Chapter 4 Flashcards

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0
Q

creditor

A

acreedor/a

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1
Q

in the short (long, mid-) term

A

a corto (largo, medio) plazo

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2
Q

assets

A

activo

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3
Q

asset management

A

administración de bienes

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4
Q

brokerage

A

agencia de bolsa

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5
Q

ratings agency (Moody’s, Standard & Poor’s, etc.)

A

agencia de bolsa de calificatión crediticia y de valores

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6
Q

to save

A

ahorrar

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7
Q

savings

A

ahorros

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8
Q

cash

A

al contado

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9
Q

fixed term

A

a plazo fijo

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10
Q

leverage

A

apalancamiento

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11
Q

rent, lease

A

arriendo

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12
Q

to note, enter

A

asentar (ie)

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13
Q

advising (ie. financial, investment, etc.)

A

asesoría

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14
Q

entry

A

asiento

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15
Q

auditorship, auditing

A

auditoría

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16
Q

trial balance

A

balance de comprobación

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17
Q

balance sheet

A

balance general

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18
Q

balance sheet

A

balance situación

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19
Q

investment banking

A

banca de inversión

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20
Q

investment banking

A

banca de negocios

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21
Q

online banking

A

banca en línea

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22
Q

mortgage bank

A

banco hipotecario

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23
Q

banker

A

banquero

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24
Q

assets

A

bienes

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25
Q

customer assets

A

bienes de clientela

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26
Q

toxic (risky) assets

A

bienes tóxicos

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27
Q

money laundering

A

blanqueo de capitales

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28
Q

bonus (reward, retention, etc.)

A

bonificación

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29
Q

housing (real estate) bubble

A

burbuja inmobiliaria

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30
Q

cash register

A

caja

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31
Q

savings bank

A

caja de ahorros

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32
Q

safety deposit box

A

caja de seguridad

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33
Q

cashier

A

cajero

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34
Q

ATM machine

A

cajero automático

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35
Q

to pay off, settle

A

cancelar

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36
Q

owner’s equality

A

capital pagado

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37
Q

capital stock

A

capital social

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38
Q

certificate of deposit

A

certificado de depósito

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39
Q

check

A

cheque

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40
Q

check to the bearer

A

cheque al portado

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41
Q

bank check

A

cheque bancarío

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42
Q

cashier’s check

A

cheque de administración o de caja

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43
Q

overdrawn check (NFS:insufficient funds)

A

cheque en descubierto, sin fondos

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44
Q

check to a designated payee

A

cheque nominativo

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45
Q

to cash, charge

A

cobrar

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46
Q

joint (account)

A

conjunto

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47
Q

accountant, accounting

A

contable

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48
Q

government accountant

A

contable fiscal

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49
Q

certified public accountant

A

contable público titulado

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50
Q

accountant, accounting

A

contador/a

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51
Q

government accountant

A

contador fiscal

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52
Q

certified public accountant

A

contador público titulado

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53
Q

accounting

A

contaduría

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54
Q

taxpayer

A

contribuyente

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55
Q

brokerage

A

correduría

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56
Q

cost of goods sold

A

costo de ventas

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57
Q

subprime credit

A

crédito subprime

58
Q

account

A

cuenta

59
Q

joint account

A

cuenta conjunta/mancomunada

60
Q

account receivable

A

cuenta por cobrar

61
Q

account payable

A

cuenta por pagar

62
Q

current or checking account holder

A

cuentacorrentista o cuentahabiente /cuenta habiente

63
Q

to keep, to hold, to take care of (e.g., a deposit)

A

custodiar

64
Q

debit

A

debe, débito

65
Q

deposit

A

depósito

66
Q

demand deposit

A

depósito a la demanda / a la vista

67
Q

fixed-time deposit

A

depósito a plazo fijo

68
Q

right (to something; ownership rights, accounting)

A

derecho

69
Q

debtor

A

deudor/a

70
Q

to yield, earn (interest)

