Chapter 4 Fair Housing

Question 1

federal law setting many protected classes; some exceptions

Answer 1

Federal Fair Housing Act of 1968

Question 2

federal law , protected classes are race and color no exceptions

Answer 2

Civil Right of 1866

Question 3

inducing panic selling base on prejudice

Answer 3

Blockbusting

Question 4

New Jersey’s law governing discrimination in real estate transactions

Answer 4

Law Against Discrimination

Question 5

refusal to lend in certain areas usually inner city

Answer 5

Redlining

Question 6

specific group that may not discriminated against

Answer 6

Protected Class

Question 7

court case covering moderate income housing

Answer 7

Mount Laurel I and II

Question 8

channeling home seekers to or away from certain areas

Answer 8

Steering

Question 9

undercover checker who monitors fair housing compliance

Answer 9

Tester

Question 10

“benign” discrimination intended to correct past wrongs

Answer 10

Reverse discrimination

Question 11

federal agency enforcing civil rights compliance

Answer 11

Department of housing and urban development (HUD)

Question 12

statement about discrimination, everyone listing property must receive

Answer 12

Attorney’s general Memorandum

Question 13

Section on federal civil rights act that covers housing

Answer 13

Tile VIII

Question 14

• Covers only the area of race and color
• Provides no exceptions
• requires a federal court suit by the complainant

Answer 14

Civil Rights Act of 1866

Question 15

The act of channeling homeseekers to a particular are, either to maintain or to change the character of a neighborhood is

Answer 15

Steering

Question 16

Under Federal Law, Families with children may be refuse rental or purchase in building where occupancy is reserved exclusively for those aged at least

Answer 16

62

Question 17

Refusal to rent to someone because they received public assistance violates

Answer 17

New Jersey Statutes

Question 18

Division of Civil Rights homeseller’s information pamphlet, is giving to the homeowners when?

Answer 18

At the time the property is listed

Question 19

complaints brought under the New Jersey law against discrimination

Answer 19

must be filled within 180 days after the alleged discriminatory action occur

Question 20

the fine for the first violation of the federal fair housing act could be as much as

Answer 20

$19,787.

Question 21

The mount laurel court decision attempt to correct housing discrimination based on

Answer 21

Income (low and moderate Income)