Chapter 3-fair housing Flashcards
When was the civil rights act taken seriously?
1968
What act made it illegal to discriminate based on race, color, national origin, religion?
Title VIII of civil rights act of 1968
What did the housing and community development act add to fair housing act?
No Discrimination against sex
What did the Amendments act add to the list for items you can’t discriminate against?
Familial status and disability
What act is exempt from familial status and allows for communities to require 80% of community to have 1+ person over 55?
HOPA housing for older persons act
What was put into place in an effort to end discrimination due to race?
Civil rights act of 1866
HUD defines this as any building or part of one that is designed for occupancy?
dwelling
HUD defines this as one or more children under 18 with a guardian and pregnant women
Familial status/family
HUD defines this as a physical or mental handicap including AIDS; not including current drug abusers but does include patients in recovery
Disability
How can u make sure disabled people pay for repairs for additions to assist w disability?
Escrow account but cannot add more to security deposit
Who is exempt from the Fair housing act?
Owner occupied buildings w less than 4 units, rent or own
Single family housing sold or rented without a realtor
Housing by organizations or private clubs for members only
What is the act of encouraging people to sell or rent homes by claiming that entry of protected class will have negative impact on property values?
Blockbusting
What is the channeling of home buyers to particular neighborhoods or discouraging from areas?
Steering
What is refusing to make mortgage loans or issue insurance in particular areas? Other than economic qualifications of applicants
Redlining
What test determines if an intent is discrimination?
The effects test
