Chapter 4 Fair Housing Key Terms

Question 1

Attorney generals memorandum

Answer 1

A written statement about fair housing laws to be presented to buyers and sellers.

Question 2

Blockbusting

Answer 2

Also known as panic paddling, the illegal practice open to using homeowners to sell the property by making representations regarding the entry of minority persons into the neighborhood.

Question 3

Civil rights act of 1866

Answer 3

This lot is the outgrowth of the 14th amendment prohibiting any type of discrimination based on race and color.

Question 4

Department of housing and urban development

HUD

Answer 4

This is a federal agency enforcing civil rights compliance.

Question 5

Law against discrimination

Answer 5

New jerseys law governing discrimination in real estate transactions.

Question 6

Mount Laurel part one and part two

Answer 6

Court cases covering moderate income housing.

Question 7

Protected class

Answer 7

A specific group that may not be discriminated against.

Question 8

Redlining

Answer 8

Refusal to lend in certain areas, usually inner-city.

Question 9

Reverse discrimination

Answer 9

Benign discrimination intended to correct past wrongs.

Question 10

Steering

Answer 10

Channeling home seekers to or away from certain areas

Question 11

Tester

Answer 11

Undercover check or monitors fair housing compliance.

Question 12

Title VIII (8)

Answer 12

The section of federal civil rights act that covers housing.