A

devengar

71
Q

refund, repayment

A

devolución

72
Q

book of original entry, general journal

A

diario

73
Q

to have salary paid by direct deposit

A

domiciliar la nómina

74
Q

cash

A

efectivo

75
Q

foreclosure

A

ejecución hipotecario

76
Q

accounting period, fiscal year

A

ejercicio

77
Q

endorser

A

endorsante

78
Q

to endorse

A

endorsar

79
Q

endorsee

A

endosatario/a

80
Q

Treasury

A

erario, fisco

81
Q

statement

A

estado

82
Q

accounting statement

A

estado contable

83
Q

balance sheet

A

estado de condición financiera

84
Q

cash flow statement

A

estado de flujo de caja

85
Q

profit and loss statement

A

estado de ganancias y pérdidas

86
Q

statement of retained earnings

A

estado de ganancias retenidas

87
Q

balance sheet

A

estado de posición

88
Q

financial statement

A

estado financiero

89
Q

invoice

A

factura

90
Q

maturity date

A

fecha de vencimiento

91
Q

collateral, guarantee

A

fianza, garantía, prenda

92
Q

fiduciary, credit-related

A

fiduciario

93
Q

brokerage

A

firma bolsista

94
Q

cash flow

A

flujo de caja, flujo de efectivo

95
Q

(printed) form

A

formulario

96
Q

retained earnings

A

ganancias retenidas

97
Q

profit and loss

A

ganancias y pérdidas

98
Q

costs, expenses

A

gastos

99
Q

drawee (where the account is held, e.g., a bank)

A

girado

100
Q

drawer of check or draft (account holder)

A

girador/a

101
Q

to draw, issue

A

girar

102
Q

credit, assets

A

haber

103
Q

Tresary Department; tax office

A

hacienda

104
Q

non-payment; default on payment

A

impago

105
Q

amount, price, cost

A

importe

106
Q

receipt, revenue, income

A

ingreso

107
Q

board of directors

A

junta directiva

108
Q

money laundering

A

lavado de dinero

109
Q

bills (of exchange) payable

A

letras por pagar

110
Q

drawee

A

librado

111
Q

drawer

A

librador/a

112
Q

to draw or issue

A

librar

113
Q

ledger

A

libro mayor

114
Q

joint

A

mancomunado

115
Q

late, behind in payment (mortgage, rent, etc.)

A

mora

116
Q

liabilities

A

obligaciones

117
Q

housing supply

A

oferta inmobiliaria

118
Q

promissory note (I.O.U.)

A

pagaré

119
Q

double-entry, double-sided entry (accounting)

A

partida doble

120
Q

liabilities

A

pasivo

121
Q

wealth, estate capital, net worth

A

patrimonio

122
Q

to borrow

A

pedir prestado

123
Q

bearer

A

portador/a

124
Q

lender

A

prestador/a, prestamista

125
Q

commercial loan

A

préstamo comercial

126
Q

borrower

A

prestatario/a

127
Q

budget

A

presupuesto

128
Q

collection (tax)

A

recaudo

129
Q

receipt

A

recibo

130
Q

return, yield (interest)

A

rédito

131
Q

to withdraw (money from an account)

A

retirar

132
Q

risk of default, non-payment

A

riesgo de impago

133
Q

balance of an account

A

saldo

134
Q

credit balance

A

saldo acreedor

135
Q

debt balance

A

saldo deudor

136
Q

net profit

A

saldo de utilidad neta

137
Q

debit card

A

tarjeta de débito

138
Q

TARP

A

Programa de Alivio para Activos

139
Q

electronic toll booth payment (with credit card)

A

telepeaje

140
Q

holder, bearer

A

tenedor/a

141
Q

rate (of interest/exchange)

A

tipo

142
Q

to borrow

A

tomar prestado

143
Q

travel allowance, expenses

A

viáticos