Special warranty

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15
Q

Which of the following statements regarding s title examination is/are correct?
I The purpose of a title examination is to determine the quality of a title.
II a title opinion can be given by an attorney
A. I only
B. II only
C. Both I and II
D. Neither I nor II

A

C. Both I and II

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16
Q 
The successive conveyances of a title are called
A. Releases
B. Remixes
C. Links in the chain of title
D. Abstracts of title
A

C. Links in the chain of title

17
Q 
A title insurance policy can be written to protect all of the following except:
A. Owner
B. Grantor 
C. Lessee
D. Mortgagee
A

B Grantor

18
Q

A title insurance policy protects the insured against loss caused by
A. Defects in the title existing at the time the insured acquired the title
B. Defects in the title created during the insured ownership
C. Defects in the title created after the insured ownership
D. All of the above

A

A. Defects in the title existing at the time the insured acquired the title

19
Q

With reference to the metes and bounds property description which of the following is correct?
A. It is a description by distances and directions.
B. It is the primary method of description used in the original 13 colonies
C. It must have a point of beginning
D. All of the above

A

D. All of the above

20
Q 
A description by reference may refer to:
I. A prior deed
II a recorded plat
A. I only
B. II only
C. Both I and II
D. Neither I or II
A

C. Both I and II

21
Q 
Of the following types of dee, which provides the grantor with the greatest liability?
A. Special warranty
B. Deed of confirmation
C. Grant deed
D. General warranty deed
A

D. General warranty deed

22
Q

In a metes and bonds description the discription must close; that is it must do the following:
A. End at the northeast corner of property
B. End at the point of beginning
C. End at a known government marker
D. None of the above

A

B. End at the point of beginning

23
Q 
Lucy the landlord owns a house that she leases to Tim tenant, which of the following estates in real property exists during the time of Tim tenants lease?
A. Leasehold estate
B. Freehold estate
C. Neither a lease hold nor freehold
D. Both a leasehold and a freehold
A

D. Both a leasehold and a freehold

24
Q

Which of the following is an adequate property description?
A. 123 smith road North Carolina
B. The old Martin place
C. Book 1968, page 924, Halifax county NC
D. None of the above

A

C. Book 1968, page 924, Halifax county NC

25
Q 
A \_\_\_\_ property description has a point of beginning.
A. Government rectangular system
B. Legal
C. Points and calls
D. Metes and bounds
A

D. Metes and bounds

26
Q 
If a person dies intestate and has no heirs, his property will \_\_\_\_ to the state
A. Devise
B. Escheat
C. Demise
D. Grant
A

B. Escheat

Real Estate (9 decks)

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