Chapter 3- State Benefits

Question 1

Which act introduced universal credit

Answer 1

Welfare reform act 2012

Question 2

Who is eligible for bereavement support payment

Answer 2

Anyone irrespective of age, who’s spouse has passed away

Question 3

Do you pay tax on bereave,net supportpayment

Answer 3

No

Question 4

How much does bereavement support payment pay out

Answer 4

With children - £3500 then £400 a month for 18 months

Without children- £2500 then £100 a month

Question 5

What benefits did bereavement support payment replace from April 2018

Answer 5

Bereavement payment,widowed parents allowance and bereavement allowance

Question 6

What was the age limit for bereavement payment

Answer 6

Spa

Question 7

How much was bereavement payment

Answer 7

£2000 tax free

Question 8

How much was widowed parents allowance

Answer 8

£113.70 a week,taxable and dependent of NICs

Question 9

How long was bereavement allowance paid for

Answer 9

52 weeks

Question 10

Who was eligible for bereavement allowance

Answer 10

Between 45 and SPA with sufficient NICs and not entitled to widowed parents allowance

Question 11

What is the usual limit to be eligible for income related benefits

Answer 11

£16,000

Question 12

Who is eligible for income support

Answer 12

Between 16 and SPA
Not in full time education 
Low income 
Work less than 16hrs a week 
Not receiving JSA or ESA

Question 13

What are the conditions for contribution based JSA

Answer 13

NIC dependent
Not means tested
Last max 6 months

Question 14

What is taken into account for income based JSA

Answer 14

Claimants and partners income and savings

Question 15

Who is eligible for statutory sick pay

Answer 15

Anyone who pays class 1 NIC and is unable to work due to sickness for over 4 days in a row

Question 16

Who pays statutory sick pay

Answer 16

Employer

Question 17

Is statutory sick pay taxable

Answer 17

Yes

Question 18

How much is statutory sick pay

Answer 18

£89.35 a week

Question 19

How long does statutory sick pay last

Answer 19

28 weeks

Question 20

What’s the aim of ESA

Answer 20

To help people return to work after sickness or disability

Question 21

When does ESA cease

Answer 21

SPA

Question 22

How long is the assessment phase ofESA

Answer 22

13 weeks

Question 23

What is the outcome with regards toESA if terminally ill

Answer 23

Support group + £109.65 a week

Question 24

If not terminally ill and assessed as eligible for ESA following the assessment phase

Answer 24

Work related activity group
Receive up to £102.15 a week
Work fo cussed interviews

Question 25

Is ESA being replaced by universal credit

Answer 25

Yes

Question 26

When was personal independence payment introduced

Answer 26

Welfare reform act 2012

Question 27

What is PIP replacing

Answer 27

Disability living allowance

Question 28

What are the features of PIP

Answer 28

Non means tested, non NIC dependent.. Consists of a daily living component and mobility component

Question 29

Who is eligible for PIP

Answer 29

Difficulties with activities of daily living or mobility which have lasted at least 3 months and are expected to persist for at least 9 months, Must be of working age

Question 30

Who is eligible for attendance allowance

Answer 30

65+ suffering from severe disability for over 6 months

Question 31

What are the features of disability living allowance

Answer 31

Tax free, not means or NIC dependent

Question 32

Who is eligible for carers allowance

Answer 32

If earn less than £116 a week after certain deductions and are a carer

Question 33

Who is eligible for child benefit

Answer 33

Anyone with children up to 16/20 in full time education up to earning £50,000 after which amount is reduced 1% for every 100 over the limit

Question 34

Is child tax credit means tested

Answer 34

Yes

Question 35

What is the max amount of child tax credit you can receive

Answer 35

545 a year

Question 36

Who is eligible for child tax credit

Answer 36

Earning below £16,105 after which it is reduced by 41p for every £1 over, based on joint income

Question 37

What tactic can be used to reduce income to receive CTC

Answer 37

Pay into a personal pension plan

Question 38

Who is eligible for working tax credit

Answer 38

Working at least 16 hours with children or 30 hours without

Question 39

What is the aim of working tax credit

Answer 39

To top up earnings

Question 40

Who pays and administers tax credits

Answer 40

Hmrc and dwp

Question 41

What is the aim of housing benefit

Answer 41

To help with the cost of rent

Question 42

Who is entitled to housing benefit

Answer 42

Anyone eligible for job seekers allowance, income based ESA or pension guarantee credit

Question 43

How long is support for mortgage interest paid

Answer 43

After 39 weeks for max of 2 years for someone on JSA

Question 44

Who is eligible for support for mortgage interest

Answer 44

Earning under 16,000

Question 45

What benefits is universal credit replacing

Answer 45

Income support, income based JSA, income related ESA, housing benefit, CTC and WTC

Question 46

How is universal credit paid

Answer 46

Monthly into a bank account by DWP

Question 47

How is the benefit cap applied

Answer 47

A deduction in housing benefit

Question 48

How long must you have paid NICs to receive the full state pension

Answer 48

35 years

Question 49

What is the minimum number of NICs needed to claim any state pension

Answer 49

10 years

Question 50

What is the outlook for spa

Answer 50

Nov 2018- 65 for both 2020- 66 2026-2028- 67

Question 51

What were the 3 components of the legacy state pension

Answer 51

Basic state pension, serps, s2p