Chapter 4 Flashcards
Title XVIII
Medicare
SSA
Social Security Act
Who is eligible for Title XVIII?
Individuals with a permanent disabilities, age 65 and older, ESRD, or Lou Gehrig’s Disease
ESRD
End Stage Renal Disease
Beneficiary
Person who is eligible and entitled to Medicare benefits.
Medicare part A
Covers Inpatient, SNF, and Hospice
Benefit period
A benefit period is the way the original Medicare program measures a beneficiaries use of inpatient hospital and skilled nursing facility services. It begins the day a beneficiary enters the hospital or SNF and ends when when no further inpatient or SNF services have been rendered for 60 days in a row. The benefit period is not tied to the calendar year. This can also be a term used to describe a length of time during which a benefit is paid.
Deductible
Amount a patient is responsible for before their benefits start.
2019 Medicare Part A deductible
$1364.00 per spell
Medicare part B
Covers outpatient hospital care, office visits, some services Medicare part A will not cover
2019 Medicare part B deductible
$185.00 per year
Medicare part B coinsurance
20% of Medicare- approved amount
Medicare Advantage or Replacement plan
Medicare part C
Health Maintenance Organization (HMO)
Type of health insurance plan that usually limits coverage to care from a doctor or group of doctors who are contracted with the HMO. It generally won’t cover out-of-network care except in an emergency. HMO’s have the most restricted coverage area - a very small group of providers to choose from.
Preferred Provider Organization (PPO)
Similar to an HMO where a patient can receive healthcare from providers within an established network set up by an insurance company, but is not as restrictive as an HMO - a larger group of providers to choose from.
Medicare Prescription Plan
Medicare Part D
Formulary
A drug formulary is a list of prescription drugs, both generic and brand name, used by practitioners to identify drugs that offer the greatest overall value. A committee of independent, actively practicing physicians and pharmacists maintain the formulary list.
MAC’s
Medicare Administrative Contractors
Medigap
Medicare supplemental Insurance ( ONLY works with the original Medicare policy)
Title XIX (19)
Medicaid
Medicaid
Federal government and state funded
Dual Coverage
Beneficiaries who are eligible for both Medicare and Medicaid benefits
Worker’s Compensation
A worker who is injured while performing their job
NAS
Non- Availability Statement