Chapter 3- State Benefits Flashcards
Which act introduced universal credit
Welfare reform act 2012
Who is eligible for bereavement support payment
Anyone irrespective of age, who’s spouse has passed away
Do you pay tax on bereave,net supportpayment
No
How much does bereavement support payment pay out
With children - £3500 then £400 a month for 18 months
Without children- £2500 then £100 a month
What benefits did bereavement support payment replace from April 2018
Bereavement payment,widowed parents allowance and bereavement allowance
What was the age limit for bereavement payment
Spa
How much was bereavement payment
£2000 tax free
How much was widowed parents allowance
£113.70 a week,taxable and dependent of NICs
How long was bereavement allowance paid for
52 weeks
Who was eligible for bereavement allowance
Between 45 and SPA with sufficient NICs and not entitled to widowed parents allowance
What is the usual limit to be eligible for income related benefits
£16,000
Who is eligible for income support
Between 16 and SPA Not in full time education Low income Work less than 16hrs a week Not receiving JSA or ESA
What are the conditions for contribution based JSA
NIC dependent
Not means tested
Last max 6 months
What is taken into account for income based JSA
Claimants and partners income and savings
Who is eligible for statutory sick pay
Anyone who pays class 1 NIC and is unable to work due to sickness for over 4 days in a row
Who pays statutory sick pay
Employer
Is statutory sick pay taxable
Yes
How much is statutory sick pay
£89.35 a week
How long does statutory sick pay last
28 weeks
What’s the aim of ESA
To help people return to work after sickness or disability
When does ESA cease
SPA
How long is the assessment phase ofESA
13 weeks
What is the outcome with regards toESA if terminally ill
Support group + £109.65 a week
If not terminally ill and assessed as eligible for ESA following the assessment phase
Work related activity group
Receive up to £102.15 a week
Work fo cussed interviews
Is ESA being replaced by universal credit
Yes
When was personal independence payment introduced
Welfare reform act 2012
What is PIP replacing
Disability living allowance
What are the features of PIP
Non means tested, non NIC dependent.. Consists of a daily living component and mobility component
Who is eligible for PIP
Difficulties with activities of daily living or mobility which have lasted at least 3 months and are expected to persist for at least 9 months,
Must be of working age
Who is eligible for attendance allowance
65+ suffering from severe disability for over 6 months
What are the features of disability living allowance
Tax free, not means or NIC dependent
Who is eligible for carers allowance
If earn less than £116 a week after certain deductions and are a carer
Who is eligible for child benefit
Anyone with children up to 16/20 in full time education up to earning £50,000 after which amount is reduced 1% for every 100 over the limit
Is child tax credit means tested
Yes
What is the max amount of child tax credit you can receive
545 a year
Who is eligible for child tax credit
Earning below £16,105 after which it is reduced by 41p for every £1 over, based on joint income
What tactic can be used to reduce income to receive CTC
Pay into a personal pension plan
Who is eligible for working tax credit
Working at least 16 hours with children or 30 hours without
What is the aim of working tax credit
To top up earnings
Who pays and administers tax credits
Hmrc and dwp
What is the aim of housing benefit
To help with the cost of rent
Who is entitled to housing benefit
Anyone eligible for job seekers allowance, income based ESA or pension guarantee credit
How long is support for mortgage interest paid
After 39 weeks for max of 2 years for someone on JSA
Who is eligible for support for mortgage interest
Earning under 16,000
What benefits is universal credit replacing
Income support, income based JSA, income related ESA, housing benefit, CTC and WTC
How is universal credit paid
Monthly into a bank account by DWP
How is the benefit cap applied
A deduction in housing benefit
How long must you have paid NICs to receive the full state pension
35 years
What is the minimum number of NICs needed to claim any state pension
10 years
What is the outlook for spa
Nov 2018- 65 for both
2020- 66
2026-2028- 67
What were the 3 components of the legacy state pension
Basic state pension, serps, s2p
